Compare South Orange, NJ Car Insurance Rates (2021)

Car insurance in South Orange, NJ averages $574 a month. South Orange, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap South Orange car insurance rates, compare quotes from the top car insurance companies in South Orange, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in South Orange, NJ are $6,884/year
  • Average car insurance rates in South Orange, NJ after a DUI are $8,159/year
  • The cheapest car insurance company in South Orange is GEICO

If you need to buy South Orange, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in South Orange, NJ is right here.

You’ll find South Orange car insurance rates, the cheapest South Orange, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare South Orange, New Jersey car insurance rates to Paterson car insurance rates, Passaic car insurance rates, and Jersey City car insurance rates.

Ready to find affordable South Orange, NJ car insurance today? Enter your ZIP code for fast, free South Orange car insurance quotes.

Cheapest South Orange, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect South Orange, NJ car insurance rates? Every South Orange, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Orange, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,139 $4,121 $4,013 $4,013 $13,053 $15,968 $4,871 $5,017
Farmers $6,280 $6,358 $6,094 $5,989 $19,045 $22,009 $7,515 $7,774
GEICO $2,450 $2,403 $2,388 $2,388 $4,462 $4,488 $2,814 $2,759
Liberty Mutual $5,267 $5,267 $5,790 $5,790 $13,815 $15,695 $5,790 $6,666
Progressive $2,621 $2,420 $2,357 $2,414 $12,318 $13,708 $3,122 $3,019
State Farm $5,973 $5,973 $5,408 $5,408 $19,769 $25,394 $6,823 $7,619
Travelers $3,379 $3,316 $3,136 $3,187 $7,896 $9,101 $3,321 $3,320

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Minimum Car Insurance in South Orange, NJ

Every driver must carry the minimum car insurance in South Orange, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in South Orange, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest South Orange, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in South Orange, NJ. Compare credit history car insurance rates in South Orange from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in South Orange, New Jersey

Insurance Company Poor Fair Good
Allstate $9,636 $6,186 $4,877
Farmers $12,042 $9,440 $8,916
GEICO $4,556 $2,613 $1,888
Liberty Mutual $10,166 $7,522 $6,343
Progressive $5,876 $5,128 $4,738
State Farm $14,932 $8,976 $6,981
Travelers $6,125 $4,506 $3,114

Cheapest South Orange, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Orange, NJ to rates for a clean record with top companies.

Annual South Orange, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,174 $8,618 $7,510 $6,296
Farmers $7,802 $13,416 $10,786 $8,528
GEICO $2,343 $3,087 $4,301 $2,343
Liberty Mutual $7,691 $8,806 $7,853 $7,691
Progressive $4,515 $6,045 $5,155 $5,273
State Farm $5,560 $10,186 $16,422 $9,015
Travelers $3,518 $5,198 $5,085 $4,526

Cheapest South Orange, NJ Car Insurance for Teen Drivers

Teen car insurance in South Orange, NJ can be expensive. Take a look at rates from the top car insurance companies in South Orange for teenagers.

Annual Car Insurance Rates for Teen Drivers in South Orange, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,053 $15,968
Farmers $19,045 $22,009
GEICO $4,462 $4,488
Liberty Mutual $13,815 $15,695
Progressive $12,318 $13,708
State Farm $19,769 $25,394
Travelers $7,896 $9,101

Cheapest South Orange, NJ Car Insurance for Seniors

Take a look at South Orange, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in South Orange, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,013 $4,013
Farmers $6,094 $5,989
GEICO $2,388 $2,388
Liberty Mutual $5,790 $5,790
Progressive $2,357 $2,414
State Farm $5,408 $5,408
Travelers $3,136 $3,187

Cheapest South Orange, NJ Car Insurance Rates After a DUI

A DUI in South Orange, NJ increases car insurance rates. Compare South Orange, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in South Orange, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,510
Farmers $10,786
GEICO $4,301
Liberty Mutual $7,853
Progressive $5,155
State Farm $16,422
Travelers $5,085

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Cheapest South Orange, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in South Orange, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in South Orange, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,887 $6,912
Farmers $10,133 $10,133
GEICO $2,994 $3,044
Liberty Mutual $7,932 $8,089
Progressive $5,247 $5,247
State Farm $10,023 $10,569
Travelers $4,582 $4,582

The Best Cheap Car Insurance Companies in South Orange, NJ

Take a look at a side-by-side comparison of the top car insurance companies in South Orange, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in South Orange, New Jersey

Insurance Company Average Annual Rates
Allstate $6,899
Farmers $10,133
GEICO $3,019
Liberty Mutual $8,010
Progressive $5,247
State Farm $10,296
Travelers $4,582

Category Winners: Cheapest Car Insurance in South Orange, New Jersey

Find the cheapest car insurance companies in South Orange, NJ for each category right here.

Best Annual Car Insurance Rates by Company in South Orange, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest South Orange, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your South Orange car insurance rates. Find the cheapest South Orange, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in South Orange, New Jersey

Insurance Company Low Medium High
Allstate $6,342 $7,004 $7,352
Farmers $9,182 $10,075 $11,142
GEICO $2,697 $3,078 $3,282
Liberty Mutual $7,202 $8,246 $8,582
Progressive $4,798 $5,322 $5,622
State Farm $9,513 $10,439 $10,935
Travelers $4,131 $4,578 $5,036

Compare Car Insurance Quotes in South Orange, NJ

Ready to find affordable South Orange, New Jersey car insurance today? Enter your ZIP code for fast, free South Orange, NJ car insurance quotes.

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