Compare Pacifica, CA Car Insurance Rates (2021)

Car insurance in Pacifica, CA averages $297 a month. Pacifica, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Pacifica car insurance rates, compare quotes from the top car insurance companies in Pacifica, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pacifica for teen drivers is USAA
  • Average car insurance rates in Pacifica, CA are $3,559/year
  • The cheapest car insurance company in Pacifica is USAA

If you need to buy Pacifica, California car insurance, the options can be confusing. Everything you need to know about car insurance in Pacifica, CA is right here.

You’ll find Pacifica car insurance rates, the cheapest Pacifica, CA car insurance companies, and information on California car insurance laws. You can also compare Pacifica, California car insurance rates to Oakland car insurance rates, Los Angeles car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Pacifica, CA car insurance today? Enter your ZIP code for fast, free Pacifica car insurance quotes.

Cheapest Pacifica, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pacifica, CA car insurance rates? Every Pacifica, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pacifica, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,915 $2,917 $2,134 $2,152 $8,208 $10,340 $3,738 $4,107
Farmers $2,585 $2,585 $2,333 $2,333 $8,324 $13,702 $3,072 $3,428
GEICO $1,645 $1,646 $1,548 $1,548 $5,013 $5,105 $2,364 $2,419
Liberty Mutual $2,430 $2,305 $2,263 $2,194 $5,402 $5,724 $2,750 $2,761
Nationwide $3,055 $2,915 $2,676 $2,522 $7,799 $8,600 $3,656 $3,609
Progressive $1,643 $1,691 $1,399 $1,659 $4,379 $5,274 $2,366 $2,543
State Farm $3,057 $3,057 $2,733 $2,733 $5,629 $6,975 $3,385 $3,492
Travelers $2,528 $2,445 $2,235 $2,211 $5,258 $6,005 $3,292 $3,219
USAA $1,807 $1,714 $1,759 $1,769 $4,126 $4,163 $2,508 $2,373

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Minimum Car Insurance in Pacifica, CA

Every driver must carry the minimum car insurance in Pacifica, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Pacifica, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Pacifica, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pacifica, CA to rates for a clean record with top companies.

Annual Pacifica, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,751 $4,632 $7,261 $3,612
Farmers $3,541 $4,826 $6,018 $4,796
GEICO $1,862 $2,870 $3,603 $2,309
Liberty Mutual $2,803 $3,756 $3,386 $2,970
Nationwide $3,040 $3,896 $6,584 $3,896
Progressive $1,716 $2,914 $3,375 $2,471
State Farm $2,770 $3,304 $6,240 $3,215
Travelers $2,263 $3,697 $4,297 $3,339
USAA $1,680 $2,503 $4,086 $1,840

Cheapest Pacifica, CA Car Insurance for Teen Drivers

Teen car insurance in Pacifica, CA can be expensive. Take a look at rates from the top car insurance companies in Pacifica for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pacifica, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,208 $10,340
Farmers $8,324 $13,702
GEICO $5,013 $5,105
Liberty Mutual $5,402 $5,724
Nationwide $7,799 $8,600
Progressive $4,379 $5,274
State Farm $5,629 $6,975
Travelers $5,258 $6,005
USAA $4,126 $4,163

Cheapest Pacifica, CA Car Insurance for Seniors

Take a look at Pacifica, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pacifica, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,134 $2,152
Farmers $2,333 $2,333
GEICO $1,548 $1,548
Liberty Mutual $2,263 $2,194
Nationwide $2,676 $2,522
Progressive $1,399 $1,659
State Farm $2,733 $2,733
Travelers $2,235 $2,211
USAA $1,759 $1,769

Cheapest Pacifica, CA Car Insurance Rates After a DUI

A DUI in Pacifica, CA increases car insurance rates. Compare Pacifica, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pacifica, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,261
Farmers $6,018
GEICO $3,603
Liberty Mutual $3,386
Nationwide $6,584
Progressive $3,375
State Farm $6,240
Travelers $4,297
USAA $4,086

Cheapest Pacifica, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pacifica, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pacifica, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,119 $5,008
Farmers $4,351 $5,239
GEICO $2,417 $2,905
Liberty Mutual $2,966 $3,491
Nationwide $3,846 $4,862
Progressive $2,377 $2,862
State Farm $3,742 $4,023
Travelers $3,056 $3,742
USAA $2,331 $2,724

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The Best Cheap Car Insurance Companies in Pacifica, CA

Take a look at a side-by-side comparison of the top car insurance companies in Pacifica, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pacifica, California

Insurance Company Average Annual Rates
Allstate $4,564
Farmers $4,795
GEICO $2,661
Liberty Mutual $3,229
Nationwide $4,354
Progressive $2,619
State Farm $3,882
Travelers $3,399
USAA $2,527

Category Winners: Cheapest Car Insurance in Pacifica, California

Find the cheapest car insurance companies in Pacifica, CA for each category right here.

Best Annual Car Insurance Rates by Company in Pacifica, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Pacifica, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pacifica car insurance rates. Find the cheapest Pacifica, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pacifica, California

Insurance Company Low Medium High
Allstate $4,341 $4,601 $4,749
Farmers $4,492 $4,832 $5,063
GEICO $2,460 $2,688 $2,835
Liberty Mutual $3,027 $3,257 $3,401
Nationwide $3,919 $4,435 $4,709
Progressive $2,346 $2,699 $2,812
State Farm $3,516 $3,945 $4,186
Travelers $2,962 $3,493 $3,741
USAA $2,308 $2,573 $2,701

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What affects car insurance rates in Pacifica, California?

What factors can have an impact on Pacifica, CA car insurance? There are several reasons why Pacifica car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pacifica, California.

Car Theft in Pacifica

High levels of vehicle theft can make car insurance more expensive. Pacifica, CA car theft statistics from the FBI indicate 28 vehicle thefts a year.

Commute Time in Pacifica

The more time you spend in your car the higher the risk of an accident. The average commute length in Pacifica, CA is 32.1 minutes according to City-Data.

Compare Car Insurance Quotes in Pacifica, CA

Ready to find affordable Pacifica, California car insurance today? Enter your ZIP code for fast, free Pacifica, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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