Compare North Liberty, IA Car Insurance Rates (2021)

Car insurance in North Liberty, IA averages $228 a month. North Liberty, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap North Liberty car insurance rates, compare quotes from the top car insurance companies in North Liberty, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in North Liberty, IA are $2,735/year
  • The cheapest car insurance company in North Liberty is USAA
  • Average car insurance rates in North Liberty, IA after a DUI are $3,301/year

If you need to buy North Liberty, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in North Liberty, IA is right here.

You’ll find North Liberty car insurance rates, the cheapest North Liberty, IA car insurance companies, and information on Iowa car insurance laws. You can also compare North Liberty, Iowa car insurance rates to Ames car insurance rates, Des Moines car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable North Liberty, IA car insurance today? Enter your ZIP code for fast, free North Liberty car insurance quotes.

Cheapest North Liberty, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Liberty, IA car insurance rates? Every North Liberty, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Liberty, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,767 $1,697 $1,575 $1,602 $5,095 $5,736 $1,919 $1,972
American Family $1,857 $1,857 $1,663 $1,663 $4,974 $6,962 $1,857 $2,235
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,824 $1,976 $1,612 $1,956 $9,039 $10,168 $2,065 $2,273
Nationwide $1,687 $1,726 $1,507 $1,601 $3,990 $5,129 $1,922 $2,082
Progressive $1,480 $1,412 $1,225 $1,270 $3,871 $4,359 $1,780 $1,932
State Farm $1,299 $1,299 $1,155 $1,155 $3,734 $4,706 $1,465 $1,682
Travelers $2,241 $2,285 $2,191 $2,193 $10,069 $15,970 $2,341 $2,749
USAA $1,056 $1,060 $978 $986 $2,924 $3,082 $1,256 $1,379

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Minimum Car Insurance in North Liberty, IA

Every driver must carry the minimum car insurance in North Liberty, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in North Liberty, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest North Liberty, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Liberty, IA. Compare credit history car insurance rates in North Liberty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Liberty, Iowa

Insurance Company Poor Fair Good
Allstate $3,189 $2,538 $2,285
American Family $3,676 $2,702 $2,273
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,495 $3,412 $2,686
Nationwide $2,975 $2,343 $2,048
Progressive $2,538 $2,074 $1,887
State Farm $2,936 $1,817 $1,433
Travelers $5,622 $4,809 $4,584
USAA $2,079 $1,440 $1,251

Cheapest North Liberty, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Liberty, IA to rates for a clean record with top companies.

Annual North Liberty, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,272 $2,746 $3,125 $2,539
American Family $2,081 $3,054 $3,953 $2,446
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,337 $4,134 $4,205 $3,781
Nationwide $1,790 $2,553 $3,462 $2,019
Progressive $1,735 $2,877 $1,885 $2,169
State Farm $1,894 $2,229 $2,062 $2,062
Travelers $3,639 $4,872 $6,521 $4,989
USAA $1,212 $1,634 $2,121 $1,394

Cheapest North Liberty, IA Car Insurance for Teen Drivers

Teen car insurance in North Liberty, IA can be expensive. Take a look at rates from the top car insurance companies in North Liberty for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Liberty, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,095 $5,736
American Family $4,974 $6,962
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,039 $10,168
Nationwide $3,990 $5,129
Progressive $3,871 $4,359
State Farm $3,734 $4,706
Travelers $10,069 $15,970
USAA $2,924 $3,082

Cheapest North Liberty, IA Car Insurance for Seniors

Take a look at North Liberty, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Liberty, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,575 $1,602
American Family $1,663 $1,663
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,612 $1,956
Nationwide $1,507 $1,601
Progressive $1,225 $1,270
State Farm $1,155 $1,155
Travelers $2,191 $2,193
USAA $978 $986

Cheapest North Liberty, IA Car Insurance Rates After a DUI

A DUI in North Liberty, IA increases car insurance rates. Compare North Liberty, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Liberty, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,125
American Family $3,953
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,205
Nationwide $3,462
Progressive $1,885
State Farm $2,062
Travelers $6,521
USAA $2,121

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Cheapest North Liberty, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Liberty, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Liberty, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,608 $2,733
American Family $2,850 $2,917
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $3,864 $3,864
Nationwide $2,456 $2,456
Progressive $2,166 $2,166
State Farm $2,012 $2,112
Travelers $5,005 $5,005
USAA $1,533 $1,648

The Best Cheap Car Insurance Companies in North Liberty, IA

Take a look at a side-by-side comparison of the top car insurance companies in North Liberty, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Liberty, Iowa

Insurance Company Average Annual Rates
Allstate $2,670
American Family $2,883
Farmers $2,336
GEICO $2,315
Liberty Mutual $3,864
Nationwide $2,456
Progressive $2,166
State Farm $2,062
Travelers $5,005
USAA $1,590

Category Winners: Cheapest Car Insurance in North Liberty, Iowa

Find the cheapest car insurance companies in North Liberty, IA for each category right here.

Best Annual Car Insurance Rates by Company in North Liberty, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest North Liberty, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Liberty car insurance rates. Find the cheapest North Liberty, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Liberty, Iowa

Insurance Company Low Medium High
Allstate $2,574 $2,673 $2,764
American Family $2,893 $3,044 $2,714
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $3,702 $3,858 $4,032
Nationwide $2,552 $2,448 $2,367
Progressive $2,032 $2,175 $2,291
State Farm $1,949 $2,075 $2,161
Travelers $4,737 $5,078 $5,200
USAA $1,500 $1,596 $1,675

What affects car insurance rates in North Liberty, Iowa?

What factors can have an impact on North Liberty, IA car insurance? There are several reasons why North Liberty car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Liberty, Iowa.

Commute Time in North Liberty

The more time you spend in your car the higher the risk of an accident. The average commute length in North Liberty, IA is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in North Liberty, IA

Ready to find affordable North Liberty, Iowa car insurance today? Enter your ZIP code for fast, free North Liberty, IA car insurance quotes.

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