Compare Daytona Beach, FL Car Insurance Rates (2021)

Car insurance in Daytona Beach, FL averages $334 a month. Daytona Beach, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Daytona Beach car insurance rates, compare quotes from the top car insurance companies in Daytona Beach, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Daytona Beach, FL are $4,003/year
  • The cheapest ZIP code in Daytona Beach is 32119
  • The cheapest car insurance company in Daytona Beach for teen drivers is GEICO

If you need to buy Daytona Beach, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Daytona Beach, FL is right here.

You’ll find Daytona Beach car insurance rates, the cheapest Daytona Beach, FL car insurance companies, and information on Florida car insurance laws. You can also compare Daytona Beach, Florida car insurance rates to Port St. Lucie car insurance rates, Fort Lauderdale car insurance rates, and Tallahassee car insurance rates.

Ready to find affordable Daytona Beach, FL car insurance today? Enter your ZIP code for fast, free Daytona Beach car insurance quotes.

Cheapest Daytona Beach, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Daytona Beach, FL car insurance rates? Every Daytona Beach, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Daytona Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,899 $3,766 $3,419 $3,493 $13,723 $15,037 $3,935 $4,012
GEICO $2,601 $2,615 $2,433 $2,433 $4,619 $5,802 $2,865 $2,914
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,447 $2,417 $2,190 $2,264 $5,823 $7,167 $2,690 $2,799
Progressive $3,232 $3,052 $2,788 $2,977 $9,032 $9,840 $3,882 $3,708
State Farm $1,818 $1,818 $1,650 $1,650 $5,271 $6,713 $2,020 $2,157
USAA $1,411 $1,386 $1,319 $1,307 $4,823 $5,602 $1,760 $1,899

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Minimum Car Insurance in Daytona Beach, FL

Every driver must carry the minimum car insurance in Daytona Beach, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Daytona Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Daytona Beach, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Daytona Beach, FL. Compare credit history car insurance rates in Daytona Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Daytona Beach, Florida

Insurance Company Poor Fair Good
Allstate $8,935 $5,675 $4,621
GEICO $4,762 $2,902 $2,191
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,338 $3,194 $2,892
Progressive $6,282 $4,450 $3,710
State Farm $3,943 $2,591 $2,127
USAA $3,955 $1,944 $1,416

Cheapest Daytona Beach, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Daytona Beach, FL to rates for a clean record with top companies.

Annual Daytona Beach, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,522 $6,605 $7,375 $6,140
GEICO $2,304 $2,930 $4,337 $3,570
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $2,975 $3,258 $4,367 $3,298
Progressive $3,811 $5,613 $4,735 $5,097
State Farm $2,641 $3,133 $2,887 $2,887
USAA $1,908 $2,356 $3,487 $2,001

Cheapest Daytona Beach, FL Car Insurance for Teen Drivers

Teen car insurance in Daytona Beach, FL can be expensive. Take a look at rates from the top car insurance companies in Daytona Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Daytona Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,723 $15,037
GEICO $4,619 $5,802
Liberty Mutual $6,868 $10,554
Nationwide $5,823 $7,167
Progressive $9,032 $9,840
State Farm $5,271 $6,713
USAA $4,823 $5,602

Cheapest Daytona Beach, FL Car Insurance for Seniors

Take a look at Daytona Beach, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Daytona Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,419 $3,493
GEICO $2,433 $2,433
Liberty Mutual $3,006 $3,006
Nationwide $2,190 $2,264
Progressive $2,788 $2,977
State Farm $1,650 $1,650
USAA $1,319 $1,307

Cheapest Daytona Beach, FL Car Insurance Rates After a DUI

A DUI in Daytona Beach, FL increases car insurance rates. Compare Daytona Beach, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Daytona Beach, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,375
GEICO $4,337
Liberty Mutual $6,389
Nationwide $4,367
Progressive $4,735
State Farm $2,887
USAA $3,487

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Cheapest Daytona Beach, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Daytona Beach, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Daytona Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,227 $6,594
GEICO $3,269 $3,301
Liberty Mutual $4,560 $4,861
Nationwide $3,475 $3,475
Progressive $4,814 $4,814
State Farm $2,788 $2,986
USAA $2,411 $2,466

Cheapest Daytona Beach, FL Car Insurance Rates by ZIP Code

Daytona Beach car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Daytona Beach, FL.

Annual Car Insurance Rates by ZIP Code in Daytona Beach, Florida

ZIP Code Average Annual Rates
32114 $3,111
32117 $3,111
32118 $3,116
32119 $3,042
32124 $3,064

The Best Cheap Car Insurance Companies in Daytona Beach, FL

Take a look at a side-by-side comparison of the top car insurance companies in Daytona Beach, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Daytona Beach, Florida

Insurance Company Average Annual Rates
Allstate $6,410
GEICO $3,285
Liberty Mutual $4,711
Nationwide $3,475
Progressive $4,814
State Farm $2,887
USAA $2,438

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Category Winners: Cheapest Car Insurance in Daytona Beach, Florida

Find the cheapest car insurance companies in Daytona Beach, FL for each category right here.

Best Annual Car Insurance Rates by Company in Daytona Beach, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Daytona Beach, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Daytona Beach car insurance rates. Find the cheapest Daytona Beach, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Daytona Beach, Florida

Insurance Company Low Medium High
Allstate $4,897 $6,754 $7,580
GEICO $2,680 $3,402 $3,772
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,745 $3,612 $4,067
Progressive $4,021 $4,927 $5,494
State Farm $2,458 $2,959 $3,244
USAA $2,103 $2,526 $2,686

What affects car insurance rates in Daytona Beach, Florida?

What factors can have an impact on Daytona Beach, FL car insurance? There are several reasons why Daytona Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Daytona Beach, Florida.

Car Theft in Daytona Beach

High levels of vehicle theft can make car insurance more expensive. Daytona Beach, FL car theft statistics from the FBI indicate 224 vehicle thefts a year.

Commute Time in Daytona Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Daytona Beach, FL is 19.3 minutes according to City-Data.

Traffic in Daytona Beach

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Daytona Beach, FL traffic data from INRIX ranks Daytona Beach as the 367th-most congested in the world.

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Compare Car Insurance Quotes in Daytona Beach, FL

Ready to find affordable Daytona Beach, Florida car insurance today? Enter your ZIP code for fast, free Daytona Beach, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State