Compare Bozeman, MT Car Insurance Rates (2021)

Car insurance in Bozeman, MT averages $254 a month. Bozeman, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Bozeman car insurance rates, compare quotes from the top car insurance companies in Bozeman, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Bozeman is 59715
  • Average car insurance rates in Bozeman, MT after a DUI are $3,749/year
  • Average car insurance rates in Bozeman, MT are $3,053/year

If you need to buy Bozeman, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Bozeman, MT is right here.

You’ll find Bozeman car insurance rates, the cheapest Bozeman, MT car insurance companies, and information on Montana car insurance laws. You can also compare Bozeman, Montana car insurance rates to Missoula car insurance rates, Havre car insurance rates, and Billings car insurance rates.

Ready to find affordable Bozeman, MT car insurance today? Enter your ZIP code for fast, free Bozeman car insurance quotes.

Cheapest Bozeman, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bozeman, MT car insurance rates? Every Bozeman, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bozeman, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,832 $2,832 $2,592 $2,592 $10,941 $10,941 $3,056 $3,056
Farmers $2,581 $2,581 $2,309 $2,309 $7,168 $7,168 $2,835 $2,835
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $946 $946 $919 $919 $2,022 $2,022 $1,149 $1,149
Nationwide $2,550 $2,550 $2,329 $2,329 $5,155 $5,155 $2,700 $2,700
Progressive $2,854 $2,854 $2,590 $2,590 $7,066 $7,066 $3,222 $3,222
State Farm $1,568 $1,568 $1,387 $1,387 $4,709 $4,709 $1,703 $1,703
USAA $1,291 $1,291 $1,155 $1,155 $4,301 $4,301 $1,603 $1,603

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Minimum Car Insurance in Bozeman, MT

Every driver must carry the minimum car insurance in Bozeman, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Bozeman, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Bozeman, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bozeman, MT. Compare credit history car insurance rates in Bozeman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bozeman, Montana

Insurance Company Poor Fair Good
Allstate $5,865 $4,699 $4,002
Farmers $4,382 $3,494 $3,293
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,259 $1,259 $1,259
Nationwide $4,017 $2,911 $2,623
Progressive $4,721 $3,653 $3,425
State Farm $3,366 $2,050 $1,609
USAA $2,801 $1,910 $1,551

Cheapest Bozeman, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bozeman, MT to rates for a clean record with top companies.

Annual Bozeman, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,071 $4,819 $5,871 $4,661
Farmers $3,264 $4,236 $4,129 $3,264
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $848 $1,502 $1,502 $1,183
Nationwide $2,332 $3,328 $4,269 $2,805
Progressive $3,378 $4,407 $4,191 $3,756
State Farm $2,170 $2,514 $2,342 $2,342
USAA $1,566 $1,957 $2,917 $1,910

Cheapest Bozeman, MT Car Insurance for Teen Drivers

Teen car insurance in Bozeman, MT can be expensive. Take a look at rates from the top car insurance companies in Bozeman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bozeman, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,941 $10,941
Farmers $7,168 $7,168
GEICO $5,830 $5,426
Liberty Mutual $2,022 $2,022
Nationwide $5,155 $5,155
Progressive $7,066 $7,066
State Farm $4,709 $4,709
USAA $4,301 $4,301

Cheapest Bozeman, MT Car Insurance for Seniors

Take a look at Bozeman, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bozeman, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,592 $2,592
Farmers $2,309 $2,309
GEICO $2,342 $2,136
Liberty Mutual $919 $919
Nationwide $2,329 $2,329
Progressive $2,590 $2,590
State Farm $1,387 $1,387
USAA $1,155 $1,155

Cheapest Bozeman, MT Car Insurance Rates After a DUI

A DUI in Bozeman, MT increases car insurance rates. Compare Bozeman, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bozeman, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,871
Farmers $4,129
GEICO $4,768
Liberty Mutual $1,502
Nationwide $4,269
Progressive $4,191
State Farm $2,342
USAA $2,917

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Cheapest Bozeman, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bozeman, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bozeman, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,740 $4,971
Farmers $3,723 $3,723
GEICO $2,984 $3,092
Liberty Mutual $1,259 $1,259
Nationwide $3,184 $3,184
Progressive $3,933 $3,933
State Farm $2,273 $2,410
USAA $2,063 $2,112

Cheapest Bozeman, MT Car Insurance Rates by ZIP Code

Bozeman car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bozeman, MT.

Annual Car Insurance Rates by ZIP Code in Bozeman, Montana

ZIP Code Average Annual Rates
59715 $3,125
59718 $3,126

The Best Cheap Car Insurance Companies in Bozeman, MT

Take a look at a side-by-side comparison of the top car insurance companies in Bozeman, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bozeman, Montana

Insurance Company Average Annual Rates
Allstate $4,855
Farmers $3,723
GEICO $3,038
Liberty Mutual $1,259
Nationwide $3,184
Progressive $3,933
State Farm $2,342
USAA $2,088

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Category Winners: Cheapest Car Insurance in Bozeman, Montana

Find the cheapest car insurance companies in Bozeman, MT for each category right here.

Best Annual Car Insurance Rates by Company in Bozeman, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Cheapest Bozeman, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bozeman car insurance rates. Find the cheapest Bozeman, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bozeman, Montana

Insurance Company Low Medium High
Allstate $4,631 $4,844 $5,090
Farmers $3,451 $3,719 $4,000
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,167 $1,262 $1,347
Nationwide $2,437 $3,384 $3,730
Progressive $3,708 $3,922 $4,168
State Farm $2,205 $2,332 $2,488
USAA $1,992 $2,077 $2,194

What affects car insurance rates in Bozeman, Montana?

What factors can have an impact on Bozeman, MT car insurance? There are several reasons why Bozeman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bozeman, Montana.

Car Theft in Bozeman

High levels of vehicle theft can make car insurance more expensive. Bozeman, MT car theft statistics from the FBI indicate 57 vehicle thefts a year.

Commute Time in Bozeman

The more time you spend in your car the higher the risk of an accident. The average commute length in Bozeman, MT is 14.4 minutes according to City-Data.

Traffic in Bozeman

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bozeman, MT traffic data from INRIX ranks Bozeman as the 684th-most congested in the world.

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Compare Car Insurance Quotes in Bozeman, MT

Ready to find affordable Bozeman, Montana car insurance today? Enter your ZIP code for fast, free Bozeman, MT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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