Best Lynn Haven, FL Car Insurance in 2025
Car insurance in Lynn Haven, FL averages $314 a month. Lynn Haven, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lynn Haven car insurance rates, compare quotes from the top car insurance companies in Lynn Haven, FL.
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Table of Contents
Table of Contents
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Kalyn Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Scott W. Johnson
Updated October 2024
- Average car insurance rates in Lynn Haven, FL after a DUI are $4,506/year
- Average car insurance rates in Lynn Haven, FL are $3,773/year
- The cheapest car insurance company in Lynn Haven for teen drivers is USAA
If you need to buy Lynn Haven, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lynn Haven, FL is right here.
You’ll find Lynn Haven car insurance rates, the cheapest Lynn Haven, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lynn Haven, Florida car insurance rates to Tampa car insurance rates, Port St. Lucie car insurance rates, and Miami car insurance rates.
Ready to find affordable Lynn Haven, FL car insurance today? Enter your ZIP code for fast, free Lynn Haven car insurance quotes.
Cheapest Lynn Haven, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Lynn Haven, FL car insurance rates? Every Lynn Haven, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,676 | $3,548 | $3,198 | $3,271 | $12,757 | $13,874 | $3,778 | $3,870 |
| Geico | $2,616 | $2,626 | $2,450 | $2,450 | $4,710 | $5,930 | $2,884 | $2,928 |
| Liberty Mutual | $3,029 | $3,029 | $2,780 | $2,780 | $6,339 | $9,731 | $3,029 | $4,083 |
| Nationwide | $2,368 | $2,349 | $2,115 | $2,194 | $5,660 | $7,017 | $2,609 | $2,732 |
| Progressive | $2,958 | $2,799 | $2,560 | $2,738 | $8,310 | $9,129 | $3,547 | $3,461 |
| State Farm | $1,741 | $1,741 | $1,576 | $1,576 | $5,072 | $6,487 | $1,929 | $2,081 |
| USAA | $1,256 | $1,238 | $1,170 | $1,165 | $4,190 | $4,879 | $1,572 | $1,701 |
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Minimum Car Insurance in Lynn Haven, FL
Every driver must carry the minimum car insurance required by the state in Lynn Haven, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Lynn Haven, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Lynn Haven, FL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Lynn Haven from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,309 | $5,321 | $4,360 |
| Geico | $4,855 | $2,927 | $2,191 |
| Liberty Mutual | $5,589 | $4,114 | $3,347 |
| Nationwide | $4,217 | $3,107 | $2,817 |
| Progressive | $5,774 | $4,104 | $3,435 |
| State Farm | $3,780 | $2,493 | $2,052 |
| USAA | $3,485 | $1,709 | $1,246 |
Cheapest Lynn Haven, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Lynn Haven, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,177 | $6,164 | $6,896 | $5,750 |
| Geico | $2,309 | $2,957 | $4,413 | $3,619 |
| Liberty Mutual | $3,193 | $4,089 | $5,831 | $4,286 |
| Nationwide | $2,907 | $3,171 | $4,229 | $3,215 |
| Progressive | $3,516 | $5,179 | $4,352 | $4,704 |
| State Farm | $2,541 | $3,010 | $2,775 | $2,775 |
| USAA | $1,693 | $2,076 | $3,044 | $1,773 |
Cheapest Lynn Haven, FL Car Insurance for Teen Drivers
Teen car insurance in Lynn Haven, FL can be expensive. Take a look at rates from the top car insurance companies in Lynn Haven for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,757 | $13,874 |
| Geico | $4,710 | $5,930 |
| Liberty Mutual | $6,339 | $9,731 |
| Nationwide | $5,660 | $7,017 |
| Progressive | $8,310 | $9,129 |
| State Farm | $5,072 | $6,487 |
| USAA | $4,190 | $4,879 |
Cheapest Lynn Haven, FL Car Insurance for Seniors
Take a look at Lynn Haven, FL rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,198 | $3,271 |
| Geico | $2,450 | $2,450 |
| Liberty Mutual | $2,780 | $2,780 |
| Nationwide | $2,115 | $2,194 |
| Progressive | $2,560 | $2,738 |
| State Farm | $1,576 | $1,576 |
| USAA | $1,170 | $1,165 |
Cheapest Lynn Haven, FL Car Insurance Rates After a DUI
