Best Old Greenwich, CT Car Insurance in 2025
Car insurance in Old Greenwich, CT averages $390 a month. Old Greenwich, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Old Greenwich car insurance rates, compare quotes from the top car insurance companies in Old Greenwich, CT.
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Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Dorothea Hudson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Scott W. Johnson
Updated December 2025
- The cheapest car insurance company in Old Greenwich for teen drivers is Geico
- The cheapest car insurance company in Old Greenwich is State Farm
- Average car insurance rates in Old Greenwich, CT are $4,678/year
If you need to buy Old Greenwich, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Old Greenwich, CT is right here.
You’ll find Old Greenwich car insurance rates, the cheapest Old Greenwich, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Old Greenwich, Connecticut car insurance rates to New Britain car insurance rates, Bridgeport car insurance rates, and Stamford car insurance rates.
Ready to find affordable Old Greenwich, CT car insurance today? Enter your ZIP code for fast, free Old Greenwich car insurance quotes.
Cheapest Old Greenwich, CT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Old Greenwich, CT car insurance rates? Every Old Greenwich, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,644 | $3,606 | $3,356 | $3,593 | $11,210 | $13,252 | $3,813 | $4,011 |
| Geico | $2,172 | $2,178 | $2,014 | $2,030 | $5,098 | $6,052 | $2,100 | $2,040 |
| Liberty Mutual | $3,613 | $3,922 | $2,773 | $3,417 | $18,351 | $20,665 | $3,661 | $3,992 |
| Nationwide | $2,404 | $2,431 | $2,159 | $2,265 | $6,705 | $8,510 | $2,793 | $3,005 |
| Progressive | $2,650 | $2,467 | $2,259 | $2,352 | $11,065 | $12,269 | $3,024 | $3,388 |
| State Farm | $1,772 | $1,772 | $1,630 | $1,630 | $5,394 | $6,771 | $1,992 | $2,293 |
| Travelers | $1,914 | $1,943 | $1,905 | $1,898 | $14,644 | $23,455 | $2,088 | $2,367 |
| USAA | $1,967 | $1,947 | $1,832 | $1,809 | $6,194 | $6,506 | $2,634 | $2,731 |
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Minimum Car Insurance in Old Greenwich, CT
Every driver must carry the minimum car insurance in Old Greenwich, CT. Take a look at the Connecticut car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Old Greenwich, CT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Old Greenwich, CT. Compare credit history car insurance rates in Old Greenwich from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,387 | $5,600 | $4,446 |
| Geico | $4,305 | $2,598 | $1,978 |
| Liberty Mutual | $10,711 | $6,684 | $5,252 |
| Nationwide | $5,010 | $3,365 | $2,977 |
| Progressive | $5,369 | $4,818 | $4,615 |
| State Farm | $4,045 | $2,590 | $2,085 |
| Travelers | $7,127 | $5,939 | $5,765 |
| USAA | $4,235 | $2,856 | $2,516 |
Cheapest Old Greenwich, CT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Old Greenwich, CT to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,941 | $6,104 | $7,257 | $4,941 |
| Geico | $1,867 | $2,449 | $5,236 | $2,290 |
| Liberty Mutual | $6,607 | $8,281 | $8,203 | $7,106 |
| Nationwide | $3,078 | $4,022 | $4,608 | $3,428 |
| Progressive | $4,209 | $6,111 | $4,428 | $4,989 |
| State Farm | $2,705 | $2,974 | $2,974 | $2,974 |
| Travelers | $5,050 | $5,470 | $7,975 | $6,612 |
| USAA | $2,489 | $3,125 | $4,708 | $2,489 |
Cheapest Old Greenwich, CT Car Insurance for Teen Drivers
Teen car insurance in Old Greenwich, CT can be expensive. Take a look at rates from the top car insurance companies in Old Greenwich for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,210 | $13,252 |
| Geico | $5,098 | $6,052 |
| Liberty Mutual | $18,351 | $20,665 |
| Nationwide | $6,705 | $8,510 |
| Progressive | $11,065 | $12,269 |
| State Farm | $5,394 | $6,771 |
| Travelers | $14,644 | $23,455 |
| USAA | $6,194 | $6,506 |
Cheapest Old Greenwich, CT Car Insurance for Seniors
Take a look at Old Greenwich, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,356 | $3,593 |
| Geico | $2,014 | $2,030 |
| Liberty Mutual | $2,773 | $3,417 |
| Nationwide | $2,159 | $2,265 |
| Progressive | $2,259 | $2,352 |
| State Farm | $1,630 | $1,630 |
| Travelers | $1,905 | $1,898 |
| USAA | $1,832 | $1,809 |
Cheapest Old Greenwich, CT Car Insurance Rates After a DUI
A DUI in Old Greenwich, CT increases car insurance rates. Compare Old Greenwich, Connecticut DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,257 |
| Geico | $5,236 |
| Liberty Mutual | $8,203 |
| Nationwide | $4,608 |
| Progressive | $4,428 |
| State Farm | $2,974 |
| Travelers | $7,975 |
| USAA | $4,708 |
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Cheapest Old Greenwich, CT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Old Greenwich, CT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,811 | $5,811 |
| Geico | $2,915 | $3,006 |
| Liberty Mutual | $7,549 | $7,549 |
| Nationwide | $3,784 | $3,784 |
| Progressive | $4,934 | $4,934 |
| State Farm | $2,836 | $2,978 |
| Travelers | $6,277 | $6,277 |
| USAA | $3,164 | $3,241 |
The Best Cheap Car Insurance Companies in Old Greenwich, CT
Take a look at a side-by-side comparison of the top car insurance companies in Old Greenwich, CT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,811 |
| Geico | $2,960 |
| Liberty Mutual | $7,549 |
| Nationwide | $3,784 |
| Progressive | $4,934 |
| State Farm | $2,907 |
| Travelers | $6,277 |
| USAA | $3,203 |
Category Winners: Cheapest Car Insurance in Old Greenwich, Connecticut
Find the cheapest car insurance companies in Old Greenwich, CT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Old Greenwich, CT Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Old Greenwich car insurance rates. Find the cheapest Old Greenwich, CT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,506 | $5,804 | $6,122 |
| Geico | $2,784 | $2,934 | $3,163 |
| Liberty Mutual | $7,279 | $7,500 | $7,869 |
| Nationwide | $3,840 | $3,816 | $3,696 |
| Progressive | $4,580 | $4,889 | $5,334 |
| State Farm | $2,732 | $2,911 | $3,077 |
| Travelers | $5,883 | $6,239 | $6,708 |
| USAA | $3,007 | $3,206 | $3,395 |
What affects car insurance rates in Old Greenwich, Connecticut?
What factors can have an impact on Old Greenwich, CT car insurance? There are several reasons why Old Greenwich car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Old Greenwich, Connecticut.
Commute Time in Old Greenwich
The more time you spend in your car the higher the risk of an accident. The average commute length in Old Greenwich, CT is 37.9 minutes according to City-Data.
Compare Car Insurance Quotes in Old Greenwich, CT
Ready to find affordable Old Greenwich, Connecticut car insurance today? Enter your ZIP code for fast, free Old Greenwich, CT car insurance quotes.
Frequently Asked Questions
What information do I need to provide when comparing car insurance rates in Old Greenwich, CT?
When comparing car insurance rates in Old Greenwich, CT, you will typically need to provide the following information:
- Personal details: Name, age, gender, and address.
- Vehicle information: Make, model, year, and vehicle identification number (VIN).
- Driving history: Details about any accidents, violations, or claims you have had in the past.
- Desired coverage: The types of coverage you need, such as liability, collision, comprehensive, and any specific coverage limits or deductibles.
Are there any specific considerations for Old Greenwich, CT that may affect car insurance rates?
Yes, there are specific considerations for Old Greenwich, CT that may impact car insurance rates. Some factors to consider include:
- Location: Old Greenwich is a part of Greenwich, CT, which has a high cost of living. Insurance rates may be influenced by the local economy and population density.
- Weather risks: Coastal areas like Old Greenwich may be susceptible to storms, hurricanes, or flooding. Insurers may take these risks into account when determining rates.
- Traffic congestion: If Old Greenwich experiences high traffic congestion or accident rates, it can influence insurance premiums.
- Vehicle theft rates: The rate of vehicle thefts in Old Greenwich may affect comprehensive coverage rates, especially if your car is more prone to theft.
- Local regulations: Stay informed about any recent changes to local laws or regulations that could impact car insurance rates or requirements
Are there any specific considerations for Old Greenwich, CT that may affect car insurance rates?
- Location: Old Greenwich is a part of Greenwich, CT, which has a high cost of living. Insurance rates may be influenced by the local economy and population density.
- Weather risks: Coastal areas like Old Greenwich may be susceptible to storms, hurricanes, or flooding. Insurers may take these risks into account when determining rates.
- Traffic congestion: If Old Greenwich experiences high traffic congestion or accident rates, it can influence insurance premiums.
- Vehicle theft rates: The rate of vehicle thefts in Old Greenwich may affect comprehensive coverage rates, especially if your car is more prone to theft.
- Local regulations: Stay informed about any recent changes to local laws or regulations that could impact car insurance rates or requirements.
Can I customize my car insurance coverage in Old Greenwich, CT?
Yes, you can often customize your car insurance coverage in Old Greenwich, CT to suit your needs. Most insurance companies offer various coverage options that you can choose from, such as liability, collision, comprehensive, uninsured/underinsured motorist, and more. You can also adjust coverage limits and deductibles based on your preferences and budget. Discuss your specific requirements with insurance providers to create a policy that meets your needs.
What factors can affect car insurance rates in Old Greenwich, Connecticut?
Several factors can influence car insurance rates in Old Greenwich, Connecticut. Some common factors include:
- Driving record: Your history of accidents and traffic violations can impact your insurance rates.
- Vehicle type: The make, model, and year of your vehicle can affect the cost to insure it.
- Coverage limits: Higher coverage limits generally result in higher premiums.
- Deductible amount: A higher deductible can lower your premiums but means you’ll pay more out-of-pocket in case of a claim.
- Location: Where you live in Old Greenwich, Connecticut, can affect rates due to factors like population density, crime rates, and accident frequency.
- Age and gender: Younger drivers and males often face higher rates, and some insurance companies may consider gender as a rating factor.
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