Compare Toney, AL Car Insurance Rates (2021)

Car insurance in Toney, AL averages $295 a month. Toney, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Toney car insurance rates, compare quotes from the top car insurance companies in Toney, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Toney for teen drivers is USAA
  • Average car insurance rates in Toney, AL are $3,542/year
  • Average car insurance rates in Toney, AL after a DUI are $4,035/year

If you need to buy Toney, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Toney, AL is right here.

You’ll find Toney car insurance rates, the cheapest Toney, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Toney, Alabama car insurance rates to Hoover car insurance rates, Tuscaloosa car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Toney, AL car insurance today? Enter your ZIP code for fast, free Toney car insurance quotes.

Cheapest Toney, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Toney, AL car insurance rates? Every Toney, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toney, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,113 $2,009 $1,915 $1,951 $7,506 $8,076 $2,357 $2,408
Farmers $2,340 $2,318 $2,088 $2,225 $9,254 $9,512 $2,660 $2,754
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $2,811 $3,032 $2,311 $2,581 $10,473 $11,632 $2,980 $3,161
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,459 $2,296 $2,021 $2,163 $10,260 $11,427 $2,873 $3,046
State Farm $2,719 $2,719 $2,467 $2,467 $8,352 $10,440 $3,075 $3,559
Travelers $1,158 $1,173 $1,098 $1,094 $6,272 $9,879 $1,101 $1,233
USAA $1,276 $1,291 $1,191 $1,161 $3,835 $4,245 $1,660 $1,786

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Minimum Car Insurance in Toney, AL

Every driver must carry the minimum car insurance in Toney, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Toney, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Toney, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Toney, AL. Compare credit history car insurance rates in Toney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Toney, Alabama

Insurance Company Poor Fair Good
Allstate $4,367 $3,443 $2,816
Farmers $4,639 $4,002 $3,791
GEICO $3,439 $2,454 $2,220
Liberty Mutual $6,961 $4,290 $3,367
Nationwide $3,185 $2,486 $2,250
Progressive $5,143 $4,424 $4,137
State Farm $7,256 $3,673 $2,495
Travelers $3,132 $2,722 $2,774
USAA $2,763 $1,799 $1,606

Cheapest Toney, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Toney, AL to rates for a clean record with top companies.

Annual Toney, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,999 $3,544 $4,224 $3,400
Farmers $3,481 $4,517 $4,406 $4,170
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $3,819 $5,330 $5,194 $5,148
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,118 $5,195 $4,443 $4,516
State Farm $4,030 $5,018 $4,425 $4,425
Travelers $2,399 $2,515 $3,681 $2,909
USAA $1,581 $1,988 $2,944 $1,710

Cheapest Toney, AL Car Insurance for Teen Drivers

Teen car insurance in Toney, AL can be expensive. Take a look at rates from the top car insurance companies in Toney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Toney, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,506 $8,076
Farmers $9,254 $9,512
GEICO $5,088 $4,973
Liberty Mutual $10,473 $11,632
Nationwide $4,565 $5,863
Progressive $10,260 $11,427
State Farm $8,352 $10,440
Travelers $6,272 $9,879
USAA $3,835 $4,245

Cheapest Toney, AL Car Insurance for Seniors

Take a look at Toney, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Toney, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,915 $1,951
Farmers $2,088 $2,225
GEICO $1,862 $1,928
Liberty Mutual $2,311 $2,581
Nationwide $1,570 $1,622
Progressive $2,021 $2,163
State Farm $2,467 $2,467
Travelers $1,098 $1,094
USAA $1,191 $1,161

Cheapest Toney, AL Car Insurance Rates After a DUI

A DUI in Toney, AL increases car insurance rates. Compare Toney, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Toney, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,224
Farmers $4,406
GEICO $3,640
Liberty Mutual $5,194
Nationwide $3,356
Progressive $4,443
State Farm $4,425
Travelers $3,681
USAA $2,944

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Cheapest Toney, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Toney, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Toney, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,542 $3,542
Farmers $4,144 $4,144
GEICO $2,657 $2,751
Liberty Mutual $4,873 $4,873
Nationwide $2,640 $2,640
Progressive $4,568 $4,568
State Farm $4,367 $4,582
Travelers $2,876 $2,876
USAA $1,962 $2,150

The Best Cheap Car Insurance Companies in Toney, AL

Take a look at a side-by-side comparison of the top car insurance companies in Toney, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Toney, Alabama

Insurance Company Average Annual Rates
Allstate $3,542
Farmers $4,144
GEICO $2,704
Liberty Mutual $4,873
Nationwide $2,640
Progressive $4,568
State Farm $4,475
Travelers $2,876
USAA $2,056

Category Winners: Cheapest Car Insurance in Toney, Alabama

Find the cheapest car insurance companies in Toney, AL for each category right here.

Best Annual Car Insurance Rates by Company in Toney, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Toney, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Toney car insurance rates. Find the cheapest Toney, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Toney, Alabama

Insurance Company Low Medium High
Allstate $3,421 $3,536 $3,669
Farmers $3,901 $4,088 $4,443
GEICO $2,473 $2,691 $2,949
Liberty Mutual $4,642 $4,849 $5,127
Nationwide $2,626 $2,617 $2,677
Progressive $4,086 $4,543 $5,075
State Farm $4,232 $4,469 $4,723
Travelers $2,712 $2,933 $2,984
USAA $1,984 $2,045 $2,138

Compare Car Insurance Quotes in Toney, AL

Ready to find affordable Toney, Alabama car insurance today? Enter your ZIP code for fast, free Toney, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State