Compare Madisonville, TX Car Insurance Rates (2022)

Car insurance in Madisonville, TX averages $314 a month. Madisonville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Madisonville car insurance rates, compare quotes from the top car insurance companies in Madisonville, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • Average car insurance rates in Madisonville, TX after a DUI are $4,275/year
  • The cheapest car insurance company in Madisonville for teen drivers is USAA
  • Average car insurance rates in Madisonville, TX are $3,767/year

If you need to buy Madisonville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Madisonville, TX is right here.

You’ll find Madisonville car insurance rates, the cheapest Madisonville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Madisonville, Texas car insurance rates to Dallas car insurance rates, Austin car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Madisonville, TX car insurance today? Enter your ZIP code for fast, free Madisonville car insurance quotes.

Cheapest Madisonville, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Madisonville, TX car insurance rates? Every Madisonville, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Madisonville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,407 $3,444 $3,368 $3,368 $8,839 $10,686 $4,211 $4,395
American Family $2,679 $2,985 $2,504 $2,871 $7,108 $9,285 $3,850 $4,383
GEICO $2,272 $2,439 $2,171 $2,425 $4,925 $5,186 $2,460 $2,489
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,516 $2,398 $2,238 $2,282 $10,508 $11,710 $2,988 $3,033
State Farm $2,075 $2,075 $1,836 $1,836 $4,823 $6,120 $2,246 $2,319
USAA $1,596 $1,609 $1,523 $1,515 $4,476 $4,885 $2,133 $2,295

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Minimum Car Insurance in Madisonville, TX

Every driver must carry the minimum car insurance in Madisonville, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Madisonville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Madisonville, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Madisonville, TX. Compare credit history car insurance rates in Madisonville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Madisonville, Texas

Insurance Company Poor Fair Good
Allstate $6,646 $4,851 $4,146
American Family $6,117 $3,880 $3,377
GEICO $4,693 $2,663 $1,781
Nationwide $4,227 $3,394 $2,952
Progressive $5,302 $4,580 $4,244
State Farm $4,136 $2,569 $2,044
USAA $3,684 $2,122 $1,705

Cheapest Madisonville, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Madisonville, TX to rates for a clean record with top companies.

Annual Madisonville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $6,227 $6,473 $4,079
American Family $4,055 $5,185 $4,537 $4,055
GEICO $2,589 $3,410 $2,862 $3,323
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $4,106 $5,306 $4,795 $4,629
State Farm $2,607 $2,969 $3,482 $2,607
USAA $1,868 $2,753 $3,251 $2,144

Cheapest Madisonville, TX Car Insurance for Teen Drivers

Teen car insurance in Madisonville, TX can be expensive. Take a look at rates from the top car insurance companies in Madisonville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Madisonville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,839 $10,686
American Family $7,108 $9,285
GEICO $4,925 $5,186
Nationwide $6,237 $8,009
Progressive $10,508 $11,710
State Farm $4,823 $6,120
USAA $4,476 $4,885

Cheapest Madisonville, TX Car Insurance for Seniors

Take a look at Madisonville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Madisonville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,368 $3,368
American Family $2,504 $2,871
GEICO $2,171 $2,425
Nationwide $1,965 $2,080
Progressive $2,238 $2,282
State Farm $1,836 $1,836
USAA $1,523 $1,515

Cheapest Madisonville, TX Car Insurance Rates After a DUI

A DUI in Madisonville, TX increases car insurance rates. Compare Madisonville, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Madisonville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,473
American Family $4,537
GEICO $2,862
Nationwide $4,526
Progressive $4,795
State Farm $3,482
USAA $3,251

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Cheapest Madisonville, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Madisonville, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Madisonville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,092 $5,337
American Family $4,458 $4,458
GEICO $2,990 $3,101
Nationwide $3,524 $3,524
Progressive $4,709 $4,709
State Farm $2,916 $2,916
USAA $2,472 $2,536

The Best Cheap Car Insurance Companies in Madisonville, TX

Take a look at a side-by-side comparison of the top car insurance companies in Madisonville, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Madisonville, Texas

Insurance Company Average Annual Rates
Allstate $5,215
American Family $4,458
GEICO $3,046
Nationwide $3,524
Progressive $4,709
State Farm $2,916
USAA $2,504

Category Winners: Cheapest Car Insurance in Madisonville, Texas

Find the cheapest car insurance companies in Madisonville, TX for each category right here.

Best Annual Car Insurance Rates by Company in Madisonville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Madisonville, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Madisonville car insurance rates. Find the cheapest Madisonville, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Madisonville, Texas

Insurance Company Low Medium High
Allstate $5,084 $5,166 $5,394
American Family $4,163 $4,299 $4,912
GEICO $2,922 $3,019 $3,197
Nationwide $3,795 $3,373 $3,404
Progressive $4,488 $4,688 $4,951
State Farm $2,774 $2,906 $3,068
USAA $2,423 $2,494 $2,595

What affects car insurance rates in Madisonville, Texas?

What factors can have an impact on Madisonville, TX car insurance? There are several reasons why Madisonville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Madisonville, Texas.

Car Theft in Madisonville

High levels of vehicle theft can make car insurance more expensive. Madisonville, TX car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Madisonville

The more time you spend in your car the higher the risk of an accident. The average commute length in Madisonville, TX is 17.7 minutes according to City-Data.

Compare Car Insurance Quotes in Madisonville, TX

Ready to find affordable Madisonville, Texas car insurance today? Enter your ZIP code for fast, free Madisonville, TX car insurance quotes.

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