American Alternative Car Insurance Review 
American Alternative car insurance operates in all 50 states, specializing in commercial and business insurance policies. American Alternative has an A+ financial rating from AM Best.
Free Car Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jan 25, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- American Alternative offers insurance plans to businesses both large and small
- If you want to purchase a personal insurance plan, you will have to do so via telephone, as they do not offer quotes online
- Before you decide if American Alternative is right for you, be sure to compare quotes from several different companies
Drivers in need of personal or commercial car insurance may have an interest in the following American Alternative Insurance Company car insurance review.
Be sure to read through the article and then enter your zip code above for free car insurance quotes from multiple providers!
Established in the early 1990s, American Alternative Insurance Corporation is a subsidiary of Munich RE, a company that has been offering options for auto, property, and health insurance for 130 years around the world.
American Alternative Insurance Corporation is based in New Jersey and, in addition to personal insurance plans, offers commercial insurance to businesses in all 50 states.
They offer auto insurance options for businesses of any size, whether there is just one car or thousands of different types of vehicles.
To purchase auto insurance from American Alternative, you are going to have to contact them via telephone, as the company does offer quotes online.
The types of insurance American Alternative offers include:
- commercial management liability
- professional liability
- inland marine
- umbrella and excess casualty
- general liability
- commercial auto
- workers’ compensation
- accident and health
- multiple peril crop
They received a financial rating of A+ from A.M. Best, which is considered superior.
American Alternative is an impressive company with a good reputation, but, if you prefer to get quotes online before you make your phone call, you can use a free quote tool.
It is easy to use and you can get the quotes you need for your auto insurance. Then you can read reviews for other insurers before making a decision.