American Alternative Car Insurance Review [2020]

American Alternative car insurance operates in all 50 states, specializing in commercial and business insurance policies. American Alternative has an A+ financial rating from AM Best.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 25, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 251 Little Falls Drive
City: Wilmington
State: DE
ZIP Code: 19808
Phone Number: 609-243-4200
Year Founded: 1995
AM Best Rating: A+ (Superior)
Company Rating 1 (1 review)

Here's what you need to know...

  • American Alternative offers insurance plans to businesses both large and small
  • If you want to purchase a personal insurance plan, you will have to do so via telephone, as they do not offer quotes online
  • Before you decide if American Alternative is right for you, be sure to compare quotes from several different companies


Drivers in need of personal or commercial car insurance may have an interest in the following American Alternative Insurance Company car insurance review.

Be sure to read through the article and then enter your zip code above for free car insurance quotes from multiple providers!

Established in the early 1990s, American Alternative Insurance Corporation is a subsidiary of Munich RE, a company that has been offering options for auto, property, and health insurance for 130 years around the world.

American Alternative Insurance Corporation is based in New Jersey and, in addition to personal insurance plans, offers commercial insurance to businesses in all 50 states.

They offer auto insurance options for businesses of any size, whether there is just one car or thousands of different types of vehicles.

To purchase auto insurance from American Alternative, you are going to have to contact them via telephone, as the company does offer quotes online.

The types of insurance American Alternative offers include:

  • commercial management liability
  • professional liability
  • package
  • property
  • crime
  • inland marine
  • umbrella and excess casualty
  • general liability
  • commercial auto
  • workers’ compensation
  • accident and health
  • aviation
  • crop-hail
  • multiple peril crop

They received a financial rating of A+ from A.M. Best, which is considered superior.

American Alternative is an impressive company with a good reputation, but, if you prefer to get quotes online before you make your phone call, you can use a free quote tool.

It is easy to use and you can get the quotes you need for your auto insurance. Then you can read reviews for other insurers before making a decision.

Just enter your zip code to start comparing free rates from multiple companies today!

One Response

  1. tes March 12, 2015

Leave a Reply

Sending

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State