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If an insurance company has asked you for a deposit before issuing a policy, you may want to know if it’s refundable. You may be working on your finances or cash flow and wonder if the insurance company will return that payment when you start sending monthly installments. You can get insurance without a down…
→ Read MoreGap insurance is a very specific type of coverage that only applies when you need to cover the “gap” between the value of your vehicle and the outstanding balance you owe on the vehicle loan.Does GAP insurance cover theft? If you lease a car or are in the early stages of your vehicle loan, gap…
→ Read MoreOne of the primary reasons why car insurance is required in virtually every state is because it can be a financial lifesaver after a serious accident.Since there’s no financial requirement saying that you must have assets or a savings account to own a car, the state has to be sure that all drivers can pay…
→ Read MoreAuto insurance companies, like Geico and State Farm, look back at driving records and other historical reports so they can paint a picture of how responsible you are behind the wheel. There are limits to how long violations and accidents can stay on a record or be classified as chargeable in most states. How far…
→ Read MoreMost consumers begin to realize that their credit score can essentially dictate their financial future when they hit 18. It’s stressed that you need credit to secure an auto loan, to qualify for a mortgage, and even to get a good job, but not many parents and professors stress that your credit score can also…
→ Read MoreThe way consumers shop today is drastically different from the way they shopped just 10 years ago. Young adults are capturing the interest of many companies because they spend approximately $200 billion each year and are more willing to purchase products from small businesses and online retailers. Consumers of all ages are also spending more…
→ Read MoreIt might be more convenient for you to make policy changes or ask your insurance company questions about your coverage on your day off work. If you’re off for a bank holiday, this seems like a good opportunity to work on your policy. An even more urgent scenario is if you have to make insurance…
→ Read MoreYou need to know if car insurance companies are open on Saturday or Sunday if you are planning to buy a car over the weekend or if you are ready to comparison shop for a new plan. So, do car insurance companies open on weekends? For the convenience of customers, most car insurance companies are…
→ Read MoreWhen you lease a car is insurance included? When you’re entering into a lease contract, you’ll notice that some leasing companies will actually pay for certain costs associated with owning a vehicle, such as routine maintenance like oil and fluid changes in order to retain as much of the vehicle’s value as possible. Unfortunately, leased…
→ Read MoreA rare individual purchases a Lotus for daily driving. The brand was begun to design and build race and production automobiles. Originally, Colin Chapman and Colin Dare formed the company as Lotus Engineering Ltd in 1952. In 1954, the company was split into Lotus Engineering and Team Lotus. Team Lotus competed actively in Formula One…
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