Compare Morris Plains, NJ Car Insurance Rates [2023]
Car insurance in Morris Plains, NJ averages $385 a month. Morris Plains, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Morris Plains car insurance rates, compare quotes from the top car insurance companies in Morris Plains, NJ.
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Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
UPDATED: Oct 20, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 20, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Morris Plains, NJ are $4,617/year
- Average car insurance rates in Morris Plains, NJ after a DUI are $5,445/year
- The cheapest car insurance company in Morris Plains is Geico
If you need to buy Morris Plains, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Morris Plains, NJ is right here.
You’ll find Morris Plains car insurance rates, the cheapest Morris Plains, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Morris Plains, New Jersey car insurance rates to Newark car insurance rates, Clifton car insurance rates, and Bayonne car insurance rates.
Ready to find affordable Morris Plains, NJ car insurance today? Enter your ZIP code for fast, free Morris Plains car insurance quotes.
Cheapest Morris Plains, NJ Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Morris Plains, NJ car insurance rates? Every Morris Plains, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,134 | $3,119 | $3,021 | $3,021 | $9,952 | $12,409 | $3,664 | $3,830 |
| Farmers | $3,860 | $3,889 | $3,744 | $3,678 | $11,331 | $13,018 | $4,593 | $4,735 |
| Geico | $2,072 | $2,036 | $2,023 | $2,023 | $3,780 | $3,827 | $2,380 | $2,344 |
| Liberty Mutual | $3,592 | $3,592 | $3,939 | $3,939 | $9,217 | $10,454 | $3,939 | $4,513 |
| Progressive | $1,616 | $1,511 | $1,467 | $1,491 | $7,269 | $8,137 | $1,912 | $1,878 |
| State Farm | $3,630 | $3,630 | $3,272 | $3,272 | $11,692 | $15,026 | $4,125 | $4,607 |
| Travelers | $2,721 | $2,669 | $2,514 | $2,557 | $6,315 | $7,201 | $2,680 | $2,684 |
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Minimum Car Insurance in Morris Plains, NJ
Every driver must carry the minimum car insurance in Morris Plains, NJ. Take a look at the New Jersey car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Morris Plains, NJ Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Morris Plains, NJ. Compare credit history car insurance rates in Morris Plains from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,283 | $4,761 | $3,762 |
| Farmers | $7,193 | $5,721 | $5,404 |
| Geico | $3,849 | $2,221 | $1,613 |
| Liberty Mutual | $6,824 | $5,076 | $4,295 |
| Progressive | $3,508 | $3,093 | $2,879 |
| State Farm | $8,893 | $5,377 | $4,200 |
| Travelers | $4,865 | $3,615 | $2,523 |
Cheapest Morris Plains, NJ Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morris Plains, NJ to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,961 | $6,553 | $5,751 | $4,810 |
| Farmers | $4,719 | $8,017 | $6,529 | $5,160 |
| Geico | $1,996 | $2,618 | $3,632 | $1,996 |
| Liberty Mutual | $5,187 | $5,926 | $5,293 | $5,187 |
| Progressive | $2,755 | $3,610 | $3,102 | $3,173 |
| State Farm | $3,360 | $6,088 | $9,781 | $5,398 |
| Travelers | $2,834 | $4,168 | $4,030 | $3,640 |
Cheapest Morris Plains, NJ Car Insurance for Teen Drivers
Teen car insurance in Morris Plains, NJ can be expensive. Take a look at rates from the top car insurance companies in Morris Plains for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,952 | $12,409 |
| Farmers | $11,331 | $13,018 |
| Geico | $3,780 | $3,827 |
| Liberty Mutual | $9,217 | $10,454 |
| Progressive | $7,269 | $8,137 |
| State Farm | $11,692 | $15,026 |
| Travelers | $6,315 | $7,201 |
Cheapest Morris Plains, NJ Car Insurance for Seniors
Take a look at Morris Plains, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,021 | $3,021 |
| Farmers | $3,744 | $3,678 |
| Geico | $2,023 | $2,023 |
| Liberty Mutual | $3,939 | $3,939 |
| Progressive | $1,467 | $1,491 |
| State Farm | $3,272 | $3,272 |
| Travelers | $2,514 | $2,557 |
Cheapest Morris Plains, NJ Car Insurance Rates After a DUI
A DUI in Morris Plains, NJ increases car insurance rates. Compare Morris Plains, New Jersey DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,751 |
| Farmers | $6,529 |
| Geico | $3,632 |
| Liberty Mutual | $5,293 |
| Progressive | $3,102 |
| State Farm | $9,781 |
| Travelers | $4,030 |
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Cheapest Morris Plains, NJ Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Morris Plains, NJ by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,259 | $5,278 |
| Farmers | $6,106 | $6,106 |
| Geico | $2,540 | $2,582 |
| Liberty Mutual | $5,346 | $5,450 |
| Progressive | $3,160 | $3,160 |
| State Farm | $6,004 | $6,309 |
| Travelers | $3,668 | $3,668 |
The Best Cheap Car Insurance Companies in Morris Plains, NJ
Take a look at a side-by-side comparison of the top car insurance companies in Morris Plains, NJ to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,269 |
| Farmers | $6,106 |
| Geico | $2,561 |
| Liberty Mutual | $5,398 |
| Progressive | $3,160 |
| State Farm | $6,157 |
| Travelers | $3,668 |
Category Winners: Cheapest Car Insurance in Morris Plains, New Jersey
Find the cheapest car insurance companies in Morris Plains, NJ for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Cheapest Morris Plains, NJ Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Morris Plains car insurance rates. Find the cheapest Morris Plains, NJ car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,905 | $5,339 | $5,562 |
| Farmers | $5,565 | $6,103 | $6,650 |
| Geico | $2,299 | $2,612 | $2,772 |
| Liberty Mutual | $4,859 | $5,556 | $5,779 |
| Progressive | $2,882 | $3,214 | $3,385 |
| State Farm | $5,773 | $6,228 | $6,469 |
| Travelers | $3,382 | $3,674 | $3,948 |
What affects car insurance rates in Morris Plains, New Jersey?
What factors can have an impact on Morris Plains, NJ car insurance? There are several reasons why Morris Plains car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morris Plains, New Jersey.
Commute Time in Morris Plains
The more time you spend in your car the higher the risk of an accident. The average commute length in Morris Plains, NJ is 28.9 minutes according to City-Data.
Compare Car Insurance Quotes in Morris Plains, NJ
Ready to find affordable Morris Plains, New Jersey car insurance today? Enter your ZIP code for fast, free Morris Plains, NJ car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Joel Ohman
Founder & CFP®
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...
Founder & CFP®
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.