Compare Maple Grove, MN Car Insurance Rates (2021)

Car insurance in Maple Grove, MN averages $380 a month. Maple Grove, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Maple Grove car insurance rates, compare quotes from the top car insurance companies in Maple Grove, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Maple Grove, MN are $4,558/year
  • The cheapest ZIP code in Maple Grove is 55311
  • The cheapest car insurance company in Maple Grove is State Farm

If you need to buy Maple Grove, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Maple Grove, MN is right here.

You’ll find Maple Grove car insurance rates, the cheapest Maple Grove, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Maple Grove, Minnesota car insurance rates to St. Paul car insurance rates, Rochester car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Maple Grove, MN car insurance today? Enter your ZIP code for fast, free Maple Grove car insurance quotes.

Cheapest Maple Grove, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Maple Grove, MN car insurance rates? Every Maple Grove, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Maple Grove, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,169 $3,169 $3,064 $3,064 $7,227 $10,372 $3,862 $4,029
American Family $2,279 $2,279 $2,074 $2,074 $6,325 $9,023 $2,279 $2,546
Farmers $1,998 $2,001 $1,919 $2,048 $5,978 $6,123 $2,644 $2,595
GEICO $2,394 $2,370 $2,276 $2,213 $5,295 $6,680 $2,238 $2,350
Liberty Mutual $9,656 $9,656 $9,565 $9,565 $18,619 $27,744 $9,656 $13,289
Nationwide $2,136 $2,130 $1,906 $2,012 $5,694 $6,862 $2,536 $2,623
State Farm $1,631 $1,631 $1,478 $1,478 $3,724 $4,544 $1,883 $1,553
USAA $1,823 $1,782 $1,677 $1,647 $5,006 $5,407 $2,357 $2,467

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Minimum Car Insurance in Maple Grove, MN

Every driver must carry the minimum car insurance in Maple Grove, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Maple Grove, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Maple Grove, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Maple Grove, MN. Compare credit history car insurance rates in Maple Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Maple Grove, Minnesota

Insurance Company Poor Fair Good
Allstate $6,930 $3,784 $3,519
American Family $5,000 $3,245 $2,584
Farmers $3,915 $2,880 $2,695
GEICO $3,871 $3,170 $2,639
Liberty Mutual $18,761 $12,146 $9,500
Nationwide $3,851 $3,111 $2,750
State Farm $3,267 $1,998 $1,457
USAA $4,284 $2,143 $1,885

Cheapest Maple Grove, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Maple Grove, MN to rates for a clean record with top companies.

Annual Maple Grove, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,394 $5,009 $6,065 $4,510
American Family $2,432 $4,354 $4,899 $2,754
Farmers $2,716 $3,396 $3,455 $3,087
GEICO $2,162 $3,408 $5,021 $2,316
Liberty Mutual $9,629 $13,412 $20,456 $10,379
Nationwide $2,585 $3,408 $3,906 $3,050
State Farm $2,041 $2,440 $2,240 $2,240
USAA $2,056 $2,637 $3,947 $2,444

Cheapest Maple Grove, MN Car Insurance for Teen Drivers

Teen car insurance in Maple Grove, MN can be expensive. Take a look at rates from the top car insurance companies in Maple Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Maple Grove, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,227 $10,372
American Family $6,325 $9,023
Farmers $5,978 $6,123
GEICO $5,295 $6,680
Liberty Mutual $18,619 $27,744
Nationwide $5,694 $6,862
State Farm $3,724 $4,544
USAA $5,006 $5,407

Cheapest Maple Grove, MN Car Insurance for Seniors

Take a look at Maple Grove, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Maple Grove, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,064 $3,064
American Family $2,074 $2,074
Farmers $1,919 $2,048
GEICO $2,276 $2,213
Liberty Mutual $9,565 $9,565
Nationwide $1,906 $2,012
State Farm $1,478 $1,478
USAA $1,677 $1,647

Cheapest Maple Grove, MN Car Insurance Rates After a DUI

A DUI in Maple Grove, MN increases car insurance rates. Compare Maple Grove, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Maple Grove, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,065
American Family $4,899
Farmers $3,455
GEICO $5,021
Liberty Mutual $20,456
Nationwide $3,906
State Farm $2,240
USAA $3,947

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Cheapest Maple Grove, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Maple Grove, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Maple Grove, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,745 $4,745
American Family $3,568 $3,652
Farmers $3,163 $3,163
GEICO $3,182 $3,272
Liberty Mutual $13,085 $13,852
Nationwide $3,237 $3,237
State Farm $2,177 $2,304
USAA $2,735 $2,807

Cheapest Maple Grove, MN Car Insurance Rates by ZIP Code

Maple Grove car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Maple Grove, MN.

Annual Car Insurance Rates by ZIP Code in Maple Grove, Minnesota

ZIP Code Average Annual Rates
55311 $3,468
55369 $3,510

The Best Cheap Car Insurance Companies in Maple Grove, MN

Take a look at a side-by-side comparison of the top car insurance companies in Maple Grove, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Maple Grove, Minnesota

Insurance Company Average Annual Rates
Allstate $4,745
American Family $3,610
Farmers $3,163
GEICO $3,227
Liberty Mutual $13,469
Nationwide $3,237
State Farm $2,240
USAA $2,771

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Category Winners: Cheapest Car Insurance in Maple Grove, Minnesota

Find the cheapest car insurance companies in Maple Grove, MN for each category right here.

Best Annual Car Insurance Rates by Company in Maple Grove, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Maple Grove, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Maple Grove car insurance rates. Find the cheapest Maple Grove, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Maple Grove, Minnesota

Insurance Company Low Medium High
Allstate $4,669 $4,742 $4,823
American Family $3,585 $3,706 $3,538
Farmers $3,029 $3,181 $3,280
GEICO $3,113 $3,229 $3,339
Liberty Mutual $13,076 $13,484 $13,847
Nationwide $3,036 $3,266 $3,409
State Farm $2,135 $2,251 $2,335
USAA $2,683 $2,769 $2,861

What affects car insurance rates in Maple Grove, Minnesota?

What factors can have an impact on Maple Grove, MN car insurance? There are several reasons why Maple Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Maple Grove, Minnesota.

Commute Time in Maple Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Maple Grove, MN is 25.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Maple Grove, MN

Ready to find affordable Maple Grove, Minnesota car insurance today? Enter your ZIP code for fast, free Maple Grove, MN car insurance quotes.

Free Car Insurance Comparison

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