American Mercury Car Insurance Review [2021]

American Mercury car insurance is offered in eight states. Mercury car insurance only allows predetermined repair shops to fix vehicles they insure.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Mar 11, 2021

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Company Details
Address: 7301 Northwest Expressway
City: Oklahoma City
State: OK
ZIP Code: 73132
Phone Number: 405-621-6590
Year Founded: 1961
AM Best Rating: A- (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • American Mercury Insurance offers auto insurance in eight U.S. states
  • The company does not allow customers to purchase coverage online
  • Most of the company’s positive online reviews mention low premiums

Currently, American Mercury Insurance offers both private and commercial auto insurance in 8 states: Arizona, California, Florida, Georgia, Illinois, Michigan, Nevada, and New York.

It is a smaller insurance company and offers very competitive rates.

The American Mercury website is very user friendly, and you are able to get an online quote.

However, you must go through a personal American Mercury Auto Insurance agent to purchase coverage. 

Though, it does allow you to report a 24-hour claim service.

To find and compare car insurance rates from many top auto insurance companies, just enter your zip code above!

What American Mercury Insurance Offers

Mercury Auto insurance still utilizes agents, but it allows it customers to pay bills online and review their policy.

American Mercury Auto also has about a 60 percent positive feedback rating online. Most of the positive reviews focus on low rates.

The negative customer reviews, however, focus on their customer service, claims department, and claims payment.

When it comes to claims, Mercury Auto Insurance has predetermined auto repair shops.

This is supposed to improve and speed up the claims process after an accident. But not allowing the customers to choose their own repair shops seems like a way to control cost rather than improve customer satisfaction

Overall American Mercury Insurance is not a bad company. They offer affordable rates to their customers, though the varied customer service and claims reviews are a bit worrisome.

Use our FREE tool to get instant online car insurance quotes from many top companies today! 



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