Best Bala Cynwyd, PA Car Insurance in 2025
Car insurance in Bala Cynwyd, PA averages $461 a month. Bala Cynwyd, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bala Cynwyd car insurance rates, compare quotes from the top car insurance companies in Bala Cynwyd, PA.
Read more Secured with SHA-256 Encryption



Table of Contents
Table of Contents


Managing Editor
Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. She curated news articles and insider interviews with investors and small business owners, leading to conversations with key players in the le...
Laura Kuhl


Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Brandon Frady
Updated October 2024
- Average car insurance rates in Bala Cynwyd, PA are $5,530/year
- The cheapest car insurance company in Bala Cynwyd is USAA
- Average car insurance rates in Bala Cynwyd, PA after a DUI are $6,094/year
If you need to buy Bala Cynwyd, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Bala Cynwyd, PA is right here.
You’ll find Bala Cynwyd car insurance rates, the cheapest Bala Cynwyd, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Bala Cynwyd, Pennsylvania car insurance rates to New Bethlehem car insurance rates, Lancaster car insurance rates, and Philadelphia car insurance rates.
Ready to find affordable Bala Cynwyd, PA car insurance today? Enter your ZIP code for fast, free Bala Cynwyd car insurance quotes.
Cheapest Bala Cynwyd, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bala Cynwyd, PA car insurance rates? Every Bala Cynwyd, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,487 | $3,487 | $3,265 | $3,265 | $12,947 | $12,947 | $3,794 | $3,794 |
| Geico | $2,634 | $2,275 | $2,534 | $2,189 | $6,476 | $5,600 | $2,623 | $2,265 |
| Liberty Mutual | $5,042 | $5,042 | $4,629 | $4,629 | $14,481 | $14,481 | $6,367 | $6,367 |
| Nationwide | $2,531 | $2,531 | $2,407 | $2,407 | $7,148 | $7,148 | $2,842 | $2,842 |
| Progressive | $3,961 | $3,961 | $3,576 | $3,576 | $12,438 | $12,438 | $4,894 | $4,894 |
| State Farm | $2,017 | $2,017 | $1,800 | $1,800 | $7,017 | $7,017 | $2,236 | $2,236 |
| Travelers | $2,501 | $2,501 | $2,729 | $2,729 | $38,574 | $38,574 | $2,983 | $2,983 |
| USAA | $1,568 | $1,568 | $1,419 | $1,419 | $4,930 | $4,930 | $2,087 | $2,087 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Minimum Car Insurance in Bala Cynwyd, PA
Every driver must carry the minimum car insurance required by the state in Bala Cynwyd, PA. Take a look at the Pennsylvania car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Bala Cynwyd, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bala Cynwyd, PA. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Bala Cynwyd from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,471 | $5,629 | $4,520 |
| Geico | $5,007 | $2,806 | $2,160 |
| Liberty Mutual | $9,716 | $6,990 | $6,183 |
| Nationwide | $4,375 | $3,607 | $3,214 |
| Progressive | $8,222 | $5,786 | $4,643 |
| State Farm | $4,637 | $2,883 | $2,282 |
| Travelers | $12,728 | $11,506 | $10,857 |
| USAA | $3,127 | $2,321 | $2,055 |
Cheapest Bala Cynwyd, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Bala Cynwyd, PA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,596 | $6,705 | $5,596 | $5,596 |
| Geico | $2,491 | $4,032 | $3,333 | $3,442 |
| Liberty Mutual | $6,929 | $8,008 | $7,791 | $7,791 |
| Nationwide | $2,707 | $3,621 | $5,009 | $3,591 |
| Progressive | $5,621 | $7,784 | $5,819 | $5,645 |
| State Farm | $2,970 | $3,564 | $3,267 | $3,267 |
| Travelers | $8,246 | $11,790 | $14,961 | $11,790 |
| USAA | $1,999 | $2,790 | $2,977 | $2,238 |
Cheapest Bala Cynwyd, PA Car Insurance for Teen Drivers
