Compare Aspen, CO Car Insurance Rates (2021)

Car insurance in Aspen, CO averages $321 a month. Aspen, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Aspen car insurance rates, compare quotes from the top car insurance companies in Aspen, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Aspen is GEICO
  • The cheapest car insurance company in Aspen for teen drivers is GEICO
  • Average car insurance rates in Aspen, CO after a DUI are $4,596/year

If you need to buy Aspen, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Aspen, CO is right here.

You’ll find Aspen car insurance rates, the cheapest Aspen, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Aspen, Colorado car insurance rates to Fort Collins car insurance rates, Boulder car insurance rates, and Lakewood car insurance rates.

Ready to find affordable Aspen, CO car insurance today? Enter your ZIP code for fast, free Aspen car insurance quotes.

Cheapest Aspen, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Aspen, CO car insurance rates? Every Aspen, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aspen, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,366 $3,219 $3,256 $12,498 $13,147 $3,996 $4,038
American Family $2,526 $2,526 $2,281 $2,281 $6,134 $8,230 $2,526 $3,106
Farmers $2,973 $2,946 $2,692 $2,887 $11,139 $11,249 $3,293 $3,358
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $2,023 $2,022 $1,695 $1,858 $5,908 $6,459 $2,056 $2,113
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,416 $2,245 $2,096 $2,085 $8,646 $9,690 $2,738 $2,662
State Farm $2,124 $2,124 $1,904 $1,904 $6,200 $7,807 $2,381 $2,855
USAA $2,365 $2,377 $2,237 $2,259 $5,838 $6,706 $3,052 $3,342

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Minimum Car Insurance in Aspen, CO

Every driver must carry the minimum car insurance in Aspen, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Aspen, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Aspen, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Aspen, CO. Compare credit history car insurance rates in Aspen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Aspen, Colorado

Insurance Company Poor Fair Good
Allstate $7,508 $5,790 $4,374
American Family $4,813 $3,424 $2,867
Farmers $5,876 $4,781 $4,544
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,330 $2,627 $2,093
Nationwide $4,201 $3,324 $2,896
Progressive $4,603 $3,957 $3,657
State Farm $4,745 $3,043 $2,449
USAA $5,236 $2,963 $2,367

Cheapest Aspen, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Aspen, CO to rates for a clean record with top companies.

Annual Aspen, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,014 $5,764 $7,091 $5,693
American Family $2,737 $3,883 $5,082 $3,104
Farmers $4,275 $5,492 $5,420 $5,081
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,635 $3,086 $3,225 $3,121
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,527 $4,936 $3,722 $4,104
State Farm $3,134 $3,691 $3,412 $3,412
USAA $2,573 $3,128 $5,481 $2,905

Cheapest Aspen, CO Car Insurance for Teen Drivers

Teen car insurance in Aspen, CO can be expensive. Take a look at rates from the top car insurance companies in Aspen for teenagers.

Annual Car Insurance Rates for Teen Drivers in Aspen, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,498 $13,147
American Family $6,134 $8,230
Farmers $11,139 $11,249
GEICO $5,105 $5,462
Liberty Mutual $5,908 $6,459
Nationwide $5,843 $7,486
Progressive $8,646 $9,690
State Farm $6,200 $7,807
USAA $5,838 $6,706

Cheapest Aspen, CO Car Insurance for Seniors

Take a look at Aspen, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Aspen, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,256
American Family $2,281 $2,281
Farmers $2,692 $2,887
GEICO $1,682 $1,894
Liberty Mutual $1,695 $1,858
Nationwide $2,066 $2,188
Progressive $2,096 $2,085
State Farm $1,904 $1,904
USAA $2,237 $2,259

Cheapest Aspen, CO Car Insurance Rates After a DUI

A DUI in Aspen, CO increases car insurance rates. Compare Aspen, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Aspen, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,091
American Family $5,082
Farmers $5,420
GEICO $3,291
Liberty Mutual $3,225
Nationwide $4,637
Progressive $3,722
State Farm $3,412
USAA $5,481

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Cheapest Aspen, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Aspen, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Aspen, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,890 $5,890
American Family $3,622 $3,780
Farmers $5,067 $5,067
GEICO $2,516 $2,616
Liberty Mutual $3,017 $3,017
Nationwide $3,474 $3,474
Progressive $4,072 $4,072
State Farm $3,333 $3,492
USAA $3,421 $3,623

The Best Cheap Car Insurance Companies in Aspen, CO

Take a look at a side-by-side comparison of the top car insurance companies in Aspen, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Aspen, Colorado

Insurance Company Average Annual Rates
Allstate $5,890
American Family $3,701
Farmers $5,067
GEICO $2,566
Liberty Mutual $3,017
Nationwide $3,474
Progressive $4,072
State Farm $3,412
USAA $3,522

Category Winners: Cheapest Car Insurance in Aspen, Colorado

Find the cheapest car insurance companies in Aspen, CO for each category right here.

Best Annual Car Insurance Rates by Company in Aspen, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Aspen, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Aspen car insurance rates. Find the cheapest Aspen, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Aspen, Colorado

Insurance Company Low Medium High
Allstate $5,659 $5,875 $6,137
American Family $3,536 $3,777 $3,791
Farmers $4,522 $5,005 $5,674
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,885 $3,009 $3,156
Nationwide $3,517 $3,472 $3,432
Progressive $3,831 $4,084 $4,302
State Farm $3,230 $3,414 $3,594
USAA $3,387 $3,522 $3,658

What affects car insurance rates in Aspen, Colorado?

What factors can have an impact on Aspen, CO car insurance? There are several reasons why Aspen car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Aspen, Colorado.

Commute Time in Aspen

The more time you spend in your car the higher the risk of an accident. The average commute length in Aspen, CO is 15.2 minutes according to City-Data.

Compare Car Insurance Quotes in Aspen, CO

Ready to find affordable Aspen, Colorado car insurance today? Enter your ZIP code for fast, free Aspen, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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