Best Chevrolet Volt Car Insurance 2024 (Your Guide to the Top 10 Companies)
For the owners seeking the best Chevrolet Volt car insurance, Travelers, USAA, and State Farm are the cheapest. They offer competitive rates, coverage starting at $65 per month. Evaluating these options will help you find a policy that fits your needs and budget for reliable protection.
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Jeffrey Manola
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Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
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UPDATED: Sep 16, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 16, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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6,434 reviews
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Full Coverage for Chevrolet Volt
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17,757 reviewsFor best Chevrolet Volt car insurance, Travelers, USAA, and State Farm offer starting at cheapest coverage $65/mo. Travelers leads with the best coverage tailored for Chevrolet Volt vehicles, offering superior protection compared to the others.
Trying to find affordable Chevrolet Volt car insurance rates can seem like a chore, but it doesn’t have to be. How much are Chevy Volt insurance rates? Read it more on our “Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements.”
| Company | Rank | Multi-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 8% | A++ | Extensive Coverage | Travelers |
 | #2 | 10% | A++ | Military Discounts | USAA |
 | #3 | 20% | B | Local Agents | State Farm |
 | #4 | 20% | A+ | Comprehensive Options | Nationwide |
 | #5 | 25% | A | Personalized Plans | Liberty Mutual |
 | #6 | 25% | A++ | Low Rates | Geico |
 | #7 | 25% | A+ | Broad Network | Allstate |
 | #8 | 10% | A+ | Strong Service | Erie |
 | #9 | 12% | A+ | Innovative Features | Progressive |
 | #10 | 20% | A | Flexible Policies | American Family |
The Chevrolet Volt insurance rates you can find can be even better if you know what you’re looking for. And that’s exactly what this guide is designed for.
You can start comparing quotes for Chevrolet Volt car insurance rates from some of the best car insurance companies by using our free online tool now.
- Minimum coverage Chevy Volt insurance costs around $65 each month
- A liability-only policy costs around $57 each month
- Highest rates are for teenage drivers at around $43 each month
#1 – Travelers: Top Overall Pick
Pros
- Comprehensive Coverage Options: Travelers offers extensive coverage tailored for the Chevrolet Volt, providing the best Chevrolet Volt car insurance with superior protection. Learn more in our Travelers car insurance review.
- Strong Customer Service: Known for high customer satisfaction, Travelers delivers excellent service, making it a top choice for the best Chevrolet Volt car insurance.
- Discount Opportunities: Travelers provides various discounts, which can make their Chevrolet Volt insurance rates more affordable.
Cons
- Higher Premiums: Travelers’ rates might be higher than some competitors, potentially affecting the affordability of the best Chevrolet Volt car insurance.
- Complex Policies: The wide range of options can be overwhelming, making it harder to select the best Chevrolet Volt car insurance policy.
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#2 – USAA: Best for Military Discounts
Pros
- Exclusive Military Discounts: USAA offers significant savings for military members, making it an excellent choice for the best Chevrolet Volt car insurance if you qualify.
- Excellent Claims Service: Known for efficient claims processing, USAA provides reliable service for the best Chevrolet Volt car insurance. Read more about it in our USAA car insurance review.
- High Customer Satisfaction: USAA’s high ratings in customer satisfaction highlight its excellence in offering the best Chevrolet Volt car insurance.
Cons
- Eligibility Restrictions: USAA’s services are limited to military personnel and their families, which might exclude many from accessing the best Chevrolet Volt car insurance.
- Limited Local Agents: Fewer local agents could mean less personalized service compared to other providers offering the best Chevrolet Volt car insurance.
#3 – State Farm: Best for Local Agents
Pros
- Personalized Service: With a vast network of local agents, State Farm provides tailored service, making it a strong contender for the best Chevrolet Volt car insurance.
- Wide Range of Discounts: State Farm offers various discounts that can lower the cost of your Chevrolet Volt insurance. Learn more in our State Farm car insurance review.
- Solid Financial Stability: High A.M. Best ratings ensure reliable coverage, making State Farm a trusted option for the best Chevrolet Volt car insurance.
Cons
- Rates May Vary: Insurance premiums can differ significantly based on location and agent, impacting the overall value of the best Chevrolet Volt car insurance.
- Average Digital Tools: State Farm’s digital tools may not be as advanced as those of other providers, which can affect your experience with the best Chevrolet Volt car insurance.
#4 – Nationwide: Best for Comprehensive Options
Pros
- Extensive Coverage Options: Nationwide’s wide range of coverage options makes it a great choice for comprehensive Chevrolet Volt insurance.
- Flexible Plans: Customizable plans to fit different needs ensure you get the best Chevrolet Volt car insurance for your budget. Read more about discounts on Nationwide car insurance.
- Strong Financial Ratings: Nationwide’s financial stability provides confidence in securing reliable Chevrolet Volt insurance.
Cons
- Potentially Higher Costs: The comprehensive nature of Nationwide’s options might lead to higher premiums for the best Chevrolet Volt car insurance.
- Complex Policy Structure: The wide array of options can make it challenging to find the best Chevrolet Volt car insurance policy.
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#5 – Liberty Mutual: Best for Personalized Plans
Pros
- Customizable Coverage: Liberty Mutual offers personalized insurance plans tailored to the Chevrolet Volt, providing the best coverage for your needs.
- Variety of Discounts: With numerous discounts available, Liberty Mutual helps make the best Chevrolet Volt car insurance more affordable. Learn more in our Liberty Mutual car insurance review.
- Strong Support: Good customer service enhances the overall experience of securing the best Chevrolet Volt car insurance.
Cons
- Higher Premiums: Personalized plans might come with higher costs, affecting the affordability of the best Chevrolet Volt car insurance.
- Variable Customer Satisfaction: Mixed reviews on customer service may impact your experience with the best Chevrolet Volt car insurance.
#6 – Geico: Best for Low Rates
Pros
- Competitive Pricing: Geico’s low rates make it a cost-effective option for the best Chevrolet Volt car insurance. Read more in our Geico car insurance review.
- User-Friendly Digital Tools: Geico’s advanced digital tools simplify managing the best Chevrolet Volt car insurance.
- Good Discounts: Geico’s discounts for safe driving and low mileage can reduce the cost of the best Chevrolet Volt car insurance.
Cons
- Limited Personalized Service: Less emphasis on local agents compared to others might affect the personalized aspect of the best Chevrolet Volt car insurance.
- Customer Service Variability: Some users report inconsistent experiences with Geico’s customer service, which could impact your overall satisfaction with the best Chevrolet Volt car insurance.
#7 – Allstate: Best for Broad Network
Pros
- Wide Network of Agents: Allstate’s extensive agent network offers personalized service, making it a good choice for the best Chevrolet Volt car insurance.
- Comprehensive Coverage Options: A variety of coverage options ensure you get the best Chevrolet Volt car insurance tailored to your needs. Learn more in our Allstate car insurance review.
- Strong Discounts: Allstate provides several discounts, which can help make the best Chevrolet Volt car insurance more affordable.
Cons
- Potentially Higher Rates: Allstate’s rates may be higher compared to some competitors, impacting the overall cost of the best Chevrolet Volt car insurance.
- Inconsistent Claims Handling: Some users report variable experiences with claims processing, which may affect the quality of the best Chevrolet Volt car insurance.
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#8 – Erie: Best for Strong Service
Pros
- Excellent Customer Service: Erie is praised for its high-quality service, making it a top choice for the best Chevrolet Volt car insurance.
- Strong Regional Presence: Known for its strong regional service, Erie provides reliable coverage in specific areas. Read more in our Erie car insurance review.
- Competitive Rates: Erie’s competitive pricing can make it an attractive option for the best Chevrolet Volt car insurance.
Cons
- Limited National Availability: Erie’s coverage is restricted to certain states, which might limit access to the best Chevrolet Volt car insurance for some drivers.
- Fewer Discounts: Erie may offer fewer discounts compared to larger insurers, affecting the overall cost of the best Chevrolet Volt car insurance.
#9 – Progressive: Best for Innovative Features
Pros
- Advanced Digital Tools: Progressive’s innovative tools, including usage-based insurance options, make it a leading choice for the best Chevrolet Volt car insurance.
- Customizable Coverage: Offers a range of customizable coverage options to suit various needs, ensuring the best Chevrolet Volt car insurance. Read more in our Progressive car insurance review.
- Discount Opportunities: Provides various discounts that can help lower the cost of the best Chevrolet Volt car insurance.
Cons
- Higher Premiums for Some: Innovative features might come with higher costs, impacting the affordability of the best Chevrolet Volt car insurance.
- Customer Service Variability: Mixed reviews on customer service could affect your overall satisfaction with the best Chevrolet Volt car insurance.
#10 – American Family: Best for Flexible Policies
Pros
- Flexible Coverage Options: American Family’s flexible policies provide various choices to secure the best Chevrolet Volt car insurance for your needs.
- Good Customer Support: Strong customer service ensures a positive experience with the best Chevrolet Volt car insurance.
- Competitive Discounts: Offers discounts that can make the best Chevrolet Volt car insurance more affordable. Read more in our American Family car insurance review.
Cons
- Potentially Higher Costs: Flexible policies might lead to higher premiums compared to standard options for the best Chevrolet Volt car insurance.
