Do car insurance rates increase every year?

Do car insurance rates increase every year? Ask most American drivers that question and you will probably get a positive answer nearly all of the time. But according to insurance industry statistics, that’s really not the case. While insurance rates have trended steadily upwards in the last ten years or so, it’s not necessarily a…

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Texting and Driving Statistics [2025]

There is no doubt that text messaging behind the wheel is convenient, but as the statistics show in the following graphic that doing so is at great risk.Below is a chart comparing texting statistics of drinking and driving, road rage, eating while driving, and more.Check out the dangerous driving statistics and then be sure to…

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Best Car Insurance for Doctors in 2025 (Top 10 Companies)

Discover the best car insurance for doctors with The Hartford, USAA, and Progressive as top companies. The Hartford distinguishes itself by offering competitive prices, customizable coverage, and exclusive discounts to ensure comprehensive protection. The last thing on a busy doctor’s or dentist’s mind is trying to find a great deal on car insurance. How much…

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Best Car Insurance for Real Estate Agents in 2025 (Top 10 Companies)

The top pick overall for the best car insurance for real estate agents are Farmers Insurance, State Farm and Progressive, offering competitive rates and providing tailored coverage options. With features such as coverage for business vehicle use, liability protection during client meetings, and flexible policies, these companies ensure comprehensive protection for real estate professionals on…

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Best Car Insurance for Engineers in 2025 (Top 10 Companies)

When it comes to securing the best car insurance for engineers, the top choice overall is State Farm, followed closely by USAA and Progressive. These companies offer competitive rates starting as low as $100 for minimum coverage and $189 for full coverage. Professional engineers can trust these insurers to provide tailored coverage that aligns with…

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Best Car Insurance for Students in 2025 (Top 10 Companies)

Best car insurance for students is offered by the top pick State Farm, followed by Progressive, and Allstate. Analyze credit score, mileage, coverage level, and driving record. There are many factors that determine student car insurance rates. Many students would be surprised to learn that they won’t be charged as much for insurance as they…

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Does car insurance cover hitting a pedestrian?

If you are driving a car and you hit a pedestrian who ends up suing you, your car insurance company should cover some or even all of the costs associated with that lawsuit. One of the biggest fears that most drivers face is hitting a pedestrian while they drive. While having any car accident isn’t…

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Factors That Affect Car Insurance Rates [2025]

Are you looking for ways to lower your car insurance rates? Did you know that your age, driving record, and even where you live can affect your rates?  This article will take a closer look at the top 12 factors that impact car insurance rates and how they can affect your rates.  We will also…

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Car Insurance Calculator: Get Free Car Insurance Estimates Online

Websites like the one you’re on right now offer car insurance calculators to get free car insurance estimates online. By entering pertinent information, such as your ZIP code and Vehicle Identification Number (VIN), the calculator can scan quotes from the best auto insurance companies in the U.S. and spit out the results for the most…

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