Compare Crystal, MN Car Insurance Rates (2022)

Car insurance in Crystal, MN averages $397 a month. Crystal, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Crystal car insurance rates, compare quotes from the top car insurance companies in Crystal, MN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • The cheapest ZIP code in Crystal is 55427
  • The cheapest car insurance company in Crystal is State Farm
  • The cheapest car insurance company in Crystal for teen drivers is State Farm

If you need to buy Crystal, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Crystal, MN is right here.

You’ll find Crystal car insurance rates, the cheapest Crystal, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Crystal, Minnesota car insurance rates to Brooklyn Park car insurance rates, Maple Grove car insurance rates, and Rochester car insurance rates.

Ready to find affordable Crystal, MN car insurance today? Enter your ZIP code for fast, free Crystal car insurance quotes.

Cheapest Crystal, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Crystal, MN car insurance rates? Every Crystal, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crystal, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,318 $3,217 $3,217 $7,561 $10,807 $4,048 $4,213
American Family $2,400 $2,400 $2,186 $2,186 $6,712 $9,552 $2,400 $2,680
Farmers $2,163 $2,167 $2,071 $2,218 $6,577 $6,739 $2,872 $2,840
GEICO $2,636 $2,608 $2,508 $2,438 $5,819 $7,332 $2,462 $2,590
Liberty Mutual $9,874 $9,874 $9,782 $9,782 $18,947 $28,184 $9,874 $13,551
Nationwide $2,178 $2,167 $1,944 $2,050 $5,781 $6,948 $2,585 $2,663
State Farm $1,778 $1,778 $1,615 $1,615 $4,085 $4,961 $2,051 $1,693
USAA $1,909 $1,863 $1,757 $1,723 $5,261 $5,673 $2,467 $2,578

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Minimum Car Insurance in Crystal, MN

Every driver must carry the minimum car insurance in Crystal, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Crystal, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Crystal, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Crystal, MN. Compare credit history car insurance rates in Crystal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Crystal, Minnesota

Insurance Company Poor Fair Good
Allstate $7,251 $3,954 $3,682
American Family $5,299 $3,424 $2,720
Farmers $4,266 $3,153 $2,950
GEICO $4,258 $3,487 $2,902
Liberty Mutual $19,130 $12,386 $9,685
Nationwide $3,918 $3,160 $2,790
State Farm $3,568 $2,181 $1,590
USAA $4,485 $2,248 $1,979

Cheapest Crystal, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crystal, MN to rates for a clean record with top companies.

Annual Crystal, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,529 $5,254 $6,354 $4,713
American Family $2,576 $4,572 $5,192 $2,917
Farmers $2,967 $3,713 $3,770 $3,374
GEICO $2,379 $3,749 $5,521 $2,548
Liberty Mutual $9,746 $13,639 $21,043 $10,505
Nationwide $2,623 $3,464 $3,973 $3,098
State Farm $2,224 $2,669 $2,447 $2,447
USAA $2,154 $2,766 $4,135 $2,561

Cheapest Crystal, MN Car Insurance for Teen Drivers

Teen car insurance in Crystal, MN can be expensive. Take a look at rates from the top car insurance companies in Crystal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Crystal, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $10,807
American Family $6,712 $9,552
Farmers $6,577 $6,739
GEICO $5,819 $7,332
Liberty Mutual $18,947 $28,184
Nationwide $5,781 $6,948
State Farm $4,085 $4,961
USAA $5,261 $5,673

Cheapest Crystal, MN Car Insurance for Seniors

Take a look at Crystal, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Crystal, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,217 $3,217
American Family $2,186 $2,186
Farmers $2,071 $2,218
GEICO $2,508 $2,438
Liberty Mutual $9,782 $9,782
Nationwide $1,944 $2,050
State Farm $1,615 $1,615
USAA $1,757 $1,723

Cheapest Crystal, MN Car Insurance Rates After a DUI

A DUI in Crystal, MN increases car insurance rates. Compare Crystal, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Crystal, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,354
American Family $5,192
Farmers $3,770
GEICO $5,521
Liberty Mutual $21,043
Nationwide $3,973
State Farm $2,447
USAA $4,135

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Cheapest Crystal, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Crystal, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Crystal, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,962 $4,962
American Family $3,770 $3,858
Farmers $3,456 $3,456
GEICO $3,499 $3,599
Liberty Mutual $13,345 $14,122
Nationwide $3,289 $3,289
State Farm $2,377 $2,517
USAA $2,866 $2,942

Cheapest Crystal, MN Car Insurance Rates by ZIP Code

Crystal car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Crystal, MN.

Annual Car Insurance Rates by ZIP Code in Crystal, Minnesota

ZIP Code Average Annual Rates
55422 $3,727
55427 $3,578
55428 $3,677
55429 $3,959

The Best Cheap Car Insurance Companies in Crystal, MN

Take a look at a side-by-side comparison of the top car insurance companies in Crystal, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Crystal, Minnesota

Insurance Company Average Annual Rates
Allstate $4,962
American Family $3,814
Farmers $3,456
GEICO $3,549
Liberty Mutual $13,733
Nationwide $3,289
State Farm $2,447
USAA $2,904

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Category Winners: Cheapest Car Insurance in Crystal, Minnesota

Find the cheapest car insurance companies in Crystal, MN for each category right here.

Best Annual Car Insurance Rates by Company in Crystal, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Crystal, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Crystal car insurance rates. Find the cheapest Crystal, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Crystal, Minnesota

Insurance Company Low Medium High
Allstate $4,867 $4,960 $5,060
American Family $3,788 $3,916 $3,739
Farmers $3,314 $3,474 $3,580
GEICO $3,424 $3,551 $3,672
Liberty Mutual $13,339 $13,748 $14,114
Nationwide $3,092 $3,319 $3,457
State Farm $2,334 $2,459 $2,547
USAA $2,812 $2,902 $2,997

What affects car insurance rates in Crystal, Minnesota?

What factors can have an impact on Crystal, MN car insurance? There are several reasons why Crystal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Crystal, Minnesota.

Commute Time in Crystal

The more time you spend in your car the higher the risk of an accident. The average commute length in Crystal, MN is 23.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Crystal, MN

Ready to find affordable Crystal, Minnesota car insurance today? Enter your ZIP code for fast, free Crystal, MN car insurance quotes.

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