Best Bossier City, LA Car Insurance in 2026
The cheapest Bossier City, LA car insurance is offered from State Farm, although rates will vary by driver. Auto insurance in Bossier City must meet the Louisiana minimum requirements of 15/30/25 in liability coverage. These limits are very low and drivers should consider increasing them and adding additional coverages. Compare Bossier City, LA car insurance quotes online to find your best deal.
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Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Michelle Robbins
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Jeffrey Manola
Updated October 2024
- State Farm offers the cheapest average Bossier City, LA car insurance to all drivers in the city
- Louisana has some of the highest car insurance rates in the country
- As part of the Shreveport, LA area, Bossier City shares traffic with the larger city
Bossier City, LA car insurance is expensive, but Louisiana car insurance is some of the highest in the country.
However, you can still find affordable Bossier City, LA car insurance if you shop around. Compare quotes from different companies to see who can offer you cheap car insurance that meets your needs.
Enter your ZIP code now to compare Bossier City, LA car insurance rates from multiple companies near you for free.
What is the cheapest car insurance company in Bossier City, LA?
The cheapest Bossier City, LA car insurance company is USAA, but the company only offers coverage to members of the military, veterans, and their families. The company that offers the cheapest average coverage to all Bossier City drivers is State Farm.
The top Bossier City, LA car insurance companies listed from least to most expensive are:
- USAA – $3,640.20
- State Farm – $3,914.98
- Geico – $5,348.63
- Allstate – $5,601.47
- Progressive – $5,846.30
What are the factors that affect car insurance rates? Car insurance rates are affected by many different factors, such as your age and driving record. Where you live and the size of your city affects your rates also. Drivers in cities with more crime and traffic will pay more for car insurance. For example, Livingston car insurance is much more expensive than coverage in Bossier City.
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What car insurance coverage is required in Bossier City, LA?
Like most states, Louisiana requires drivers to carry at least a minimum amount of car insurance. Drivers in Bossier City must have:
- $15,000 per person and $30,000 per incident for bodily injury liability
- $25,000 per incident for property damage
These minimums are very low, and drivers should consider raising these limits and carrying additional coverages. In a serious accident, these low minimums won’t fully cover you, and you’ll be left to pay out of pocket for anything not covered.
Consider adding collision and comprehensive coverages. Collision insurance helps pay for damages from an accident. Comprehensive car insurance covers damages not resulting from an accident, such as damages from fire, theft, and vandalism.
What affects car insurance rates in Bossier City, LA?
Traffic can affect your car insurance rates. More cars mean a higher chance of an accident.
Although INRIX doesn’t have data for Bossier City, it does rank nearby Shreveport, LA as 235th most congested city in the U.S.
City-Data reports that most drivers in Bossier City commute about 20 minutes and choose to drive alone.
Auto theft also can raise your rates. According to the FBI, there were 283 motor vehicle thefts in one year in Bossier City.
Bossier City, LA Car Insurance: The Bottom Line
Although Louisiana auto insurance is on average some of the most expensive in the country, you can still find cheap coverage. Before you buy Bossier City, LA car insurance, shop around to see who can offer you the best deal.
Enter your ZIP code now to compare Bossier City, LA car insurance quotes from companies near you for free.
Frequently Asked Questions
What is the cheapest car insurance company in Bossier City, LA?
The cheapest car insurance company in Bossier City, LA is State Farm.
What car insurance coverage is required in Bossier City, LA?
In Bossier City, LA, drivers are required to have a minimum liability coverage of 15/30/25.
What factors affect car insurance rates in Bossier City, LA?
Car insurance rates in Bossier City, LA are affected by factors such as age, driving record, location, and the size of the city.
How can I find affordable car insurance in Bossier City, LA?
To find affordable car insurance in Bossier City, LA, it’s recommended to compare quotes from different companies to find the best deal.
Should I consider additional coverages beyond the minimum requirements in Bossier City, LA?
Yes, it is advisable to consider additional coverages like collision and comprehensive insurance to provide more comprehensive protection.
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