Best Mount Dora, FL Car Insurance in 2025
Car insurance in Mount Dora, FL averages $373 a month. Mount Dora, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Mount Dora car insurance rates, compare quotes from the top car insurance companies in Mount Dora, FL.
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Table of Contents
Table of Contents
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Zach Fagiano
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Updated October 2024
- The cheapest car insurance company in Mount Dora for teen drivers is USAA
- Average car insurance rates in Mount Dora, FL are $4,479/year
- Average car insurance rates in Mount Dora, FL after a DUI are $5,411/year
If you need to buy Mount Dora, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Dora, FL is right here.
You’ll find Mount Dora car insurance rates, the cheapest Mount Dora, FL car insurance companies, and information on Florida car insurance laws. You can also compare Mount Dora, Florida car insurance rates to St. Petersburg car insurance rates, Fort Lauderdale car insurance rates, and Tampa car insurance rates.
Ready to find affordable Mount Dora, FL car insurance today? Enter your ZIP code for fast, free Mount Dora car insurance quotes.
Cheapest Mount Dora, FL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Mount Dora, FL car insurance rates? Every Mount Dora, Florida car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,204 | $4,014 | $3,656 | $3,710 | $14,410 | $15,601 | $4,184 | $4,241 |
| Geico | $3,054 | $3,063 | $2,859 | $2,859 | $5,444 | $6,770 | $3,358 | $3,388 |
| Liberty Mutual | $3,881 | $3,881 | $3,548 | $3,548 | $8,295 | $12,826 | $3,881 | $5,295 |
| Nationwide | $2,877 | $2,837 | $2,567 | $2,654 | $6,956 | $8,557 | $3,169 | $3,293 |
| Progressive | $3,419 | $3,227 | $2,932 | $3,139 | $9,473 | $10,317 | $4,110 | $3,930 |
| State Farm | $1,983 | $1,983 | $1,798 | $1,798 | $5,900 | $7,551 | $2,208 | $2,371 |
| USAA | $1,570 | $1,542 | $1,467 | $1,453 | $5,419 | $6,293 | $1,961 | $2,115 |
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Minimum Car Insurance in Mount Dora, FL
Every driver must carry the minimum car insurance required by the state in Mount Dora, FL. Take a look at the Florida car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Mount Dora, FL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Mount Dora, FL. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Mount Dora from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,451 | $5,969 | $4,838 |
| Geico | $5,624 | $3,389 | $2,536 |
| Liberty Mutual | $7,298 | $5,331 | $4,304 |
| Nationwide | $5,148 | $3,777 | $3,416 |
| Progressive | $6,629 | $4,684 | $3,893 |
| State Farm | $4,393 | $2,864 | $2,340 |
| USAA | $4,439 | $2,169 | $1,574 |
Cheapest Mount Dora, FL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Mount Dora, FL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,827 | $6,980 | $7,739 | $6,464 |
| Geico | $2,666 | $3,422 | $5,117 | $4,192 |
| Liberty Mutual | $4,023 | $5,272 | $7,727 | $5,555 |
| Nationwide | $3,504 | $3,851 | $5,202 | $3,897 |
| Progressive | $4,000 | $5,919 | $4,982 | $5,373 |
| State Farm | $2,920 | $3,477 | $3,199 | $3,199 |
| USAA | $2,129 | $2,635 | $3,912 | $2,233 |
Cheapest Mount Dora, FL Car Insurance for Teen Drivers
Teen car insurance in Mount Dora, FL can be expensive. Take a look at rates from the top car insurance companies in Mount Dora for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,410 | $15,601 |
| Geico | $5,444 | $6,770 |
| Liberty Mutual | $8,295 | $12,826 |
| Nationwide | $6,956 | $8,557 |
| Progressive | $9,473 | $10,317 |
| State Farm | $5,900 | $7,551 |
| USAA | $5,419 | $6,293 |
Cheapest Mount Dora, FL Car Insurance for Seniors
Take a look at Mount Dora, FL rates on car insurance for seniors. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,656 | $3,710 |
| Geico | $2,859 | $2,859 |
| Liberty Mutual | $3,548 | $3,548 |
| Nationwide | $2,567 | $2,654 |
| Progressive | $2,932 | $3,139 |
| State Farm | $1,798 | $1,798 |
| USAA | $1,467 | $1,453 |
Cheapest Mount Dora, FL Car Insurance Rates After a DUI
A DUI in Mount Dora, FL increases car insurance rates. Compare Mount Dora, Florida car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,739 |