Teen car insurance in Bala Cynwyd, PA can be expensive. Take a look at rates from the top car insurance companies in Bala Cynwyd for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,947 | $12,947 |
| Geico | $6,476 | $5,600 |
| Liberty Mutual | $14,481 | $14,481 |
| Nationwide | $7,148 | $7,148 |
| Progressive | $12,438 | $12,438 |
| State Farm | $7,017 | $7,017 |
| Travelers | $38,574 | $38,574 |
| USAA | $4,930 | $4,930 |
Cheapest Bala Cynwyd, PA Car Insurance for Seniors
Take a look at Bala Cynwyd, PA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,265 | $3,265 |
| Geico | $2,534 | $2,189 |
| Liberty Mutual | $4,629 | $4,629 |
| Nationwide | $2,407 | $2,407 |
| Progressive | $3,576 | $3,576 |
| State Farm | $1,800 | $1,800 |
| Travelers | $2,729 | $2,729 |
| USAA | $1,419 | $1,419 |
Cheapest Bala Cynwyd, PA Car Insurance Rates After a DUI
A DUI in Bala Cynwyd, PA increases car insurance rates. Compare Bala Cynwyd, Pennsylvania car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,596 |
| Geico | $3,333 |
| Liberty Mutual | $7,791 |
| Nationwide | $5,009 |
| Progressive | $5,819 |
| State Farm | $3,267 |
| Travelers | $14,961 |
| USAA | $2,977 |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Bala Cynwyd, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bala Cynwyd, PA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,742 | $6,005 |
| Geico | $3,274 | $3,375 |
| Liberty Mutual | $7,438 | $7,822 |
| Nationwide | $3,732 | $3,732 |
| Progressive | $6,217 | $6,217 |
| State Farm | $3,164 | $3,371 |
| Travelers | $11,697 | $11,697 |
| USAA | $2,429 | $2,573 |
The Best Cheap Car Insurance Companies in Bala Cynwyd, PA
Take a look at a side-by-side comparison of the top car insurance companies in Bala Cynwyd, PA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,873 |
| Geico | $3,324 |
| Liberty Mutual | $7,630 |
| Nationwide | $3,732 |
| Progressive | $6,217 |
| State Farm | $3,267 |
| Travelers | $11,697 |
| USAA | $2,501 |
Category Winners: Cheapest Car Insurance in Bala Cynwyd, Pennsylvania
Find the cheapest car insurance companies in Bala Cynwyd, PA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cheapest Bala Cynwyd, PA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Bala Cynwyd car insurance rates. Find the cheapest Bala Cynwyd, PA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,488 | $5,930 | $6,202 |
| Geico | $2,980 | $3,364 | $3,629 |
| Liberty Mutual | $7,145 | $7,703 | $8,041 |
| Nationwide | $3,689 | $3,789 | $3,718 |
| Progressive | $5,458 | $6,257 | $6,935 |
| State Farm | $2,992 | $3,319 | $3,490 |
| Travelers | $11,410 | $11,750 | $11,930 |
| USAA | $2,290 | $2,529 | $2,684 |
Compare Car Insurance Quotes in Bala Cynwyd, PA
Ready to find affordable Bala Cynwyd, Pennsylvania car insurance today? Enter your ZIP code for fast, free Bala Cynwyd, PA car insurance quotes.
Frequently Asked Questions
What is the average car insurance rate in Bala Cynwyd, PA?
The average car insurance rate in Bala Cynwyd, PA is $461 per month.
What are the car insurance requirements in Bala Cynwyd, PA?
The car insurance requirements in Bala Cynwyd, PA are 15/30/5. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Bala Cynwyd, PA?
To find cheap car insurance rates in Bala Cynwyd, PA, you can compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Bala Cynwyd, PA?
Age, gender, and marital status can affect car insurance rates differently for each insurance company. It’s important to compare rates to see how these factors are weighed by different insurers.
What is the minimum car insurance required in Bala Cynwyd, PA?
The minimum car insurance required in Bala Cynwyd, PA follows the state’s requirements, which are 15/30/5.
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.