Compare Woodstock, VA Car Insurance Rates (2021)

Car insurance in Woodstock, VA averages $171 a month. Woodstock, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Woodstock car insurance rates, compare quotes from the top car insurance companies in Woodstock, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Woodstock, VA are $2,058/year
  • The cheapest car insurance company in Woodstock for teen drivers is USAA
  • The cheapest car insurance company in Woodstock is USAA

If you need to buy Woodstock, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Woodstock, VA is right here.

You’ll find Woodstock car insurance rates, the cheapest Woodstock, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Woodstock, Virginia car insurance rates to Roanoke car insurance rates, Alexandria car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Woodstock, VA car insurance today? Enter your ZIP code for fast, free Woodstock car insurance quotes.

Cheapest Woodstock, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodstock, VA car insurance rates? Every Woodstock, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodstock, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,814 $1,712 $1,804 $1,804 $5,702 $6,576 $2,363 $2,369
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,361 $1,370 $1,210 $1,243 $3,223 $4,151 $1,500 $1,632
Progressive $1,019 $970 $923 $926 $4,592 $5,149 $1,229 $1,257
State Farm $1,113 $1,113 $1,003 $1,003 $3,345 $4,189 $1,258 $1,455
USAA $980 $965 $917 $922 $3,017 $3,594 $1,259 $1,382

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Minimum Car Insurance in Woodstock, VA

Every driver must carry the minimum car insurance in Woodstock, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Woodstock, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Woodstock, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodstock, VA. Compare credit history car insurance rates in Woodstock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodstock, Virginia

Insurance Company Poor Fair Good
Allstate $3,676 $2,951 $2,427
GEICO $2,135 $1,815 $1,815
Nationwide $2,326 $1,865 $1,693
Progressive $2,238 $1,957 $1,829
State Farm $2,571 $1,596 $1,262
USAA $2,179 $1,485 $1,226

Cheapest Woodstock, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodstock, VA to rates for a clean record with top companies.

Annual Woodstock, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $3,590 $3,309 $2,911
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,707 $1,707 $2,495 $1,935
Progressive $1,721 $2,269 $2,045 $1,997
State Farm $1,653 $1,967 $1,810 $1,810
USAA $1,265 $1,637 $2,162 $1,454

Cheapest Woodstock, VA Car Insurance for Teen Drivers

Teen car insurance in Woodstock, VA can be expensive. Take a look at rates from the top car insurance companies in Woodstock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodstock, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,702 $6,576
GEICO $2,916 $3,915
Nationwide $3,223 $4,151
Progressive $4,592 $5,149
State Farm $3,345 $4,189
USAA $3,017 $3,594

Cheapest Woodstock, VA Car Insurance for Seniors

Take a look at Woodstock, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodstock, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,804 $1,804
GEICO $1,304 $1,304
Nationwide $1,210 $1,243
Progressive $923 $926
State Farm $1,003 $1,003
USAA $917 $922

Cheapest Woodstock, VA Car Insurance Rates After a DUI

A DUI in Woodstock, VA increases car insurance rates. Compare Woodstock, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodstock, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,309
GEICO $2,874
Nationwide $2,495
Progressive $2,045
State Farm $1,810
USAA $2,162

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Cheapest Woodstock, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodstock, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodstock, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,929 $3,107
GEICO $1,885 $1,957
Nationwide $1,961 $1,961
Progressive $2,008 $2,008
State Farm $1,767 $1,853
USAA $1,570 $1,689

The Best Cheap Car Insurance Companies in Woodstock, VA

Take a look at a side-by-side comparison of the top car insurance companies in Woodstock, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodstock, Virginia

Insurance Company Average Annual Rates
Allstate $3,018
GEICO $1,921
Nationwide $1,961
Progressive $2,008
State Farm $1,810
USAA $1,630

Category Winners: Cheapest Car Insurance in Woodstock, Virginia

Find the cheapest car insurance companies in Woodstock, VA for each category right here.

Best Annual Car Insurance Rates by Company in Woodstock, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Woodstock, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodstock car insurance rates. Find the cheapest Woodstock, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodstock, Virginia

Insurance Company Low Medium High
Allstate $2,943 $3,019 $3,092
GEICO $1,857 $1,920 $1,987
Nationwide $2,067 $1,941 $1,875
Progressive $1,937 $1,991 $2,096
State Farm $1,709 $1,806 $1,915
USAA $1,571 $1,633 $1,685

What affects car insurance rates in Woodstock, Virginia?

What factors can have an impact on Woodstock, VA car insurance? There are several reasons why Woodstock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodstock, Virginia.

Commute Time in Woodstock

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodstock, VA is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Woodstock, VA

Ready to find affordable Woodstock, Virginia car insurance today? Enter your ZIP code for fast, free Woodstock, VA car insurance quotes.

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