Best Canyon Lake, TX Car Insurance in 2025
Car insurance in Canyon Lake, TX averages $313 a month. Canyon Lake, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Canyon Lake car insurance rates, compare quotes from the top car insurance companies in Canyon Lake, TX.
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Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Dorothea Hudson
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Tracey L. Wells
Updated October 2024
- Average car insurance rates in Canyon Lake, TX after a DUI are $4,262/year
- Average car insurance rates in Canyon Lake, TX are $3,762/year
- The cheapest car insurance company in Canyon Lake is USAA
If you need to buy Canyon Lake, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Canyon Lake, TX is right here.
You’ll find Canyon Lake car insurance rates, the cheapest Canyon Lake, TX car insurance companies, and information on Texas car insurance laws. You can also compare Canyon Lake, Texas car insurance rates to Austin car insurance rates, Fort Worth car insurance rates, and Houston car insurance rates.
Ready to find affordable Canyon Lake, TX car insurance today? Enter your ZIP code for fast, free Canyon Lake car insurance quotes.
Cheapest Canyon Lake, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Canyon Lake, TX car insurance rates? Every Canyon Lake, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,176 | $3,203 | $3,133 | $3,133 | $8,527 | $10,298 | $3,941 | $4,109 |
| American Family | $2,586 | $2,876 | $2,412 | $2,760 | $6,794 | $8,889 | $3,701 | $4,215 |
| Geico | $2,657 | $2,864 | $2,564 | $2,898 | $5,800 | $6,027 | $2,870 | $2,864 |
| Nationwide | $2,210 | $2,247 | $1,955 | $2,068 | $6,251 | $8,016 | $2,595 | $2,805 |
| Progressive | $2,504 | $2,380 | $2,229 | $2,272 | $10,554 | $11,771 | $2,972 | $3,018 |
| State Farm | $2,037 | $2,037 | $1,810 | $1,810 | $4,838 | $6,159 | $2,212 | $2,281 |
| USAA | $1,536 | $1,543 | $1,472 | $1,459 | $4,347 | $4,724 | $2,048 | $2,190 |
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Minimum Car Insurance in Canyon Lake, TX
Every driver must carry the minimum car insurance required by the state in Canyon Lake, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Canyon Lake, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Canyon Lake, TX. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Canyon Lake from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,265 | $4,608 | $3,948 |
| American Family | $5,882 | $3,712 | $3,243 |
| Geico | $5,518 | $3,115 | $2,071 |
| Nationwide | $4,217 | $3,390 | $2,947 |
| Progressive | $5,302 | $4,585 | $4,250 |
| State Farm | $4,106 | $2,554 | $2,034 |
| USAA | $3,534 | $2,054 | $1,657 |
Cheapest Canyon Lake, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Canyon Lake, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,820 | $5,920 | $6,201 | $3,820 |
| American Family | $3,903 | $4,959 | $4,351 | $3,903 |
| Geico | $3,025 | $4,000 | $3,345 | $3,902 |
| Nationwide | $3,055 | $3,055 | $4,516 | $3,448 |
| Progressive | $4,108 | $5,317 | $4,798 | $4,628 |
| State Farm | $2,579 | $2,953 | $3,480 | $2,579 |
| USAA | $1,798 | $2,659 | $3,140 | $2,063 |
Cheapest Canyon Lake, TX Car Insurance for Teen Drivers
Teen car insurance in Canyon Lake, TX can be expensive. Take a look at rates from the top car insurance companies in Canyon Lake for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,527 | $10,298 |
| American Family | $6,794 | $8,889 |
| Geico | $5,800 | $6,027 |
| Nationwide | $6,251 | $8,016 |
| Progressive | $10,554 | $11,771 |
| State Farm | $4,838 | $6,159 |
| USAA | $4,347 | $4,724 |
Cheapest Canyon Lake, TX Car Insurance for Seniors
Take a look at Canyon Lake, TX rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,133 | $3,133 |
| American Family | $2,412 | $2,760 |
| Geico | $2,564 | $2,898 |
| Nationwide | $1,955 | $2,068 |
| Progressive | $2,229 | $2,272 |
| State Farm | $1,810 | $1,810 |
| USAA | $1,472 | $1,459 |
Cheapest Canyon Lake, TX Car Insurance Rates After a DUI
A DUI in Canyon Lake, TX increases car insurance rates. Compare Canyon Lake, Texas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,201 |
| American Family | $4,351 |
| Geico | $3,345 |
| Nationwide | $4,516 |
| Progressive | $4,798 |
| State Farm | $3,480 |
| USAA | $3,140 |
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Cheapest Canyon Lake, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Canyon Lake, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,822 | $5,058 |
| American Family | $4,279 | $4,279 |
| Geico | $3,502 | $3,634 |
| Nationwide | $3,518 | $3,518 |
| Progressive | $4,713 | $4,713 |
| State Farm | $2,898 | $2,898 |
| USAA | $2,384 | $2,445 |
Cheapest Canyon Lake, TX Car Insurance Rates by ZIP Code
Canyon Lake car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Canyon Lake, TX.
| ZIP Code | Average Annual Rates |
|---|---|
| 78070 | $5,619 |
| 78133 | $5,543 |
The Best Cheap Car Insurance Companies in Canyon Lake, TX
Take a look at a side-by-side comparison of the top car insurance companies in Canyon Lake, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,940 |
| American Family | $4,279 |
| Geico | $3,568 |
| Nationwide | $3,518 |
| Progressive | $4,713 |
| State Farm | $2,898 |
| USAA | $2,415 |
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Category Winners: Cheapest Car Insurance in Canyon Lake, Texas
Find the cheapest car insurance companies in Canyon Lake, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Canyon Lake, TX Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Canyon Lake car insurance rates. Find the cheapest Canyon Lake, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,847 | $4,905 | $5,069 |
| American Family | $3,992 | $4,130 | $4,715 |
| Geico | $3,382 | $3,525 | $3,796 |
| Nationwide | $3,797 | $3,369 | $3,389 |
| Progressive | $4,497 | $4,691 | $4,949 |
| State Farm | $2,753 | $2,891 | $3,050 |
| USAA | $2,327 | $2,404 | $2,513 |
What affects car insurance rates in Canyon Lake, Texas?
What are the factors that affect car insurance rates in Canyon Lake, TX? There are several reasons why Canyon Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Canyon Lake, Texas.
Commute Time in Canyon Lake
The more time you spend in your car the higher the risk of an accident. The average commute length in Canyon Lake, TX is 40.3 minutes according to City-Data.
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Compare Car Insurance Quotes in Canyon Lake, TX
Ready to find affordable Canyon Lake, Texas car insurance today? Enter your ZIP code for fast, free Canyon Lake, TX car insurance quotes.
Frequently Asked Questions
How much does car insurance in Canyon Lake, TX cost on average?
Car insurance in Canyon Lake, TX averages $313 a month.
What are the car insurance requirements in Canyon Lake, Texas?
The car insurance requirements in Canyon Lake, TX are 30/60/25. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Canyon Lake, TX?
To find cheap car insurance rates in Canyon Lake, TX, compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Canyon Lake, TX?
Age, gender, and marital status can affect car insurance rates differently for each car insurance company. It’s best to compare rates to see the impact on your premiums.
What is the minimum car insurance required in Canyon Lake, TX?
Every driver must carry the minimum car insurance required by the state of Texas. Check the Texas car insurance requirements for more details.
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