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Car Insurance Costs of a Ford Freestar

Over a course of five years, a Ford Freestar owner can expect to spend $7,965 on auto insurance. Because of depreciation and increased maintenance the cost of insurance premiums for each year increases slightly more as the vehicle gets older.

For example, in year one, insurance would be $1,485. However, by year three insurance would rise to $1,591 and by year five would cost $1,705, which would make monthly insurance payments approximately $140.

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The Ford Freestar puts forth attractive looks and features, as well as and strong safety ratings.

These things have an effect on car insurance premiums. Read on to become further informed as to the Ford Freestar’s many characteristics and benefits, not to mention the cost of insurance over a five-year period.

By comparing the pros and cons of a vehicle, as seen through the eyes of an insurer, you will be a better position to understand and impact your car insurance rates.

What are the pros and cons of the Ford Freestar for car insurance cost?

On the plus side, this vehicle has a few things in its favor. The Ford Freestar has a number of safety features, not to mention excellent crash test results and scores, as well as updated and fashionable styling both inside and out.

What is the cost of insurance for a Ford Freestar?Unfortunately, it has a longer list of items working against it too. Here are some of the cons:

  • Run-of-the-mill acceleration
  • Mediocre fuel rating
  • Mediocre handling
  • Lower-quality interior fabrics and materials
  • No navigation system compatibility
  • Poor seating flexibility when compared with other minivans in the same class

With the Freestar, Ford has definitely learned the hard way that in the world of cars and trucks, there are much fewer segments that are more cutthroat than the category of minivans.

For example, mothers have extremely high standards when it comes to the transportation of their families, and only those certain vehicles with the most undeniable blend of refinement, convenience features and benefits, not to mention luxurious amenities, survive.

The Ford Freestar’s figures had been dwindling, and as a result, 2007 was the last year of production. Crossover Utility Vehicles, or CUVs, are what Ford considers to be the future of family transportation.

How does the Ford Freestar rate for safely?

The Ford Freestar isn’t completely without merit. For example, safety is a significant factor in minivans, and in this vein, this minivan hasn’t come up short.

In fact, it earned five stars in the NHTSA frontal crash tests, and moms, along with their miniature soccer stars were protected with such features as standard stability control and optional side curtain airbags.

Nevertheless, its success in this area has paled in the face of its area of shortcomings, such as slower acceleration, lower than average fuel economy, clumsy handling, as well as an unimpressive interior. It is for these reasons that many potential minivan owners might have looked elsewhere.

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What is are the Ford Freestar styles?

As a seven passenger minivan, the Ford Freestar offered three trim levels: The SE, SEL and Limited. Additionally, the Freestar could also be purchased in a cargo-van body style, which made it ideal for contractors who needed a light-duty hauler.

The base model, the SE, came well-equipped with air-conditioning, CD player, full power accessories, and keyless entry. The next model up, the SEL, included a power seat for the driver; captain’s chairs the second row, and multi-zone air conditioning.

The top model, the limited, had optional upgrades such as automatic climate control, chrome wheels, and leather upholstery.


In addition, there were two engines offered. For the SZ, there was a 3.9 L V6 with 193 hp. For the SEL in the limited, there was a 4.2 L V6 with 201 hp. The Ford Freestar has earned praise for being reasonably powerful and for having a nice ride.

Additionally, its engines are comparable in their class for fuel efficiency and speed. These features also served to affect the cost of insurance.

What is the history of the Ford Freestar?

The Ford Freestar was introduced in its first model year which was 2004. It was said to replace the Ford Windstar, which sold from 1995 through 2003. While marketed as a brand-new vehicle, it still had many of the benefits of the Ford Windstar. For example, the interior was all-new and included a third row.

Also, a pair of more powerful engines replaced the Ford Windstar’s 3.8 L V-6.

Finally, it also received a brand-new frame which, although added extra weight, made the vehicle more substantial.

Throughout its production until 2007, the Freestar has remained pretty much unchanged and buyers will find that there are very few differences between each of the model years.

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