Compare Saugus, MA Car Insurance Rates (2021)

Car insurance in Saugus, MA averages $322 a month. Saugus, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Saugus car insurance rates, compare quotes from the top car insurance companies in Saugus, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Saugus for teen drivers is State Farm
  • The cheapest car insurance company in Saugus is State Farm
  • Average car insurance rates in Saugus, MA are $3,860/year

If you need to buy Saugus, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Saugus, MA is right here.

You’ll find Saugus car insurance rates, the cheapest Saugus, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Saugus, Massachusetts car insurance rates to Quincy car insurance rates, Cambridge car insurance rates, and Lynn car insurance rates.

Ready to find affordable Saugus, MA car insurance today? Enter your ZIP code for fast, free Saugus car insurance quotes.

Cheapest Saugus, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Saugus, MA car insurance rates? Every Saugus, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saugus, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,063 $3,063 $3,063 $3,063 $9,177 $9,177 $3,446 $3,446
GEICO $2,520 $2,520 $2,344 $2,344 $6,533 $6,533 $2,603 $2,603
Liberty Mutual $3,562 $3,562 $3,101 $3,101 $9,922 $9,922 $3,727 $3,727
Progressive $2,933 $2,933 $2,818 $2,818 $11,399 $11,399 $3,176 $3,176
State Farm $1,205 $1,205 $1,205 $1,205 $3,081 $3,081 $1,205 $1,205
Travelers $3,614 $3,614 $3,177 $3,177 $7,503 $7,503 $4,022 $4,022
USAA $1,775 $1,775 $1,748 $1,748 $4,199 $4,199 $1,964 $1,964

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Minimum Car Insurance in Saugus, MA

Every driver must carry the minimum car insurance in Saugus, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Saugus, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Saugus, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Saugus, MA to rates for a clean record with top companies.

Annual Saugus, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,595 $5,437 $6,122 $3,595
GEICO $2,789 $3,859 $4,401 $2,950
Liberty Mutual $3,973 $5,481 $6,591 $4,267
Progressive $4,254 $6,037 $4,768 $5,267
State Farm $1,319 $1,809 $2,151 $1,417
Travelers $3,543 $4,947 $5,294 $4,531
USAA $1,716 $2,237 $3,810 $1,922

Cheapest Saugus, MA Car Insurance for Teen Drivers

Teen car insurance in Saugus, MA can be expensive. Take a look at rates from the top car insurance companies in Saugus for teenagers.

Annual Car Insurance Rates for Teen Drivers in Saugus, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,177 $9,177
GEICO $6,533 $6,533
Liberty Mutual $9,922 $9,922
Progressive $11,399 $11,399
State Farm $3,081 $3,081
Travelers $7,503 $7,503
USAA $4,199 $4,199

Cheapest Saugus, MA Car Insurance for Seniors

Take a look at Saugus, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Saugus, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,063 $3,063
GEICO $2,344 $2,344
Liberty Mutual $3,101 $3,101
Progressive $2,818 $2,818
State Farm $1,205 $1,205
Travelers $3,177 $3,177
USAA $1,748 $1,748

Cheapest Saugus, MA Car Insurance Rates After a DUI

A DUI in Saugus, MA increases car insurance rates. Compare Saugus, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Saugus, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,122
GEICO $4,401
Liberty Mutual $6,591
Progressive $4,768
State Farm $2,151
Travelers $5,294
USAA $3,810

Cheapest Saugus, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Saugus, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Saugus, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,534 $4,841
GEICO $3,432 $3,568
Liberty Mutual $4,880 $5,276
Progressive $5,082 $5,082
State Farm $1,635 $1,713
Travelers $4,357 $4,801
USAA $2,354 $2,489

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The Best Cheap Car Insurance Companies in Saugus, MA

Take a look at a side-by-side comparison of the top car insurance companies in Saugus, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Saugus, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,687
GEICO $3,500
Liberty Mutual $5,078
Progressive $5,082
State Farm $1,674
Travelers $4,579
USAA $2,421

Category Winners: Cheapest Car Insurance in Saugus, Massachusetts

Find the cheapest car insurance companies in Saugus, MA for each category right here.

Best Annual Car Insurance Rates by Company in Saugus, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Saugus, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Saugus car insurance rates. Find the cheapest Saugus, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Saugus, Massachusetts

Insurance Company Low Medium High
Allstate $4,332 $4,763 $4,968
GEICO $3,215 $3,563 $3,721
Liberty Mutual $4,736 $5,146 $5,352
Progressive $4,631 $5,180 $5,434
State Farm $1,517 $1,704 $1,801
Travelers $4,122 $4,675 $4,939
USAA $2,243 $2,461 $2,560

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What affects car insurance rates in Saugus, Massachusetts?

What factors can have an impact on Saugus, MA car insurance? There are several reasons why Saugus car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Saugus, Massachusetts.

Commute Time in Saugus

The more time you spend in your car the higher the risk of an accident. The average commute length in Saugus, MA is 32.1 minutes according to City-Data.

Compare Car Insurance Quotes in Saugus, MA

Ready to find affordable Saugus, Massachusetts car insurance today? Enter your ZIP code for fast, free Saugus, MA car insurance quotes.

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