Compare Atlanta, MI Car Insurance Rates (2021)

Car insurance in Atlanta, MI averages $751 a month. Atlanta, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Atlanta car insurance rates, compare quotes from the top car insurance companies in Atlanta, MI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Atlanta for teen drivers is USAA
  • Average car insurance rates in Atlanta, MI after a DUI are $14,723/year
  • Average car insurance rates in Atlanta, MI are $9,008/year

If you need to buy Atlanta, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Atlanta, MI is right here.

You’ll find Atlanta car insurance rates, the cheapest Atlanta, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Atlanta, Michigan car insurance rates to Dearborn car insurance rates, Grand Rapids car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Atlanta, MI car insurance today? Enter your ZIP code for fast, free Atlanta car insurance quotes.

Cheapest Atlanta, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Atlanta, MI car insurance rates? Every Atlanta, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Atlanta, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,129 $14,129 $13,111 $13,111 $35,093 $35,093 $14,886 $14,886
Farmers $4,136 $4,136 $3,875 $3,875 $8,942 $8,942 $4,638 $4,638
GEICO $3,727 $3,727 $3,771 $3,771 $10,306 $10,306 $3,565 $3,565
Liberty Mutual $12,193 $12,193 $12,069 $12,069 $29,083 $29,083 $12,193 $12,193
Nationwide $4,842 $4,842 $4,311 $4,311 $12,461 $12,461 $5,293 $5,293
Progressive $2,952 $2,761 $2,602 $2,896 $10,500 $11,190 $3,439 $3,202
State Farm $6,874 $6,874 $6,351 $6,351 $23,663 $23,663 $8,053 $8,053
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,489 $2,376 $2,338 $2,222 $6,054 $5,798 $3,047 $2,949

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Minimum Car Insurance in Atlanta, MI

Every driver must carry the minimum car insurance in Atlanta, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Atlanta, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Atlanta, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Atlanta, MI. Compare credit history car insurance rates in Atlanta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Atlanta, Michigan

Insurance Company Poor Fair Good
Allstate $29,308 $16,213 $12,393
Farmers $7,200 $4,683 $4,311
GEICO $6,865 $5,050 $4,112
Liberty Mutual $25,898 $14,972 $8,283
Nationwide $8,486 $6,332 $5,361
Progressive $5,714 $4,795 $4,320
State Farm $18,220 $9,222 $6,264
Travelers $8,534 $8,275 $8,170
USAA $5,097 $2,906 $2,224

Cheapest Atlanta, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Atlanta, MI to rates for a clean record with top companies.

Annual Atlanta, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,442 $12,596 $42,000 $13,180
Farmers $4,543 $5,773 $5,710 $5,567
GEICO $1,921 $3,984 $11,963 $3,502
Liberty Mutual $11,669 $13,920 $25,146 $14,803
Nationwide $5,734 $7,704 $6,993 $6,475
Progressive $4,195 $5,491 $4,952 $5,134
State Farm $7,243 $8,631 $18,352 $10,715
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,747 $3,414 $4,482 $2,993

Cheapest Atlanta, MI Car Insurance for Teen Drivers

Teen car insurance in Atlanta, MI can be expensive. Take a look at rates from the top car insurance companies in Atlanta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Atlanta, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,093 $35,093
Farmers $8,942 $8,942
GEICO $10,306 $10,306
Liberty Mutual $29,083 $29,083
Nationwide $12,461 $12,461
Progressive $10,500 $11,190
State Farm $23,663 $23,663
Travelers $16,861 $16,861
USAA $6,054 $5,798

Cheapest Atlanta, MI Car Insurance for Seniors

Take a look at Atlanta, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Atlanta, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,111 $13,111
Farmers $3,875 $3,875
GEICO $3,771 $3,771
Liberty Mutual $12,069 $12,069
Nationwide $4,311 $4,311
Progressive $2,602 $2,896
State Farm $6,351 $6,351
Travelers $4,792 $4,792
USAA $2,338 $2,222

Cheapest Atlanta, MI Car Insurance Rates After a DUI

A DUI in Atlanta, MI increases car insurance rates. Compare Atlanta, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Atlanta, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,000
Farmers $5,710
GEICO $11,963
Liberty Mutual $25,146
Nationwide $6,993
Progressive $4,952
State Farm $18,352
Travelers $12,908
USAA $4,482

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Cheapest Atlanta, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Atlanta, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Atlanta, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,304 $19,304
Farmers $5,398 $5,398
GEICO $5,218 $5,466
Liberty Mutual $15,810 $16,959
Nationwide $6,726 $6,726
Progressive $4,943 $4,943
State Farm $10,930 $11,540
Travelers $8,279 $8,375
USAA $3,370 $3,448

The Best Cheap Car Insurance Companies in Atlanta, MI

Take a look at a side-by-side comparison of the top car insurance companies in Atlanta, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Atlanta, Michigan

Insurance Company Average Annual Rates
Allstate $19,304
Farmers $5,398
GEICO $5,342
Liberty Mutual $16,384
Nationwide $6,726
Progressive $4,943
State Farm $11,235
Travelers $8,327
USAA $3,409

Category Winners: Cheapest Car Insurance in Atlanta, Michigan

Find the cheapest car insurance companies in Atlanta, MI for each category right here.

Best Annual Car Insurance Rates by Company in Atlanta, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Atlanta, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Atlanta car insurance rates. Find the cheapest Atlanta, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Atlanta, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,343 $19,694
Farmers $5,258 $5,387 $5,549
GEICO $4,993 $5,295 $5,739
Liberty Mutual $15,988 $16,346 $16,819
Nationwide $7,083 $6,602 $6,494
Progressive $4,785 $4,950 $5,094
State Farm $10,677 $11,304 $11,725
Travelers $8,241 $8,334 $8,405
USAA $3,309 $3,417 $3,502

What affects car insurance rates in Atlanta, Michigan?

What factors can have an impact on Atlanta, MI car insurance? There are several reasons why Atlanta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Atlanta, Michigan.

Commute Time in Atlanta

The more time you spend in your car the higher the risk of an accident. The average commute length in Atlanta, MI is 17.1 minutes according to City-Data.

Traffic in Atlanta

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Atlanta, MI traffic data from INRIX ranks Atlanta as the 174th-most congested in the world.

Compare Car Insurance Quotes in Atlanta, MI

Ready to find affordable Atlanta, Michigan car insurance today? Enter your ZIP code for fast, free Atlanta, MI car insurance quotes.

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