A DUI in Lynn Haven, FL increases car insurance rates. Compare Lynn Haven, Florida car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,896 |
| Geico | $4,413 |
| Liberty Mutual | $5,831 |
| Nationwide | $4,229 |
| Progressive | $4,352 |
| State Farm | $2,775 |
| USAA | $3,044 |
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Cheapest Lynn Haven, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Lynn Haven, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,822 | $6,171 |
| Geico | $3,308 | $3,341 |
| Liberty Mutual | $4,211 | $4,489 |
| Nationwide | $3,380 | $3,380 |
| Progressive | $4,438 | $4,438 |
| State Farm | $2,682 | $2,868 |
| USAA | $2,122 | $2,171 |
The Best Cheap Car Insurance Companies in Lynn Haven, FL
Take a look at a side-by-side comparison of the top car insurance companies in Lynn Haven, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,997 |
| Geico | $3,324 |
| Liberty Mutual | $4,350 |
| Nationwide | $3,380 |
| Progressive | $4,438 |
| State Farm | $2,775 |
| USAA | $2,147 |
Category Winners: Cheapest Car Insurance in Lynn Haven, Florida
Find the cheapest car insurance companies in Lynn Haven, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Lynn Haven, FL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Lynn Haven car insurance rates. Find the cheapest Lynn Haven, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,884 | $6,248 | $6,858 |
| Geico | $2,796 | $3,433 | $3,744 |
| Liberty Mutual | $4,028 | $4,411 | $4,611 |
| Nationwide | $2,747 | $3,501 | $3,893 |
| Progressive | $3,854 | $4,525 | $4,934 |
| State Farm | $2,393 | $2,838 | $3,095 |
| USAA | $1,877 | $2,216 | $2,346 |
What affects car insurance rates in Lynn Haven, Florida?
What are the factors that affect car insurance rates in Lynn Haven, FL? There are several reasons why Lynn Haven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lynn Haven, Florida.
Car Theft in Lynn Haven
High levels of vehicle theft can make car insurance more expensive. Lynn Haven, FL car theft statistics from the FBI indicate 13 vehicle thefts a year.
Commute Time in Lynn Haven
The more time you spend in your car the higher the risk of an accident. The average commute length in Lynn Haven, FL is 23.4 minutes according to City-Data.
Compare Car Insurance Quotes in Lynn Haven, FL
Ready to find affordable Lynn Haven, Florida car insurance today? Enter your ZIP code for fast, free Lynn Haven, FL car insurance quotes.
Frequently Asked Questions
What is the minimum car insurance coverage required in Lynn Haven, FL?
The minimum car insurance coverage required in Lynn Haven, FL is $10,000 in bodily injury liability coverage per person, $20,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
How does credit score affect car insurance rates in Lynn Haven, FL?
Your credit score can affect car insurance costs in Lynn Haven, FL. Having a good credit score may help you qualify for a good credit discount on your car insurance rates.
How does driving record affect car insurance rates in Lynn Haven, FL?
Your driving record is a significant factor that affects car insurance rates. Having a clean driving record typically results in lower insurance rates, while accidents, DUIs, and speeding violations can increase rates.
How much does car insurance for teen drivers cost in Lynn Haven, FL?
Car insurance for teen drivers in Lynn Haven, FL can be expensive. The rates vary depending on the insurance company, but you can compare quotes from different companies to find the cheapest option.
Are there special car insurance rates for seniors in Lynn Haven, FL?
Yes, there are car insurance rates specifically tailored for seniors in Lynn Haven, FL. Comparing quotes from different companies can help you find the best rates for senior drivers.
How much do car insurance rates increase after a DUI in Lynn Haven, FL?
On average, car insurance rates in Lynn Haven, FL increase by $4,506 per year after a DUI.
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