- Limited National Reach: Limited availability in some areas could affect access to the best Chevrolet Volt car insurance.
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Chevrolet Volt Insurance Cost
Insurance rates for electric vehicles like the Volt may be influenced by considerations such as repair and maintenance costs, as well as potential benefits from lower emissions.
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
 | $78 | $195 |
 | $88 | $215 |
 | $82 | $205 |
 | $65 | $170 |
 | $90 | $220 |
 | $85 | $210 |
 | $72 | $185 |
 | $80 | $200 |
 | $75 | $190 |
 | $70 | $180 |
Travelers, USAA, and State farm are the best Chevrolet Volt car insurance companies who has lowest monthly rates by coverage level and provider starting at $70.
To ensure you get the best rate and coverage for your needs, it’s recommended to compare monthly rates from different insurance providers.
Chevrolet Volts Have Relatively High Insurance Costs
The chart below provides a comparison of insurance rates for the Chevrolet Volt against other hybrid and electric vehicles, including the Ford Fusion Energi, Toyota Prius, and Buick LaCrosse.
| Vehicle | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| Chevrolet Volt | $31 | $65 | $33 | $142 |
| Ford Fusion Energi | $28 | $52 | $31 | $124 |
| Toyota Prius | $26 | $43 | $28 | $107 |
| Buick LaCrosse | $27 | $47 | $28 | $113 |
| Ford C-Max Hybrid | $24 | $47 | $33 | $117 |
| Ford Fusion Hybrid | $27 | $55 | $39 | $137 |
| Lexus GS 450h | $33 | $65 | $33 | $144 |
It highlights how the Volt’s insurance costs measure up relative to these similar models, giving you a clearer understanding of where it stands in terms of affordability and coverage expenses within the hybrid and electric vehicle market. Enter your ZIP code now to begine comparing.
| Insurance Company | Available Discounts |
|---|---|
| Multi-policy, Safe driver, Good student, Vehicle safety features, Pay-in-full |
| Multi-policy, Safe driver, Good student, Vehicle safety features, Pay-in-full |
| Multi-policy, Safe driver, Good student, Vehicle safety features, Pay-in-full |
| Multi-policy, Safe driver, Good student, Anti-theft device, Federal employee |
| Multi-policy, Safe driver, Vehicle safety features, Good student, Homeowner |
| Multi-policy, Safe driver, Good student, Anti-theft device, Homeowner |
| Multi-policy, Safe driver, Good student, Snapshot, Vehicle safety features |
| Multi-policy, Safe driver, Good student, Vehicle safety features, Defensive driving |
| Multi-policy, Safe driver, Anti-theft device, Good student, Homeowner |
| Multi-policy, Safe driver, Military, Good student, Vehicle safety features |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
Read More: Compare Ford vs. Chevrolet Car Insurance Rates
Factors Influencing the Cost of Chevrolet Volt Insurance
The Chevrolet Volt trim and model you choose can impact the total price you will pay for Chevrolet Volt insurance coverage. You may check on our page titled “Factors Behind Rising Car Insurance Rates.”
Age of the Vehicle
Older Chevrolet Volt models typically come with lower insurance costs. For instance, insuring a 2018 Chevrolet Volt averages around $1,700 per year, whereas a 2011 model costs approximately $1,392 annually.
| Vehicle | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| 2024 Chevrolet Volt | $31 | $65 | $33 | $142 |
| 2023 Chevrolet Volt | $30 | $63 | $35 | $141 |
| 2022 Chevrolet Volt | $29 | $60 | $36 | $138 |
| 2021 Chevrolet Volt | $27 | $58 | $37 | $135 |
| 2020 Chevrolet Volt | $26 | $54 | $38 | $131 |
| 2019 Chevrolet Volt | $25 | $51 | $38 | $127 |
| 2018 Chevrolet Volt | $24 | $46 | $38 | $121 |
| 2017 Chevrolet Volt | $23 | $42 | $38 | $116 |
This $308 difference highlights how older vehicles, like the 2011 Chevrolet Volt, often result in reduced insurance premiums due to factors like depreciation and lower repair costs.
Driver Age
Driver age can greatly impact the cost of Chevrolet Volt car insurance. For instance, a 30-year-old driver typically faces insurance premiums that are about $75 higher compared to those paid by a 40-year-old driver.
| Age | Rates |
|---|---|
| 16 | $610 |
| 18 | $518 |
| 20 | $296 |
| 30 | $148 |
| 40 | $142 |
| 45 | $110 |
| 50 | $129 |
| 60 | $127 |
This difference is due to insurance companies often considering younger drivers as higher-risk due to factors such as less driving experience and statistically higher accident rates.
As drivers age and gain more experience, their risk profile improves, which can lead to lower insurance costs.
