Compare Schroon Lake, NY Car Insurance Rates (2021)

Car insurance in Schroon Lake, NY averages $257 a month. Schroon Lake, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Schroon Lake car insurance rates, compare quotes from the top car insurance companies in Schroon Lake, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Schroon Lake is GEICO
  • Average car insurance rates in Schroon Lake, NY after a DUI are $4,066/year
  • The cheapest car insurance company in Schroon Lake for teen drivers is GEICO

If you need to buy Schroon Lake, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Schroon Lake, NY is right here.

You’ll find Schroon Lake car insurance rates, the cheapest Schroon Lake, NY car insurance companies, and information on New York car insurance laws. You can also compare Schroon Lake, New York car insurance rates to New Rochelle car insurance rates, Albany car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Schroon Lake, NY car insurance today? Enter your ZIP code for fast, free Schroon Lake car insurance quotes.

Cheapest Schroon Lake, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Schroon Lake, NY car insurance rates? Every Schroon Lake, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Schroon Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,383 $1,333 $1,346 $1,326 $2,887 $4,213 $1,248 $1,285
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $1,958 $1,958 $1,852 $1,852 $3,416 $5,065 $1,958 $2,480
Progressive $1,629 $1,527 $1,308 $1,329 $5,584 $6,233 $2,116 $2,075
State Farm $2,075 $2,075 $1,803 $1,803 $6,017 $7,780 $2,275 $2,413
Travelers $2,463 $2,480 $2,226 $2,387 $5,512 $6,470 $2,608 $2,715
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Schroon Lake, NY

Every driver must carry the minimum car insurance in Schroon Lake, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Schroon Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Schroon Lake, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Schroon Lake, NY. Compare credit history car insurance rates in Schroon Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Schroon Lake, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,352 $1,729 $1,551
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,567 $2,567 $2,567
Progressive $4,293 $2,238 $1,645
State Farm $4,631 $2,904 $2,305
Travelers $4,609 $2,920 $2,544
USAA $4,423 $2,195 $1,945

Cheapest Schroon Lake, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Schroon Lake, NY to rates for a clean record with top companies.

Annual Schroon Lake, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,482 $1,615 $2,931 $1,482
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $1,974 $1,974 $4,305 $2,018
Progressive $2,651 $2,651 $2,933 $2,666
State Farm $3,129 $3,129 $3,431 $3,431
Travelers $2,891 $3,575 $3,626 $3,338
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Schroon Lake, NY Car Insurance for Teen Drivers

Teen car insurance in Schroon Lake, NY can be expensive. Take a look at rates from the top car insurance companies in Schroon Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Schroon Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,887 $4,213
Liberty Mutual $6,550 $10,619
Nationwide $3,416 $5,065
Progressive $5,584 $6,233
State Farm $6,017 $7,780
Travelers $5,512 $6,470
USAA $6,012 $7,189

Cheapest Schroon Lake, NY Car Insurance for Seniors

Take a look at Schroon Lake, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Schroon Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,346 $1,326
Liberty Mutual $3,142 $3,142
Nationwide $1,852 $1,852
Progressive $1,308 $1,329
State Farm $1,803 $1,803
Travelers $2,226 $2,387
USAA $1,346 $1,345

Cheapest Schroon Lake, NY Car Insurance Rates After a DUI

A DUI in Schroon Lake, NY increases car insurance rates. Compare Schroon Lake, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Schroon Lake, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,153
GEICO $2,931
Liberty Mutual $7,405
Nationwide $4,305
Progressive $2,933
State Farm $3,431
Travelers $3,626
USAA $3,744

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Cheapest Schroon Lake, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Schroon Lake, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Schroon Lake, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,822 $1,933
Liberty Mutual $4,514 $4,774
Nationwide $2,567 $2,567
Progressive $2,725 $2,725
State Farm $3,166 $3,394
Travelers $3,358 $3,358
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Schroon Lake, NY

Take a look at a side-by-side comparison of the top car insurance companies in Schroon Lake, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Schroon Lake, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,878
Liberty Mutual $4,644
Nationwide $2,567
Progressive $2,725
State Farm $3,280
Travelers $3,358
USAA $2,854

Category Winners: Cheapest Car Insurance in Schroon Lake, New York

Find the cheapest car insurance companies in Schroon Lake, NY for each category right here.

Best Annual Car Insurance Rates by Company in Schroon Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Schroon Lake, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Schroon Lake car insurance rates. Find the cheapest Schroon Lake, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Schroon Lake, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,785 $1,872 $1,976
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,432 $2,549 $2,722
Progressive $2,596 $2,712 $2,867
State Farm $3,131 $3,297 $3,413
Travelers $3,216 $3,331 $3,526
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Schroon Lake, New York?

What factors can have an impact on Schroon Lake, NY car insurance? There are several reasons why Schroon Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Schroon Lake, New York.

Commute Time in Schroon Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Schroon Lake, NY is 16.0 minutes according to City-Data.

Compare Car Insurance Quotes in Schroon Lake, NY

Ready to find affordable Schroon Lake, New York car insurance today? Enter your ZIP code for fast, free Schroon Lake, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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