Compare Danbury, CT Car Insurance Rates (2021)

Car insurance in Danbury, CT averages $385 a month. Danbury, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Danbury car insurance rates, compare quotes from the top car insurance companies in Danbury, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Danbury is 6810
  • Average car insurance rates in Danbury, CT after a DUI are $5,647/year
  • The cheapest car insurance company in Danbury for teen drivers is State Farm

If you need to buy Danbury, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Danbury, CT is right here.

You’ll find Danbury car insurance rates, the cheapest Danbury, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Danbury, Connecticut car insurance rates to New Britain car insurance rates, Bristol car insurance rates, and Stamford car insurance rates.

Ready to find affordable Danbury, CT car insurance today? Enter your ZIP code for fast, free Danbury car insurance quotes.

Cheapest Danbury, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Danbury, CT car insurance rates? Every Danbury, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Danbury, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,768 $3,731 $3,470 $3,714 $11,441 $13,502 $3,945 $4,146
GEICO $2,444 $2,451 $2,267 $2,285 $5,740 $6,789 $2,359 $2,288
Liberty Mutual $3,550 $3,861 $2,730 $3,367 $17,838 $20,105 $3,592 $3,920
Nationwide $2,475 $2,502 $2,221 $2,330 $6,942 $8,810 $2,878 $3,096
Progressive $2,447 $2,278 $2,089 $2,173 $10,238 $11,349 $2,793 $3,128
State Farm $1,713 $1,713 $1,574 $1,574 $5,178 $6,499 $1,924 $2,211
Travelers $1,765 $1,792 $1,757 $1,752 $13,473 $21,676 $1,922 $2,169
USAA $1,999 $1,977 $1,862 $1,838 $6,316 $6,631 $2,678 $2,775

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Minimum Car Insurance in Danbury, CT

Every driver must carry the minimum car insurance in Danbury, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Danbury, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Danbury, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Danbury, CT. Compare credit history car insurance rates in Danbury from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Danbury, Connecticut

Insurance Company Poor Fair Good
Allstate $7,600 $5,741 $4,553
GEICO $4,843 $2,919 $2,222
Liberty Mutual $10,466 $6,521 $5,125
Nationwide $5,184 $3,470 $3,067
Progressive $4,962 $4,455 $4,269
State Farm $3,891 $2,494 $2,009
Travelers $6,569 $5,477 $5,318
USAA $4,309 $2,908 $2,561

Cheapest Danbury, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Danbury, CT to rates for a clean record with top companies.

Annual Danbury, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,083 $6,270 $7,423 $5,083
GEICO $2,098 $2,754 $5,884 $2,576
Liberty Mutual $6,453 $8,083 $8,005 $6,941
Nationwide $3,177 $4,153 $4,758 $3,540
Progressive $3,895 $5,649 $4,097 $4,607
State Farm $2,606 $2,862 $2,862 $2,862
Travelers $4,662 $5,048 $7,346 $6,097
USAA $2,529 $3,178 $4,803 $2,529

Cheapest Danbury, CT Car Insurance for Teen Drivers

Teen car insurance in Danbury, CT can be expensive. Take a look at rates from the top car insurance companies in Danbury for teenagers.

Annual Car Insurance Rates for Teen Drivers in Danbury, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,441 $13,502
GEICO $5,740 $6,789
Liberty Mutual $17,838 $20,105
Nationwide $6,942 $8,810
Progressive $10,238 $11,349
State Farm $5,178 $6,499
Travelers $13,473 $21,676
USAA $6,316 $6,631

Cheapest Danbury, CT Car Insurance for Seniors

Take a look at Danbury, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Danbury, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,470 $3,714
GEICO $2,267 $2,285
Liberty Mutual $2,730 $3,367
Nationwide $2,221 $2,330
Progressive $2,089 $2,173
State Farm $1,574 $1,574
Travelers $1,757 $1,752
USAA $1,862 $1,838

Cheapest Danbury, CT Car Insurance Rates After a DUI

A DUI in Danbury, CT increases car insurance rates. Compare Danbury, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Danbury, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,423
GEICO $5,884
Liberty Mutual $8,005
Nationwide $4,758
Progressive $4,097
State Farm $2,862
Travelers $7,346
USAA $4,803

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Cheapest Danbury, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Danbury, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Danbury, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,965 $5,965
GEICO $3,276 $3,380
Liberty Mutual $7,370 $7,370
Nationwide $3,907 $3,907
Progressive $4,562 $4,562
State Farm $2,730 $2,866
Travelers $5,788 $5,788
USAA $3,220 $3,298

Cheapest Danbury, CT Car Insurance Rates by ZIP Code

Danbury car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Danbury, CT.

Annual Car Insurance Rates by ZIP Code in Danbury, Connecticut

ZIP Code Average Annual Rates
6810 $4,669
6811 $4,669

The Best Cheap Car Insurance Companies in Danbury, CT

Take a look at a side-by-side comparison of the top car insurance companies in Danbury, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Danbury, Connecticut

Insurance Company Average Annual Rates
Allstate $5,965
GEICO $3,328
Liberty Mutual $7,370
Nationwide $3,907
Progressive $4,562
State Farm $2,798
Travelers $5,788
USAA $3,259

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Category Winners: Cheapest Car Insurance in Danbury, Connecticut

Find the cheapest car insurance companies in Danbury, CT for each category right here.

Best Annual Car Insurance Rates by Company in Danbury, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Danbury, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Danbury car insurance rates. Find the cheapest Danbury, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Danbury, Connecticut

Insurance Company Low Medium High
Allstate $5,616 $5,955 $6,323
GEICO $3,072 $3,287 $3,625
Liberty Mutual $7,085 $7,316 $7,710
Nationwide $3,968 $3,939 $3,813
Progressive $4,235 $4,520 $4,931
State Farm $2,630 $2,802 $2,961
Travelers $5,389 $5,750 $6,225
USAA $3,055 $3,263 $3,461

What affects car insurance rates in Danbury, Connecticut?

What factors can have an impact on Danbury, CT car insurance? There are several reasons why Danbury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Danbury, Connecticut.

Commute Time in Danbury

The more time you spend in your car the higher the risk of an accident. The average commute length in Danbury, CT is 28.6 minutes according to City-Data.

Traffic in Danbury

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Danbury, CT traffic data from INRIX ranks Danbury as the 852nd-most congested in the world.

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Compare Car Insurance Quotes in Danbury, CT

Ready to find affordable Danbury, Connecticut car insurance today? Enter your ZIP code for fast, free Danbury, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State