Chevrolet Volt Safety Ratings
Your Chevrolet Volt auto insurance rates are influenced by the Chevrolet Volt’s safety ratings. See the breakdown below:
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Acceptable |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
Save on your Chevrolet Volt car insurance by applying these strategies to secure the best possible rates. Improving your credit score can lower your premiums. Adding a more experienced driver to your policy may also help reduce costs.
Be sure to ask your insurance company about any available discounts for your Chevrolet Volt. If you’re a young driver living at home, find best car insurance for teen drivers consider joining your parents’ insurance plan for potential savings.
Additionally, understanding the different types of auto insurance available for your Chevrolet Volt can help you choose the most cost-effective coverage. Enter your ZIP code now.
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Compare Free Chevrolet Volt Insurance Quotes Online
To start comparing Chevrolet Volt car insurance quotes for free, use our online car insurance comparison tool.
It is impossible to say how much the insurance will be for the Chevy Volt because there are so many factors that go into an individual’s car insurance premiums.
You’ll need to look at those and talk to a few companies to best determine your rates.
These factors include:
- Age of the Driver
- Value of the Vehicle
- Gender of the Driver
- Amount of the Deductible
- Insurance Company
- Driving History of the Driver
- Where the Car Will Be Driven
- How Much the Car Will Be Driven
- The City, State, and County the Car Will Be in the Most
While it is easy enough to determine what the national average monthly premium insuring a vehicle, it is virtually impossible to determine what it will be for you because of all the factors the insurance company considers when giving a car insurance quote.
Enter your ZIP code for free online car insurance quotes now!
The Tax Credit for the Chevy Volt May Help Offset Insurance Costs
As you probably know, the government is giving you a tax credit of $7,500 if you purchase a hybrid or electric car. The problem with this tax credit is that it isn’t cash in your pocket. (And you still need to find electric car auto insurance).
Some of you will see a return based on this credit and some of you won’t, depending on your tax situation.
In addition, the Chevy Volt takes 12 hours to charge enough to drive for 50 miles unless you purchase the upgrade for your vehicle.
Schimri Yoyo Licensed Agent & Financial Advisor
If you get money back from the government each year, then this could be a big break for you if not then you probably won’t benefit the way you think. Enter your ZIP code to begin comparing for your Chevrolet Volt car insurance, including Travelers, USAA, and State farm.
Frequently Asked Questions
How much does car insurance for a Chevrolet Volt cost?
The cost of car insurance for a Chevrolet Volt can vary based on several factors, including your location, driving history, age, coverage options, and the insurance provider you choose.
Other factors that may influence the cost include the model year of the Chevrolet Volt, its safety features, and the average cost of repairs or replacement.
Are there any discounts available for insuring a Chevrolet Volt?
Many insurance providers offer discounts that can help lower the cost of insuring a Chevrolet Volt. Some common discounts include multi-policy discounts, good driver discounts, safety feature discounts, and discounts for completing defensive driving courses.
It’s worth inquiring with insurance companies about the specific discounts they offer. Enter your ZIP code now.
What are the typical coverage options for Chevrolet Volt Car Insurance?
Typical coverage options for Chevrolet Volt car insurance include liability coverage (required in most states), collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection.
The coverage options you select will depend on your specific needs and budget. Visit comprehensive car insurance guide for more.
What factors can affect the cost of Chevrolet Volt Car Insurance?
Several factors can influence the cost of Chevrolet Volt car insurance, including your driving record, age, location, credit history, annual mileage, and the coverage options you choose.
Are there any specialized insurance considerations for insuring a Chevrolet Volt?
Insuring a Chevrolet Volt typically does not have any specific specialized insurance considerations. However, it’s important to check with insurance providers for any vehicle-specific requirements or recommendations. Enter your ZIP code now.
Which insurance companies offer the best Chevrolet Volt car insurance?
Top providers include Travelers, USAA, State Farm, and Geico. They offer competitive rates, comprehensive coverage, and strong customer service. Read more on Competitive car insurance quotes.
Are there discounts available for Chevrolet Volt insurance?
Yes, discounts often include multi-policy, good driver, safety feature, and low mileage discounts. Check with your insurer for specific offers.
What coverage options should I consider for Chevrolet Volt insurance?
Essential options include liability, collision, comprehensive, uninsured motorist, and personal injury protection. Tailor the policy to your needs and budget. Enter your ZIP code now.
How can I find the best Chevrolet Volt car insurance rates?
Compare quotes from different insurers using online tools. Evaluate coverage options, discounts, and customer service to find the best car insurance rates.
How does the Chevrolet Volt’s safety rating impact insurance rates?
The Volt’s safety rating can influence insurance rates, with higher ratings often leading to lower premiums due to reduced risk of accidents and injuries.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.