AARP The Hartford Car Insurance Review [2021]

AARP car insurance is available through The Hartford to AARP members in good standing. The Hartford has an A+ financial rating and a BBB+ credit rating.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 30, 2021

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It’s all about you. We want to help you make the right coverage choices.

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Company Details
Address: 690 Asylum Avenue
City: Hartford
State: CT
ZIP Code: 06155
Phone Number: 888-546-9099
Year Founded: 1810
AM Best Rating: A+ (Superior)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • The AARP auto insurance program from The Hartford is a joint effort by two organizations to provide car insurance for people over the age of 50
  • The American Association of Retired Persons (AARP) and The Hartford Financial Services Group combine to make the AARP auto insurance program from The Hartford
  • Car insurance offered by the AARP auto insurance program from The Hartford is only available to AARP members in good standing

Your ZIP code entered in the FREE tool above is your ticket to finding the best car insurance quotes online!

What is there to know about the AARP auto insurance program from The Hartford?

Some of the standard features of a typical policy include the ‘disappearing deductible’, rate protection for 12 months, first accident forgiveness, and new car replacement. As an insurance company, they also offer some extra perks.

The RecoverCare Car Insurance Benefit will help pay for you to get assistance with cooking, cleaning, shopping, transportation, and even yard work if you need it.

Along with the ‘lifetime car repair assurance,’ no-drop promise, 24/7 claim hotline, and new car replacement, this company provides a variety of benefits in addition to their car insurance for their drivers. The benefit here is that their customers will feel protected while they’re driving, and won’t be left worrying about how much they’re paying for their auto insurance policy. There’s no sense in spending all of one’s savings on overpriced, unhelpful insurance products. Especially when the market for auto policies is such a fast paced environment.

AARP the Hartford strives to provide members with the best and most comprehensive car insurance available.

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What are some discounts that are available?

All of these features, along with the rest of the AARP and The Hartford offers, vary in availability from one state to the next. Make sure you know which discounts, as well as what policy features, are available in your area. Discounts and credits are available in the following forms:

  • Defensive driver credit
  • Bundling home and auto
  • Driver training and safe driving credit
  • Good student driver credit
  • Airbag discount
  • Anti-theft device discount

You can also inquire about additional discounts that pertain to the safety features that come with your vehicle. You can also see if they will take your credit score into consideration, as long as you have good credit.

Are the insurance premiums through AARP and The Hartford worth it?

The Hartford was downgraded by A.M. Best in 2009 from stable to negative due to poor financial performance. The company has since rebounded to the extent that their ratings were revised later this year back to stable. Financial strength ratings are never hidden from the public if a company has a well known name, and this was certainly the case here as well. If the customer reviews look to be in your favor, you may want to consider them for your coverage options.

The company now enjoys an “A+” excellent rating for financial strength and a rating of “BBB+” for credit.

Insurance reviews can make or break most insurance providers. Considering the wide range of providers who are vying for customers, the fact that the company is once again in good standing in terms of customer satisfaction and financial stability has probably been a huge relief to both the business and clients alike.

The process of finding a trustworthy auto insurance company can seem exhausting. You can always look online, and find car insurance quotes similar to the ones from AARP offered through The Hartford by entering your ZIP code in the FREE box below!



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