Compare York, PA Car Insurance Rates (2021)

Car insurance in York, PA averages $307 a month. York, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap York car insurance rates, compare quotes from the top car insurance companies in York, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in York, PA after a DUI are $4,056/year
  • The cheapest car insurance company in York is USAA
  • The cheapest car insurance company in York for teen drivers is USAA

If you need to buy York, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in York, PA is right here.

You’ll find York car insurance rates, the cheapest York, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare York, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Reading car insurance rates, and Bethlehem car insurance rates.

Ready to find affordable York, PA car insurance today? Enter your ZIP code for fast, free York car insurance quotes.

Cheapest York, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect York, PA car insurance rates? Every York, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in York, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,125 $2,125 $1,971 $1,971 $7,176 $7,176 $2,325 $2,325
GEICO $1,778 $1,540 $1,688 $1,463 $4,520 $3,922 $1,784 $1,546
Liberty Mutual $3,403 $3,403 $3,120 $3,120 $9,880 $9,880 $4,312 $4,312
Nationwide $1,855 $1,855 $1,761 $1,761 $5,323 $5,323 $2,087 $2,087
Progressive $2,536 $2,536 $2,269 $2,269 $8,297 $8,297 $3,225 $3,225
State Farm $1,670 $1,670 $1,483 $1,483 $6,141 $6,141 $1,851 $1,851
Travelers $1,631 $1,631 $1,775 $1,775 $24,442 $24,442 $1,950 $1,950
USAA $1,007 $1,007 $914 $914 $3,067 $3,067 $1,330 $1,330

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Minimum Car Insurance in York, PA

Every driver must carry the minimum car insurance in York, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in York, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest York, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in York, PA. Compare credit history car insurance rates in York from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in York, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,347 $3,239 $2,612
GEICO $3,416 $1,930 $1,494
Liberty Mutual $6,608 $4,740 $4,187
Nationwide $3,225 $2,665 $2,379
Progressive $5,397 $3,798 $3,050
State Farm $3,969 $2,455 $1,936
Travelers $8,080 $7,330 $6,939
USAA $1,966 $1,468 $1,304

Cheapest York, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in York, PA to rates for a clean record with top companies.

Annual York, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,254 $3,834 $3,254 $3,254
GEICO $1,683 $2,884 $2,240 $2,314
Liberty Mutual $4,704 $5,433 $5,289 $5,289
Nationwide $1,994 $2,671 $3,706 $2,654
Progressive $3,696 $5,128 $3,801 $3,702
State Farm $2,534 $3,039 $2,786 $2,786
Travelers $5,258 $7,521 $9,498 $7,521
USAA $1,270 $1,756 $1,873 $1,418

Cheapest York, PA Car Insurance for Teen Drivers

Teen car insurance in York, PA can be expensive. Take a look at rates from the top car insurance companies in York for teenagers.

Annual Car Insurance Rates for Teen Drivers in York, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,176 $7,176
GEICO $4,520 $3,922
Liberty Mutual $9,880 $9,880
Nationwide $5,323 $5,323
Progressive $8,297 $8,297
State Farm $6,141 $6,141
Travelers $24,442 $24,442
USAA $3,067 $3,067

Cheapest York, PA Car Insurance for Seniors

Take a look at York, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in York, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $1,971
GEICO $1,688 $1,463
Liberty Mutual $3,120 $3,120
Nationwide $1,761 $1,761
Progressive $2,269 $2,269
State Farm $1,483 $1,483
Travelers $1,775 $1,775
USAA $914 $914

Cheapest York, PA Car Insurance Rates After a DUI

A DUI in York, PA increases car insurance rates. Compare York, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in York, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,254
GEICO $2,240
Liberty Mutual $5,289
Nationwide $3,706
Progressive $3,801
State Farm $2,786
Travelers $9,498
USAA $1,873

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Cheapest York, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in York, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in York, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,331 $3,467
GEICO $2,246 $2,314
Liberty Mutual $5,047 $5,310
Nationwide $2,756 $2,756
Progressive $4,082 $4,082
State Farm $2,704 $2,869
Travelers $7,450 $7,450
USAA $1,535 $1,624

The Best Cheap Car Insurance Companies in York, PA

Take a look at a side-by-side comparison of the top car insurance companies in York, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in York, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,399
GEICO $2,280
Liberty Mutual $5,179
Nationwide $2,756
Progressive $4,082
State Farm $2,786
Travelers $7,450
USAA $1,579

Category Winners: Cheapest Car Insurance in York, Pennsylvania

Find the cheapest car insurance companies in York, PA for each category right here.

Best Annual Car Insurance Rates by Company in York, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest York, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your York car insurance rates. Find the cheapest York, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in York, Pennsylvania

Insurance Company Low Medium High
Allstate $3,238 $3,422 $3,537
GEICO $2,087 $2,304 $2,449
Liberty Mutual $4,912 $5,218 $5,406
Nationwide $2,741 $2,799 $2,729
Progressive $3,703 $4,122 $4,420
State Farm $2,586 $2,830 $2,943
Travelers $7,491 $7,474 $7,384
USAA $1,452 $1,596 $1,689

What affects car insurance rates in York, Pennsylvania?

What factors can have an impact on York, PA car insurance? There are several reasons why York car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in York, Pennsylvania.

Commute Time in York

The more time you spend in your car the higher the risk of an accident. The average commute length in York, PA is 26.1 minutes according to City-Data.

Traffic in York

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. York, PA traffic data from INRIX ranks York as the 3rd-most congested in the world.

Compare Car Insurance Quotes in York, PA

Ready to find affordable York, Pennsylvania car insurance today? Enter your ZIP code for fast, free York, PA car insurance quotes.

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