| Geico | $5,117 |
| Liberty Mutual | $7,727 |
| Nationwide | $5,202 |
| Progressive | $4,982 |
| State Farm | $3,199 |
| USAA | $3,912 |
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Cheapest Mount Dora, FL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Mount Dora, FL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,560 | $6,945 |
| Geico | $3,831 | $3,868 |
| Liberty Mutual | $5,459 | $5,830 |
| Nationwide | $4,114 | $4,114 |
| Progressive | $5,068 | $5,068 |
| State Farm | $3,089 | $3,309 |
| USAA | $2,697 | $2,758 |
The Best Cheap Car Insurance Companies in Mount Dora, FL
Take a look at a side-by-side comparison of the top car insurance companies in Mount Dora, FL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,752 |
| Geico | $3,849 |
| Liberty Mutual | $5,644 |
| Nationwide | $4,114 |
| Progressive | $5,068 |
| State Farm | $3,199 |
| USAA | $2,727 |
Category Winners: Cheapest Car Insurance in Mount Dora, Florida
Find the cheapest car insurance companies in Mount Dora, FL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Mount Dora, FL Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Mount Dora car insurance rates. Find the cheapest Mount Dora, FL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,240 | $7,096 | $7,922 |
| Geico | $3,105 | $3,989 | $4,455 |
| Liberty Mutual | $5,178 | $5,737 | $6,018 |
| Nationwide | $3,239 | $4,277 | $4,825 |
| Progressive | $4,344 | $5,173 | $5,689 |
| State Farm | $2,725 | $3,281 | $3,591 |
| USAA | $2,365 | $2,822 | $2,996 |
What affects car insurance rates in Mount Dora, Florida?
What are the factors that affect car insurance rates in Mount Dora, FL? There are several reasons why Mount Dora car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Dora, Florida.
Car Theft in Mount Dora
High levels of vehicle theft can make car insurance more expensive. Mount Dora, FL car theft statistics from the FBI indicate 1 vehicle thefts a year.
Commute Time in Mount Dora
The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Dora, FL is 25.9 minutes according to City-Data.
Compare Car Insurance Quotes in Mount Dora, FL
Ready to find affordable Mount Dora, Florida car insurance today? Enter your ZIP code for fast, free Mount Dora, FL car insurance quotes.
Frequently Asked Questions
Are there any specific car insurance discounts available for senior drivers in Mount Dora, FL?
Car insurance companies may offer specific discounts for senior drivers in Mount Dora, FL. It’s recommended to inquire about available discounts when obtaining car insurance quotes to ensure you’re getting the best rates as a senior driver.
How much does car insurance cost for teen drivers in Mount Dora, FL?
Car insurance for teen drivers in Mount Dora, FL can be expensive. The rates for teen drivers vary depending on the insurance company. Comparing quotes from different companies can help you find the most affordable option for insuring a teenage driver.
How does my driving record affect car insurance rates in Mount Dora, FL?
Your driving record plays a significant role in determining car insurance rates in Mount Dora, FL. A clean driving record typically results in lower insurance rates, while accidents, DUIs, and speeding violations can lead to higher rates.
How does my credit score affect car insurance rates in Mount Dora, FL?
Your credit score can impact car insurance costs in Mount Dora, FL. Generally, having good credit may help you qualify for lower insurance rates. It’s a good idea to compare car insurance rates for different credit score ranges to find the most affordable option.
What are the minimum car insurance coverage limits required in Mount Dora, FL?
The minimum car insurance coverage limits required in Mount Dora, FL are $10,000 per person for bodily injury liability coverage, $20,000 per accident for bodily injury liability coverage, and $10,000 for property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, you may be required by your lender to have full coverage insurance. Full coverage typically includes comprehensive and collision coverage in addition to the state-required liability coverage.
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