What are the DUI insurance laws in Washington?

A BAC level of 0.08 or higher is enough for a DUI arrest in WA. Expecting penalties including jail time, fines up to $5,000, and SR-22 requirements for at least three years.

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Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

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Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

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Brandon Frady

Updated October 2024

Located in the northwest corner of the country, Washington is a picturesque state of green space.

what are the DUI insurance laws in Washington?

The Evergreen State is the 18th largest state with six prominent geographical lands areas that help to make the beautiful scenic byways for which Washington is known.

Residents and tourists alike can experience the breathtaking views of a rainforest, volcanoes, rivers, streams, a desert, and wine country within one state.

This picturesque driving experience does not negate the fact that Washington has its share of drunk drivers.

If you need Washington car insurance, you can get price quotes from area car insurance companies today for FREE with our quote comparison tool above!

Here's what you need to know...

Washington State DUI Laws

Washington has a standard DUI law similar to most states. Additionally, a new law was passed in 2011 aimed at further prevention of DUI accidents.

It is illegal for anyone to drive a vehicle in Washington state while under the influence of drugs or alcohol.

The typical physical signs of intoxication are not necessary when law enforcement stops a person. Suspicion and a chemical test that shows a blood alcohol level of 0.08 or more is enough for an arrest.

Washington DUI insurance laws include a statue for drivers under age 21. The blood alcohol level for drivers under 21 is 0.02 – 0.08. Drivers can face a 90-day license suspension.

Those with an alcohol level above 0.08 will face the same penalties as a driver over 21.

In July 2011, Washington began recognizing a new law called Hailey’s Law that requires car towing for all DUI arrests.

The vehicles must remain impounded for a minimum 12 hours. The vehicle can be released to a registered owner who was not present during the arrest before the 12 hours expire.

Washington also has enforced an Implied Consent Law.

Driving the roadways and highways of Washington is an automatic consent to the following:

  • blood test
  • breath test
  • field sobriety test

Law enforcement can require a driver take one or all of these tests. Refusal to take the tests could result in a revocation of the driver’s license.

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Penalties for DUI Offenses in Washington State

A first offense DUI is considered a misdemeanor offense and may result in the following penalties:

  • One day or up to one year in jail
  • 15-day house arrest in lieu of jail time
  • Fines between $350 and $5,000
  • Suspended license for 90 days

A first offense conviction may qualify for an Occupational/Restricted Driver License (ORL) after the first 30 days of a suspension.

A second offense is a gross misdemeanor under Washington law and the penalties include:

  • Jail time of 30 days or up to one year
  • Fines of $500 to $5,000 in fines
  • Driver’s license suspension for two years

With a third offense within seven years, drivers face the following penalties:

  • 120 days minimum of jail time; maximum jail time is one year
  • 150 days home monitoring; five years monitored probation
  • $500 to $5,000 in fines and court costs
  • Four-year license revocation and then five-year probationary license
  • Up to 10 years of an ignition interlock device on personal vehicle

Washington State DUI Insurance Options

When a driver is convicted of a DUI offense in Washington, he or she is required to purchase SR22 insurance. This is a high-risk car insurance policy that costs more than standard insurance.

Most drivers are required to carry SR22 insurance for at least three years.

Over time, this can become extremely expensive. Several insurance carriers licensed in Washington state offer SR22 insurance policies.

If you are classified as a high-risk driver, insurance companies are likely going to charge you prices much higher than the average car insurance rates.

Even though this is an expensive policy, drivers should comparison shop for car insurance quotes from several different carriers.

Contesting or Appealing Suspension in Washington State

Specific facts surrounding the case will determine whether the appeal of a license suspension is granted.

Typically, a driver has 20 days after the arrest to request a hearing either online or by mail. There is a $200 fee to request a hearing. This fee will not be refunded if the driver fails to appear or cancels the hearing date.

The online request is submitted through the Washington State Department of Licensing.

The driver must include:

  • Driver’s license number
  • Arrest date
  • Identifying number
  • Daytime telephone number
  • Valid credit card

Drivers can also mail a request for a hearing to contest or appeal a DUI conviction. Typically, law enforcement will give the driver a request form at the time of arrest.

The form must be completed and postmarked or received within 20 days after an arrest.

Be sure to try our FREE quote comparison tool below to see if you can find a company that offers lower high-risk car insurance rates!

Frequently Asked Questions

What are the DUI insurance laws in Washington?

In Washington, driving under the influence (DUI) is illegal. If your blood alcohol concentration (BAC) is 0.08 or higher, you can be arrested for a DUI. Penalties may include jail time, fines up to $5,000, and SR-22 insurance requirements for at least three years.

What is SR-22 insurance?

SR-22 insurance is a high-risk car insurance policy that is required for drivers who have been convicted of a DUI or other serious driving offenses. It provides proof of financial responsibility and is typically more expensive than standard insurance.

How long do I need to carry SR-22 insurance in Washington?

If you are convicted of a DUI in Washington, you are typically required to carry SR-22 insurance for at least three years. It’s important to maintain continuous coverage during this period to comply with the state’s requirements.

Can I contest or appeal a license suspension for a DUI in Washington?

Yes, you have the option to contest or appeal a license suspension for a DUI in Washington. You must request a hearing within 20 days after the arrest and pay a $200 fee. The specific facts of your case will determine whether the appeal is granted.

How can I find affordable car insurance with a DUI conviction in Washington?

Finding affordable car insurance with a DUI conviction can be challenging, but it’s not impossible. It’s important to shop around and compare quotes from multiple insurance companies. While high-risk drivers may face higher premiums, comparing rates can help you find the best available options.

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