Compare Bend, OR Car Insurance Rates (2021)

Car insurance in Bend, OR averages $262 a month. Bend, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Bend car insurance rates, compare quotes from the top car insurance companies in Bend, OR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest ZIP code in Bend is 97703
  • The cheapest car insurance company in Bend is USAA
  • Average car insurance rates in Bend, OR are $3,142/year

If you need to buy Bend, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Bend, OR is right here.

You’ll find Bend car insurance rates, the cheapest Bend, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Bend, Oregon car insurance rates to Corvallis car insurance rates, Gresham car insurance rates, and Beaverton car insurance rates.

Ready to find affordable Bend, OR car insurance today? Enter your ZIP code for fast, free Bend car insurance quotes.

Cheapest Bend, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bend, OR car insurance rates? Every Bend, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bend, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,652 $2,479 $2,415 $2,438 $7,685 $8,589 $2,797 $2,819
American Family $2,118 $2,118 $1,889 $1,889 $5,222 $8,172 $2,118 $2,221
Farmers $1,847 $1,802 $1,634 $1,738 $7,524 $7,672 $2,063 $2,112
GEICO $2,272 $2,196 $2,110 $2,118 $5,865 $5,356 $2,420 $2,097
Liberty Mutual $2,633 $2,782 $2,288 $2,539 $8,447 $9,132 $2,556 $2,588
Nationwide $2,049 $2,043 $1,826 $1,912 $4,658 $5,829 $2,385 $2,515
Progressive $1,787 $1,625 $1,552 $1,596 $7,649 $8,443 $2,139 $2,034
State Farm $1,528 $1,528 $1,395 $1,395 $4,815 $6,044 $1,732 $1,988
Travelers $1,686 $1,695 $1,514 $1,572 $4,654 $5,599 $1,759 $1,785
USAA $1,503 $1,460 $1,484 $1,435 $4,546 $4,887 $1,928 $2,006

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Bend, OR

Every driver must carry the minimum car insurance in Bend, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Bend, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Bend, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bend, OR. Compare credit history car insurance rates in Bend from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bend, Oregon

Insurance Company Poor Fair Good
Allstate $5,220 $3,685 $3,048
American Family $4,086 $3,017 $2,553
Farmers $3,818 $3,121 $2,958
GEICO $3,684 $3,054 $2,425
Liberty Mutual $6,018 $3,575 $2,770
Nationwide $3,507 $2,782 $2,417
Progressive $3,767 $3,257 $3,035
State Farm $3,565 $2,274 $1,820
Travelers $3,173 $2,479 $1,948
USAA $3,597 $2,015 $1,607

Cheapest Bend, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bend, OR to rates for a clean record with top companies.

Annual Bend, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,242 $4,321 $4,454 $3,918
American Family $2,236 $3,451 $4,322 $2,866
Farmers $2,783 $3,583 $3,505 $3,326
GEICO $2,016 $3,204 $4,214 $2,784
Liberty Mutual $3,650 $4,085 $4,692 $4,056
Nationwide $2,463 $2,637 $3,724 $2,784
Progressive $2,538 $4,600 $3,259 $3,015
State Farm $2,267 $2,954 $2,496 $2,496
Travelers $2,057 $2,628 $2,939 $2,508
USAA $1,750 $2,437 $3,391 $2,046

Cheapest Bend, OR Car Insurance for Teen Drivers

Teen car insurance in Bend, OR can be expensive. Take a look at rates from the top car insurance companies in Bend for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bend, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,685 $8,589
American Family $5,222 $8,172
Farmers $7,524 $7,672
GEICO $5,865 $5,356
Liberty Mutual $8,447 $9,132
Nationwide $4,658 $5,829
Progressive $7,649 $8,443
State Farm $4,815 $6,044
Travelers $4,654 $5,599
USAA $4,546 $4,887

Cheapest Bend, OR Car Insurance for Seniors

Take a look at Bend, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bend, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,415 $2,438
American Family $1,889 $1,889
Farmers $1,634 $1,738
GEICO $2,110 $2,118
Liberty Mutual $2,288 $2,539
Nationwide $1,826 $1,912
Progressive $1,552 $1,596
State Farm $1,395 $1,395
Travelers $1,514 $1,572
USAA $1,484 $1,435

Cheapest Bend, OR Car Insurance Rates After a DUI

A DUI in Bend, OR increases car insurance rates. Compare Bend, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bend, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,454
American Family $4,322
Farmers $3,505
GEICO $4,214
Liberty Mutual $4,692
Nationwide $3,724
Progressive $3,259
State Farm $2,496
Travelers $2,939
USAA $3,391

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Bend, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bend, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bend, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,984 $3,984
American Family $3,169 $3,268
Farmers $3,299 $3,299
GEICO $3,004 $3,105
Liberty Mutual $4,121 $4,121
Nationwide $2,902 $2,902
Progressive $3,353 $3,353
State Farm $2,488 $2,618
Travelers $2,433 $2,633
USAA $2,337 $2,475

Cheapest Bend, OR Car Insurance Rates by ZIP Code

Bend car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bend, OR.

Annual Car Insurance Rates by ZIP Code in Bend, Oregon

ZIP Code Average Annual Rates
97701 $2,919
97702 $2,947
97703 $2,915
97707 $3,050

The Best Cheap Car Insurance Companies in Bend, OR

Take a look at a side-by-side comparison of the top car insurance companies in Bend, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bend, Oregon

Insurance Company Average Annual Rates
Allstate $3,984
American Family $3,219
Farmers $3,299
GEICO $3,054
Liberty Mutual $4,121
Nationwide $2,902
Progressive $3,353
State Farm $2,553
Travelers $2,533
USAA $2,406

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Bend, Oregon

Find the cheapest car insurance companies in Bend, OR for each category right here.

Best Annual Car Insurance Rates by Company in Bend, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Bend, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bend car insurance rates. Find the cheapest Bend, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bend, Oregon

Insurance Company Low Medium High
Allstate $3,858 $3,975 $4,119
American Family $3,205 $3,402 $3,049
Farmers $3,101 $3,258 $3,538
GEICO $2,815 $3,069 $3,279
Liberty Mutual $3,878 $4,110 $4,374
Nationwide $2,771 $2,978 $2,957
Progressive $3,243 $3,338 $3,478
State Farm $2,414 $2,556 $2,689
Travelers $2,392 $2,521 $2,686
USAA $2,304 $2,408 $2,506

What affects car insurance rates in Bend, Oregon?

What factors can have an impact on Bend, OR car insurance? There are several reasons why Bend car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bend, Oregon.

Car Theft in Bend

High levels of vehicle theft can make car insurance more expensive. Bend, OR car theft statistics from the FBI indicate 93 vehicle thefts a year.

Commute Time in Bend

The more time you spend in your car the higher the risk of an accident. The average commute length in Bend, OR is 16.1 minutes according to City-Data.

Traffic in Bend

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bend, OR traffic data from INRIX ranks Bend as the 755th-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Bend, OR

Ready to find affordable Bend, Oregon car insurance today? Enter your ZIP code for fast, free Bend, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption