Compare Bowling Green, OH Car Insurance Rates (2021)

Car insurance in Bowling Green, OH averages $209 a month. Bowling Green, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Bowling Green car insurance rates, compare quotes from the top car insurance companies in Bowling Green, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Bowling Green is USAA
  • The cheapest ZIP code in Bowling Green is 43402
  • The cheapest car insurance company in Bowling Green for teen drivers is USAA

If you need to buy Bowling Green, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Bowling Green, OH is right here.

You’ll find Bowling Green car insurance rates, the cheapest Bowling Green, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Bowling Green, Ohio car insurance rates to Hamilton car insurance rates, Toledo car insurance rates, and Parma car insurance rates.

Ready to find affordable Bowling Green, OH car insurance today? Enter your ZIP code for fast, free Bowling Green car insurance quotes.

Cheapest Bowling Green, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bowling Green, OH car insurance rates? Every Bowling Green, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bowling Green, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,878 $1,868 $1,700 $1,815 $5,188 $5,940 $1,965 $2,092
American Family $869 $900 $797 $799 $2,691 $2,914 $1,074 $1,129
Farmers $1,665 $1,660 $1,467 $1,551 $7,437 $7,717 $1,863 $1,938
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,876 $2,048 $1,439 $1,758 $9,991 $11,283 $1,980 $2,158
Nationwide $2,017 $2,025 $1,824 $1,835 $5,205 $6,692 $2,159 $2,505
Progressive $1,422 $1,336 $1,187 $1,225 $6,369 $7,161 $1,696 $1,753
State Farm $1,402 $1,402 $1,258 $1,258 $4,434 $5,568 $1,630 $1,868
Travelers $1,227 $1,245 $1,217 $1,213 $5,271 $8,348 $1,278 $1,454
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

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Minimum Car Insurance in Bowling Green, OH

Every driver must carry the minimum car insurance in Bowling Green, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Bowling Green, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bowling Green, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bowling Green, OH. Compare credit history car insurance rates in Bowling Green from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bowling Green, Ohio

Insurance Company Poor Fair Good
Allstate $3,595 $2,626 $2,196
American Family $1,855 $1,264 $1,071
Farmers $3,578 $3,027 $2,882
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,816 $3,578 $2,806
Nationwide $3,657 $2,949 $2,492
Progressive $3,105 $2,689 $2,512
State Farm $3,352 $2,072 $1,633
Travelers $2,967 $2,585 $2,417
USAA $1,656 $1,174 $1,001

Cheapest Bowling Green, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bowling Green, OH to rates for a clean record with top companies.

Annual Bowling Green, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,360 $2,849 $3,345 $2,669
American Family $1,340 $1,416 $1,416 $1,416
Farmers $2,607 $3,360 $3,277 $3,404
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,409 $4,395 $4,478 $3,984
Nationwide $2,437 $3,091 $3,912 $2,691
Progressive $2,388 $3,248 $2,544 $2,895
State Farm $2,140 $2,565 $2,352 $2,352
Travelers $1,962 $2,551 $3,839 $2,274
USAA $985 $1,316 $1,718 $1,089

Cheapest Bowling Green, OH Car Insurance for Teen Drivers

Teen car insurance in Bowling Green, OH can be expensive. Take a look at rates from the top car insurance companies in Bowling Green for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bowling Green, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,188 $5,940
American Family $2,691 $2,914
Farmers $7,437 $7,717
GEICO $3,091 $2,874
Liberty Mutual $9,991 $11,283
Nationwide $5,205 $6,692
Progressive $6,369 $7,161
State Farm $4,434 $5,568
Travelers $5,271 $8,348
USAA $2,371 $2,640

Cheapest Bowling Green, OH Car Insurance for Seniors

Take a look at Bowling Green, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bowling Green, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,700 $1,815
American Family $797 $799
Farmers $1,467 $1,551
GEICO $1,096 $1,110
Liberty Mutual $1,439 $1,758
Nationwide $1,824 $1,835
Progressive $1,187 $1,225
State Farm $1,258 $1,258
Travelers $1,217 $1,213
USAA $741 $741

Cheapest Bowling Green, OH Car Insurance Rates After a DUI

A DUI in Bowling Green, OH increases car insurance rates. Compare Bowling Green, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bowling Green, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,345
American Family $1,416
Farmers $3,277
GEICO $2,282
Liberty Mutual $4,478
Nationwide $3,912
Progressive $2,544
State Farm $2,352
Travelers $3,839
USAA $1,718

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Cheapest Bowling Green, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bowling Green, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bowling Green, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,806 $2,806
American Family $1,380 $1,413
Farmers $3,162 $3,162
GEICO $1,575 $1,629
Liberty Mutual $4,067 $4,067
Nationwide $3,033 $3,033
Progressive $2,769 $2,769
State Farm $2,294 $2,411
Travelers $2,657 $2,657
USAA $1,229 $1,325

Cheapest Bowling Green, OH Car Insurance Rates by ZIP Code

Bowling Green car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bowling Green, OH.

Annual Car Insurance Rates by ZIP Code in Bowling Green, Ohio

ZIP Code Average Annual Rates
43402 $2,372
43403 $2,422

The Best Cheap Car Insurance Companies in Bowling Green, OH

Take a look at a side-by-side comparison of the top car insurance companies in Bowling Green, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bowling Green, Ohio

Insurance Company Average Annual Rates
Allstate $2,806
American Family $1,397
Farmers $3,162
GEICO $1,602
Liberty Mutual $4,067
Nationwide $3,033
Progressive $2,769
State Farm $2,352
Travelers $2,657
USAA $1,277

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Category Winners: Cheapest Car Insurance in Bowling Green, Ohio

Find the cheapest car insurance companies in Bowling Green, OH for each category right here.

Best Annual Car Insurance Rates by Company in Bowling Green, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Cheapest Bowling Green, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bowling Green car insurance rates. Find the cheapest Bowling Green, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bowling Green, Ohio

Insurance Company Low Medium High
Allstate $2,715 $2,800 $2,903
American Family $1,370 $1,407 $1,413
Farmers $2,988 $3,112 $3,387
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,888 $4,091 $4,221
Nationwide $3,336 $2,941 $2,821
Progressive $2,657 $2,744 $2,905
State Farm $2,231 $2,360 $2,466
Travelers $2,580 $2,692 $2,698
USAA $1,223 $1,276 $1,333

What affects car insurance rates in Bowling Green, Ohio?

What factors can have an impact on Bowling Green, OH car insurance? There are several reasons why Bowling Green car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bowling Green, Ohio.

Car Theft in Bowling Green

High levels of vehicle theft can make car insurance more expensive. Bowling Green, OH car theft statistics from the FBI indicate 8 vehicle thefts a year.

Commute Time in Bowling Green

The more time you spend in your car the higher the risk of an accident. The average commute length in Bowling Green, OH is 16.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Bowling Green, OH

Ready to find affordable Bowling Green, Ohio car insurance today? Enter your ZIP code for fast, free Bowling Green, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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