Best Pleasanton, CA Car Insurance in 2025
Car insurance in Pleasanton, CA averages $275 a month. Pleasanton, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Pleasanton car insurance rates, compare quotes from the top car insurance companies in Pleasanton, CA.
Read more Secured with SHA-256 Encryption



Table of Contents
Table of Contents


Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Dorothea Hudson


Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Michael Leotta
Updated October 2024
- Average car insurance rates in Pleasanton, CA after a DUI are $4,636/year
- Average car insurance rates in Pleasanton, CA are $3,304/year
- The cheapest car insurance company in Pleasanton for teen drivers is USAA
If you need to buy Pleasanton, California car insurance, the options can be confusing. Everything you need to know about car insurance in Pleasanton, CA is right here.
You’ll find Pleasanton car insurance rates, the cheapest Pleasanton, CA car insurance companies, and information on California car insurance laws. You can also compare Pleasanton, California car insurance rates to Long Beach car insurance rates, San Diego car insurance rates, and San Francisco car insurance rates.
Ready to find affordable Pleasanton, CA car insurance today? Enter your ZIP code for fast, free Pleasanton car insurance quotes.
Cheapest Pleasanton, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Pleasanton, CA car insurance rates? Every Pleasanton, California car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,699 | $2,700 | $1,975 | $1,994 | $7,572 | $9,530 | $3,462 | $3,804 |
| Farmers | $2,277 | $2,277 | $2,052 | $2,052 | $7,302 | $12,001 | $2,702 | $3,011 |
| Geico | $1,517 | $1,518 | $1,427 | $1,427 | $4,624 | $4,701 | $2,179 | $2,227 |
| Liberty Mutual | $2,120 | $2,006 | $1,973 | $1,911 | $4,609 | $4,912 | $2,386 | $2,409 |
| Nationwide | $2,823 | $2,695 | $2,471 | $2,330 | $7,194 | $7,926 | $3,382 | $3,340 |
| Progressive | $1,718 | $1,766 | $1,458 | $1,729 | $4,587 | $5,509 | $2,461 | $2,642 |
| State Farm | $2,891 | $2,891 | $2,582 | $2,582 | $5,324 | $6,611 | $3,200 | $3,299 |
| Travelers | $2,327 | $2,252 | $2,061 | $2,040 | $4,802 | $5,492 | $3,021 | $2,958 |
| USAA | $1,803 | $1,711 | $1,755 | $1,766 | $4,097 | $4,137 | $2,504 | $2,370 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Minimum Car Insurance in Pleasanton, CA
Every driver must carry the minimum car insurance required by the state in Pleasanton, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Pleasanton, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Pleasanton, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,544 | $4,282 | $6,705 | $3,337 |
| Farmers | $3,111 | $4,237 | $5,280 | $4,209 |
| Geico | $1,715 | $2,648 | $3,320 | $2,127 |
| Liberty Mutual | $2,422 | $3,245 | $2,929 | $2,567 |
| Nationwide | $2,809 | $3,598 | $6,075 | $3,598 |
| Progressive | $1,795 | $3,047 | $3,505 | $2,588 |
| State Farm | $2,621 | $3,126 | $5,903 | $3,041 |
| Travelers | $2,091 | $3,382 | $3,938 | $3,065 |
| USAA | $1,674 | $2,492 | $4,072 | $1,834 |
Cheapest Pleasanton, CA Car Insurance for Teen Drivers
Teen car insurance in Pleasanton, CA can be expensive. Take a look at rates from the top car insurance companies in Pleasanton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,572 | $9,530 |
| Farmers | $7,302 | $12,001 |
| Geico | $4,624 | $4,701 |
| Liberty Mutual | $4,609 | $4,912 |
| Nationwide | $7,194 | $7,926 |
| Progressive | $4,587 | $5,509 |
| State Farm | $5,324 | $6,611 |
| Travelers | $4,802 | $5,492 |
| USAA | $4,097 | $4,137 |
Cheapest Pleasanton, CA Car Insurance for Seniors
Take a look at Pleasanton, CA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,975 | $1,994 |
| Farmers | $2,052 | $2,052 |
| Geico | $1,427 | $1,427 |
| Liberty Mutual | $1,973 | $1,911 |
| Nationwide | $2,471 | $2,330 |
| Progressive | $1,458 | $1,729 |
| State Farm | $2,582 | $2,582 |
| Travelers | $2,061 | $2,040 |
| USAA | $1,755 | $1,766 |
Cheapest Pleasanton, CA Car Insurance Rates After a DUI
A DUI in Pleasanton, CA increases car insurance rates. Compare Pleasanton, California car insurance after a DUI by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,705 |
| Farmers | $5,280 |
| Geico | $3,320 |
| Liberty Mutual | $2,929 |
