Compare Mexia, TX Car Insurance Rates (2022)

Car insurance in Mexia, TX averages $280 a month. Mexia, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Mexia car insurance rates, compare quotes from the top car insurance companies in Mexia, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • The cheapest car insurance company in Mexia for teen drivers is USAA
  • Average car insurance rates in Mexia, TX after a DUI are $3,837/year
  • Average car insurance rates in Mexia, TX are $3,361/year

If you need to buy Mexia, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Mexia, TX is right here.

You’ll find Mexia car insurance rates, the cheapest Mexia, TX car insurance companies, and information on Texas car insurance laws. You can also compare Mexia, Texas car insurance rates to Corpus Christi car insurance rates, Austin car insurance rates, and Houston car insurance rates.

Ready to find affordable Mexia, TX car insurance today? Enter your ZIP code for fast, free Mexia car insurance quotes.

Cheapest Mexia, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mexia, TX car insurance rates? Every Mexia, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mexia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,296 $3,322 $3,254 $3,254 $8,748 $10,546 $4,072 $4,236
American Family $2,284 $2,531 $2,124 $2,420 $5,863 $7,675 $3,236 $3,682
GEICO $2,235 $2,399 $2,147 $2,417 $4,743 $4,928 $2,407 $2,401
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $1,988 $1,886 $1,772 $1,806 $8,139 $9,070 $2,340 $2,370
State Farm $1,855 $1,855 $1,645 $1,645 $4,344 $5,520 $2,010 $2,076
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

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Minimum Car Insurance in Mexia, TX

Every driver must carry the minimum car insurance in Mexia, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Mexia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mexia, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mexia, TX. Compare credit history car insurance rates in Mexia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mexia, Texas

Insurance Company Poor Fair Good
Allstate $6,467 $4,743 $4,062
American Family $5,142 $3,219 $2,820
GEICO $4,556 $2,589 $1,734
Nationwide $3,917 $3,151 $2,742
Progressive $4,137 $3,570 $3,307
State Farm $3,710 $2,308 $1,838
USAA $3,224 $1,855 $1,491

Cheapest Mexia, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mexia, TX to rates for a clean record with top companies.

Annual Mexia, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,942 $6,105 $6,375 $3,942
American Family $3,408 $4,305 $3,787 $3,408
GEICO $2,515 $3,290 $2,788 $3,245
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $3,210 $4,130 $3,741 $3,604
State Farm $2,338 $2,667 $3,132 $2,338
USAA $1,639 $2,406 $2,835 $1,880

Cheapest Mexia, TX Car Insurance for Teen Drivers

Teen car insurance in Mexia, TX can be expensive. Take a look at rates from the top car insurance companies in Mexia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mexia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,748 $10,546
American Family $5,863 $7,675
GEICO $4,743 $4,928
Nationwide $5,791 $7,432
Progressive $8,139 $9,070
State Farm $4,344 $5,520
USAA $3,887 $4,247

Cheapest Mexia, TX Car Insurance for Seniors

Take a look at Mexia, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mexia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,254 $3,254
American Family $2,124 $2,420
GEICO $2,147 $2,417
Nationwide $1,823 $1,930
Progressive $1,772 $1,806
State Farm $1,645 $1,645
USAA $1,339 $1,334

Cheapest Mexia, TX Car Insurance Rates After a DUI

A DUI in Mexia, TX increases car insurance rates. Compare Mexia, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mexia, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,375
American Family $3,787
GEICO $2,788
Nationwide $4,197
Progressive $3,741
State Farm $3,132
USAA $2,835

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Cheapest Mexia, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mexia, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mexia, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,968 $5,214
American Family $3,727 $3,727
GEICO $2,901 $3,018
Nationwide $3,270 $3,270
Progressive $3,671 $3,671
State Farm $2,619 $2,619
USAA $2,162 $2,217

The Best Cheap Car Insurance Companies in Mexia, TX

Take a look at a side-by-side comparison of the top car insurance companies in Mexia, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mexia, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $3,727
GEICO $2,960
Nationwide $3,270
Progressive $3,671
State Farm $2,619
USAA $2,190

Category Winners: Cheapest Car Insurance in Mexia, Texas

Find the cheapest car insurance companies in Mexia, TX for each category right here.

Best Annual Car Insurance Rates by Company in Mexia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Mexia, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mexia car insurance rates. Find the cheapest Mexia, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mexia, Texas

Insurance Company Low Medium High
Allstate $4,969 $5,046 $5,258
American Family $3,478 $3,597 $4,107
GEICO $2,798 $2,917 $3,164
Nationwide $3,539 $3,131 $3,140
Progressive $3,491 $3,652 $3,871
State Farm $2,493 $2,611 $2,752
USAA $2,122 $2,182 $2,265

What affects car insurance rates in Mexia, Texas?

What factors can have an impact on Mexia, TX car insurance? There are several reasons why Mexia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mexia, Texas.

Commute Time in Mexia

The more time you spend in your car the higher the risk of an accident. The average commute length in Mexia, TX is 17.0 minutes according to City-Data.

Compare Car Insurance Quotes in Mexia, TX

Ready to find affordable Mexia, Texas car insurance today? Enter your ZIP code for fast, free Mexia, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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