Compare Andalusia, AL Car Insurance Rates (2021)

Car insurance in Andalusia, AL averages $285 a month. Andalusia, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Andalusia car insurance rates, compare quotes from the top car insurance companies in Andalusia, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Andalusia, AL after a DUI are $3,895/year
  • The cheapest car insurance company in Andalusia is USAA
  • The cheapest car insurance company in Andalusia for teen drivers is USAA

If you need to buy Andalusia, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Andalusia, AL is right here.

You’ll find Andalusia car insurance rates, the cheapest Andalusia, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Andalusia, Alabama car insurance rates to Montgomery car insurance rates, Auburn car insurance rates, and Madison car insurance rates.

Ready to find affordable Andalusia, AL car insurance today? Enter your ZIP code for fast, free Andalusia car insurance quotes.

Cheapest Andalusia, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Andalusia, AL car insurance rates? Every Andalusia, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Andalusia, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,826 $1,702 $1,738 $6,218 $6,677 $2,167 $2,229
Farmers $2,170 $2,154 $1,940 $2,057 $8,324 $8,565 $2,472 $2,577
GEICO $2,044 $2,012 $1,906 $1,935 $5,184 $5,101 $2,159 $2,021
Liberty Mutual $3,090 $3,341 $2,539 $2,838 $10,919 $12,137 $3,299 $3,523
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,142 $2,022 $1,753 $1,865 $8,567 $9,576 $2,516 $2,686
State Farm $2,524 $2,524 $2,265 $2,265 $7,367 $9,241 $2,844 $3,274
Travelers $1,440 $1,464 $1,346 $1,342 $7,516 $11,764 $1,367 $1,579
USAA $1,223 $1,247 $1,141 $1,125 $3,557 $3,951 $1,589 $1,721

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Minimum Car Insurance in Andalusia, AL

Every driver must carry the minimum car insurance in Andalusia, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Andalusia, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Andalusia, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Andalusia, AL. Compare credit history car insurance rates in Andalusia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Andalusia, Alabama

Insurance Company Poor Fair Good
Allstate $3,794 $2,959 $2,419
Farmers $4,242 $3,648 $3,457
GEICO $3,556 $2,536 $2,295
Liberty Mutual $7,475 $4,569 $3,589
Nationwide $3,073 $2,400 $2,171
Progressive $4,409 $3,760 $3,503
State Farm $6,541 $3,316 $2,256
Travelers $3,795 $3,288 $3,348
USAA $2,616 $1,700 $1,517

Cheapest Andalusia, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Andalusia, AL to rates for a clean record with top companies.

Annual Andalusia, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,630 $3,075 $3,581 $2,941
Farmers $3,181 $4,115 $4,013 $3,821
GEICO $1,911 $3,033 $3,672 $2,566
Liberty Mutual $4,088 $5,681 $5,571 $5,503
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,528 $4,408 $3,756 $3,872
State Farm $3,663 $4,496 $3,996 $3,996
Travelers $2,898 $3,042 $4,436 $3,532
USAA $1,498 $1,873 $2,786 $1,621

Cheapest Andalusia, AL Car Insurance for Teen Drivers

Teen car insurance in Andalusia, AL can be expensive. Take a look at rates from the top car insurance companies in Andalusia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Andalusia, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,218 $6,677
Farmers $8,324 $8,565
GEICO $5,184 $5,101
Liberty Mutual $10,919 $12,137
Nationwide $4,358 $5,617
Progressive $8,567 $9,576
State Farm $7,367 $9,241
Travelers $7,516 $11,764
USAA $3,557 $3,951

Cheapest Andalusia, AL Car Insurance for Seniors

Take a look at Andalusia, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Andalusia, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,702 $1,738
Farmers $1,940 $2,057
GEICO $1,906 $1,935
Liberty Mutual $2,539 $2,838
Nationwide $1,527 $1,581
Progressive $1,753 $1,865
State Farm $2,265 $2,265
Travelers $1,346 $1,342
USAA $1,141 $1,125

Cheapest Andalusia, AL Car Insurance Rates After a DUI

A DUI in Andalusia, AL increases car insurance rates. Compare Andalusia, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Andalusia, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,581
Farmers $4,013
GEICO $3,672
Liberty Mutual $5,571
Nationwide $3,241
Progressive $3,756
State Farm $3,996
Travelers $4,436
USAA $2,786

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Cheapest Andalusia, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Andalusia, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Andalusia, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,057 $3,057
Farmers $3,782 $3,782
GEICO $2,741 $2,850
Liberty Mutual $5,211 $5,211
Nationwide $2,548 $2,548
Progressive $3,891 $3,891
State Farm $3,942 $4,134
Travelers $3,477 $3,477
USAA $1,856 $2,033

Cheapest Andalusia, AL Car Insurance Rates by ZIP Code

Andalusia car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Andalusia, AL.

Annual Car Insurance Rates by ZIP Code in Andalusia, Alabama

ZIP Code Average Annual Rates
36420 $3,482
36421 $3,505

The Best Cheap Car Insurance Companies in Andalusia, AL

Take a look at a side-by-side comparison of the top car insurance companies in Andalusia, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Andalusia, Alabama

Insurance Company Average Annual Rates
Allstate $3,057
Farmers $3,782
GEICO $2,795
Liberty Mutual $5,211
Nationwide $2,548
Progressive $3,891
State Farm $4,038
Travelers $3,477
USAA $1,944

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Category Winners: Cheapest Car Insurance in Andalusia, Alabama

Find the cheapest car insurance companies in Andalusia, AL for each category right here.

Best Annual Car Insurance Rates by Company in Andalusia, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Andalusia, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Andalusia car insurance rates. Find the cheapest Andalusia, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Andalusia, Alabama

Insurance Company Low Medium High
Allstate $2,966 $3,053 $3,153
Farmers $3,582 $3,736 $4,030
GEICO $2,604 $2,783 $2,999
Liberty Mutual $4,991 $5,188 $5,454
Nationwide $2,529 $2,526 $2,589
Progressive $3,539 $3,871 $4,263
State Farm $3,836 $4,031 $4,247
Travelers $3,318 $3,546 $3,567
USAA $1,874 $1,934 $2,025

What affects car insurance rates in Andalusia, Alabama?

What factors can have an impact on Andalusia, AL car insurance? There are several reasons why Andalusia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Andalusia, Alabama.

Car Theft in Andalusia

High levels of vehicle theft can make car insurance more expensive. Andalusia, AL car theft statistics from the FBI indicate 23 vehicle thefts a year.

Commute Time in Andalusia

The more time you spend in your car the higher the risk of an accident. The average commute length in Andalusia, AL is 17.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Andalusia, AL

Ready to find affordable Andalusia, Alabama car insurance today? Enter your ZIP code for fast, free Andalusia, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State