| Nationwide | $6,075 |
| Progressive | $3,505 |
| State Farm | $5,903 |
| Travelers | $3,938 |
| USAA | $4,072 |
Cheapest Pleasanton, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Pleasanton, CA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,808 | $4,626 |
| Farmers | $3,820 | $4,599 |
| Geico | $2,228 | $2,677 |
| Liberty Mutual | $2,563 | $3,019 |
| Nationwide | $3,553 | $4,487 |
| Progressive | $2,475 | $2,992 |
| State Farm | $3,539 | $3,807 |
| Travelers | $2,807 | $3,432 |
| USAA | $2,323 | $2,713 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Pleasanton, CA Car Insurance Rates by ZIP Code
Pleasanton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Pleasanton, CA.
| ZIP Code | Average Annual Rates |
|---|---|
| 94566 | $4,492 |
| 94588 | $4,544 |
The Best Cheap Car Insurance Companies in Pleasanton, CA
Take a look at a side-by-side comparison of the top car insurance companies in Pleasanton, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,217 |
| Farmers | $4,209 |
| Geico | $2,452 |
| Liberty Mutual | $2,791 |
| Nationwide | $4,020 |
| Progressive | $2,734 |
| State Farm | $3,673 |
| Travelers | $3,119 |
| USAA | $2,518 |
Category Winners: Cheapest Car Insurance in Pleasanton, California
Find the cheapest car insurance companies in Pleasanton, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Pleasanton, CA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Pleasanton car insurance rates. Find the cheapest Pleasanton, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,010 | $4,252 | $4,390 |
| Farmers | $3,935 | $4,242 | $4,451 |
| Geico | $2,253 | $2,480 | $2,625 |
| Liberty Mutual | $2,604 | $2,815 | $2,953 |
| Nationwide | $3,626 | $4,095 | $4,340 |
| Progressive | $2,447 | $2,825 | $2,930 |
| State Farm | $3,304 | $3,738 | $3,976 |
| Travelers | $2,732 | $3,206 | $3,419 |
| USAA | $2,307 | $2,562 | $2,684 |
What affects car insurance rates in Pleasanton, California?
What are the factors that affect car insurance rates in Pleasanton, CA? There are several reasons why Pleasanton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pleasanton, California.
Car Theft in Pleasanton
High levels of vehicle theft can make car insurance more expensive. Pleasanton, CA car theft statistics from the FBI indicate 112 vehicle thefts a year.
Commute Time in Pleasanton
The more time you spend in your car the higher the risk of an accident. The average commute length in Pleasanton, CA is 36.4 minutes according to City-Data.
Compare Car Insurance Quotes in Pleasanton, CA
Ready to find affordable Pleasanton, California car insurance today? Enter your ZIP code for fast, free Pleasanton, CA car insurance quotes.
Frequently Asked Questions
What factors determine car insurance rates in Pleasanton, CA?
Car insurance rates in Pleasanton, CA are determined by several factors, including your driving record, age, gender, type of vehicle, annual mileage, credit score, and the coverage options you choose.
How can I find the best car insurance rates in Pleasanton, CA?
To find the best car insurance rates in Pleasanton, CA, you can consider getting quotes from multiple insurance providers. Comparing quotes allows you to see the variations in rates and coverage options available to you.
Are there any specific discounts available for car insurance in Pleasanton, CA?
Yes, many insurance companies offer various discounts that can help lower your car insurance rates in Pleasanton, CA. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, and discounts for certain safety features in your vehicle.
Is it possible to lower my car insurance rates in Pleasanton, CA?
Yes, there are several ways to potentially lower your car insurance rates in Pleasanton, CA. You can maintain a clean driving record, choose a higher deductible, bundle your policies, install safety features in your car, and ask your insurance provider about available discounts.
What is the average cost of car insurance in Pleasanton, CA?
The average cost of car insurance in Pleasanton, CA can vary depending on several factors mentioned earlier. It’s best to obtain personalized quotes from insurance providers to get an accurate idea of the cost for your specific circumstances.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.