Compare Williamsburg, VA Car Insurance Rates (2021)

Car insurance in Williamsburg, VA averages $179 a month. Williamsburg, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Williamsburg car insurance rates, compare quotes from the top car insurance companies in Williamsburg, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Williamsburg, VA after a DUI are $2,533/year
  • The cheapest ZIP code in Williamsburg is 23188
  • The cheapest car insurance company in Williamsburg for teen drivers is Nationwide

If you need to buy Williamsburg, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Williamsburg, VA is right here.

You’ll find Williamsburg car insurance rates, the cheapest Williamsburg, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Williamsburg, Virginia car insurance rates to Roanoke car insurance rates, Portsmouth car insurance rates, and Chesapeake car insurance rates.

Ready to find affordable Williamsburg, VA car insurance today? Enter your ZIP code for fast, free Williamsburg car insurance quotes.

Cheapest Williamsburg, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Williamsburg, VA car insurance rates? Every Williamsburg, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Williamsburg, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,986 $1,873 $1,976 $1,976 $6,199 $7,100 $2,580 $2,577
GEICO $1,306 $1,299 $1,241 $1,241 $2,816 $3,756 $1,518 $1,495
Nationwide $1,198 $1,204 $1,070 $1,096 $2,807 $3,595 $1,317 $1,426
Progressive $1,109 $1,051 $1,009 $1,011 $5,136 $5,754 $1,338 $1,359
State Farm $1,269 $1,269 $1,155 $1,155 $3,945 $4,949 $1,437 $1,652
USAA $1,064 $1,048 $999 $1,005 $3,265 $3,871 $1,366 $1,501

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Williamsburg, VA

Every driver must carry the minimum car insurance in Williamsburg, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Williamsburg, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Williamsburg, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Williamsburg, VA. Compare credit history car insurance rates in Williamsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Williamsburg, Virginia

Insurance Company Poor Fair Good
Allstate $3,997 $3,203 $2,649
GEICO $2,037 $1,732 $1,732
Nationwide $2,019 $1,635 $1,489
Progressive $2,468 $2,167 $2,028
State Farm $2,991 $1,855 $1,466
USAA $2,354 $1,610 $1,331

Cheapest Williamsburg, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Williamsburg, VA to rates for a clean record with top companies.

Annual Williamsburg, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,450 $3,931 $3,589 $3,163
GEICO $1,397 $1,808 $2,734 $1,397
Nationwide $1,498 $1,498 $2,168 $1,692
Progressive $1,895 $2,520 $2,264 $2,205
State Farm $1,913 $2,294 $2,104 $2,104
USAA $1,369 $1,778 $2,337 $1,576

Cheapest Williamsburg, VA Car Insurance for Teen Drivers

Teen car insurance in Williamsburg, VA can be expensive. Take a look at rates from the top car insurance companies in Williamsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Williamsburg, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,199 $7,100
GEICO $2,816 $3,756
Nationwide $2,807 $3,595
Progressive $5,136 $5,754
State Farm $3,945 $4,949
USAA $3,265 $3,871

Cheapest Williamsburg, VA Car Insurance for Seniors

Take a look at Williamsburg, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Williamsburg, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,976 $1,976
GEICO $1,241 $1,241
Nationwide $1,070 $1,096
Progressive $1,009 $1,011
State Farm $1,155 $1,155
USAA $999 $1,005

Cheapest Williamsburg, VA Car Insurance Rates After a DUI

A DUI in Williamsburg, VA increases car insurance rates. Compare Williamsburg, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Williamsburg, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,589
GEICO $2,734
Nationwide $2,168
Progressive $2,264
State Farm $2,104
USAA $2,337

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Williamsburg, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Williamsburg, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Williamsburg, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,182 $3,385
GEICO $1,800 $1,868
Nationwide $1,714 $1,714
Progressive $2,221 $2,221
State Farm $2,051 $2,157
USAA $1,700 $1,830

Cheapest Williamsburg, VA Car Insurance Rates by ZIP Code

Williamsburg car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Williamsburg, VA.

Annual Car Insurance Rates by ZIP Code in Williamsburg, Virginia

ZIP Code Average Annual Rates
23185 $1,864
23186 $1,877
23188 $1,856

The Best Cheap Car Insurance Companies in Williamsburg, VA

Take a look at a side-by-side comparison of the top car insurance companies in Williamsburg, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Williamsburg, Virginia

Insurance Company Average Annual Rates
Allstate $3,283
GEICO $1,834
Nationwide $1,714
Progressive $2,221
State Farm $2,104
USAA $1,765

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Williamsburg, Virginia

Find the cheapest car insurance companies in Williamsburg, VA for each category right here.

Best Annual Car Insurance Rates by Company in Williamsburg, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Williamsburg, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Williamsburg car insurance rates. Find the cheapest Williamsburg, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Williamsburg, Virginia

Insurance Company Low Medium High
Allstate $3,173 $3,284 $3,393
GEICO $1,758 $1,832 $1,912
Nationwide $1,782 $1,700 $1,661
Progressive $2,118 $2,195 $2,349
State Farm $1,964 $2,101 $2,247
USAA $1,687 $1,769 $1,840

What affects car insurance rates in Williamsburg, Virginia?

What factors can have an impact on Williamsburg, VA car insurance? There are several reasons why Williamsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Williamsburg, Virginia.

Commute Time in Williamsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Williamsburg, VA is 19.1 minutes according to City-Data.

Traffic in Williamsburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Williamsburg, VA traffic data from INRIX ranks Williamsburg as the 991st-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Williamsburg, VA

Ready to find affordable Williamsburg, Virginia car insurance today? Enter your ZIP code for fast, free Williamsburg, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption