Compare Stamford, CT Car Insurance Rates (2021)

Car insurance in Stamford, CT averages $405 a month. Stamford, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Stamford car insurance rates, compare quotes from the top car insurance companies in Stamford, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Stamford is 6901
  • The cheapest car insurance company in Stamford is State Farm
  • The cheapest car insurance company in Stamford for teen drivers is GEICO

If you need to buy Stamford, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Stamford, CT is right here.

You’ll find Stamford car insurance rates, the cheapest Stamford, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Stamford, Connecticut car insurance rates to New Haven car insurance rates, Hartford car insurance rates, and New Britain car insurance rates.

Ready to find affordable Stamford, CT car insurance today? Enter your ZIP code for fast, free Stamford car insurance quotes.

Cheapest Stamford, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stamford, CT car insurance rates? Every Stamford, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stamford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,741 $3,696 $3,448 $3,694 $11,532 $13,633 $3,908 $4,101
GEICO $2,435 $2,442 $2,258 $2,276 $5,745 $6,795 $2,351 $2,279
Liberty Mutual $3,765 $4,095 $2,892 $3,571 $18,988 $21,403 $3,812 $4,158
Nationwide $2,505 $2,535 $2,248 $2,360 $6,999 $8,883 $2,910 $3,130
Progressive $2,472 $2,303 $2,112 $2,194 $10,345 $11,466 $2,825 $3,167
State Farm $1,904 $1,904 $1,755 $1,755 $5,835 $7,351 $2,144 $2,456
Travelers $2,019 $2,048 $2,018 $2,008 $15,627 $25,052 $2,204 $2,490
USAA $2,048 $2,028 $1,908 $1,885 $6,457 $6,783 $2,745 $2,847

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Minimum Car Insurance in Stamford, CT

Every driver must carry the minimum car insurance in Stamford, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Stamford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Stamford, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stamford, CT. Compare credit history car insurance rates in Stamford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stamford, Connecticut

Insurance Company Poor Fair Good
Allstate $7,591 $5,752 $4,565
GEICO $4,835 $2,915 $2,218
Liberty Mutual $11,127 $6,933 $5,447
Nationwide $5,248 $3,499 $3,091
Progressive $5,015 $4,503 $4,314
State Farm $4,372 $2,795 $2,247
Travelers $7,590 $6,322 $6,138
USAA $4,416 $2,977 $2,620

Cheapest Stamford, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stamford, CT to rates for a clean record with top companies.

Annual Stamford, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,071 $6,279 $7,455 $5,071
GEICO $2,093 $2,749 $5,879 $2,569
Liberty Mutual $6,859 $8,593 $8,513 $7,378
Nationwide $3,209 $4,191 $4,804 $3,581
Progressive $3,934 $5,711 $4,137 $4,659
State Farm $2,919 $3,211 $3,211 $3,211
Travelers $5,371 $5,820 $8,497 $7,046
USAA $2,590 $3,253 $4,919 $2,590

Cheapest Stamford, CT Car Insurance for Teen Drivers

Teen car insurance in Stamford, CT can be expensive. Take a look at rates from the top car insurance companies in Stamford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stamford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,532 $13,633
GEICO $5,745 $6,795
Liberty Mutual $18,988 $21,403
Nationwide $6,999 $8,883
Progressive $10,345 $11,466
State Farm $5,835 $7,351
Travelers $15,627 $25,052
USAA $6,457 $6,783

Cheapest Stamford, CT Car Insurance for Seniors

Take a look at Stamford, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stamford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,448 $3,694
GEICO $2,258 $2,276
Liberty Mutual $2,892 $3,571
Nationwide $2,248 $2,360
Progressive $2,112 $2,194
State Farm $1,755 $1,755
Travelers $2,018 $2,008
USAA $1,908 $1,885

Cheapest Stamford, CT Car Insurance Rates After a DUI

A DUI in Stamford, CT increases car insurance rates. Compare Stamford, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stamford, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,455
GEICO $5,879
Liberty Mutual $8,513
Nationwide $4,804
Progressive $4,137
State Farm $3,211
Travelers $8,497
USAA $4,919

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Cheapest Stamford, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stamford, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stamford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,969 $5,969
GEICO $3,271 $3,374
Liberty Mutual $7,836 $7,836
Nationwide $3,946 $3,946
Progressive $4,610 $4,610
State Farm $3,059 $3,217
Travelers $6,683 $6,683
USAA $3,298 $3,378

Cheapest Stamford, CT Car Insurance Rates by ZIP Code

Stamford car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Stamford, CT.

Annual Car Insurance Rates by ZIP Code in Stamford, Connecticut

ZIP Code Average Annual Rates
6901 $4,900
6902 $4,900
6903 $4,901
6905 $4,901
6906 $4,901
6907 $4,901
6910 $4,949

The Best Cheap Car Insurance Companies in Stamford, CT

Take a look at a side-by-side comparison of the top car insurance companies in Stamford, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stamford, Connecticut

Insurance Company Average Annual Rates
Allstate $5,969
GEICO $3,323
Liberty Mutual $7,836
Nationwide $3,946
Progressive $4,610
State Farm $3,138
Travelers $6,683
USAA $3,338

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Category Winners: Cheapest Car Insurance in Stamford, Connecticut

Find the cheapest car insurance companies in Stamford, CT for each category right here.

Best Annual Car Insurance Rates by Company in Stamford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Stamford, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stamford car insurance rates. Find the cheapest Stamford, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stamford, Connecticut

Insurance Company Low Medium High
Allstate $5,632 $5,962 $6,314
GEICO $3,078 $3,285 $3,605
Liberty Mutual $7,533 $7,778 $8,196
Nationwide $4,041 $3,973 $3,824
Progressive $4,293 $4,570 $4,969
State Farm $2,932 $3,144 $3,338
Travelers $6,239 $6,641 $7,170
USAA $3,129 $3,341 $3,543

What affects car insurance rates in Stamford, Connecticut?

What factors can have an impact on Stamford, CT car insurance? There are several reasons why Stamford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stamford, Connecticut.

Commute Time in Stamford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stamford, CT is 28.2 minutes according to City-Data.

Traffic in Stamford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Stamford, CT traffic data from INRIX ranks Stamford as the 68th-most congested in the world.

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Compare Car Insurance Quotes in Stamford, CT

Ready to find affordable Stamford, Connecticut car insurance today? Enter your ZIP code for fast, free Stamford, CT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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