Compare Elkin, NC Car Insurance Rates (2021)

Car insurance in Elkin, NC averages $259 a month. Elkin, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Elkin car insurance rates, compare quotes from the top car insurance companies in Elkin, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elkin for teen drivers is Liberty Mutual
  • Average car insurance rates in Elkin, NC after a DUI are $5,866/year
  • Average car insurance rates in Elkin, NC are $3,113/year

If you need to buy Elkin, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Elkin, NC is right here.

You’ll find Elkin car insurance rates, the cheapest Elkin, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Elkin, North Carolina car insurance rates to Wilmington car insurance rates, Greensboro car insurance rates, and Charlotte car insurance rates.

Ready to find affordable Elkin, NC car insurance today? Enter your ZIP code for fast, free Elkin car insurance quotes.

Cheapest Elkin, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elkin, NC car insurance rates? Every Elkin, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elkin, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,071 $5,071 $4,166 $4,166 $12,101 $12,101 $5,172 $5,172
GEICO $2,423 $2,376 $2,380 $2,335 $4,417 $4,378 $2,115 $2,102
Liberty Mutual $1,683 $1,683 $1,742 $1,742 $2,926 $2,926 $1,683 $1,683
Nationwide $2,241 $2,241 $2,241 $2,241 $3,744 $3,744 $2,241 $2,241
Progressive $1,662 $1,662 $1,503 $1,503 $3,791 $3,791 $1,847 $1,847
State Farm $2,289 $2,289 $1,980 $1,980 $3,368 $3,368 $2,829 $2,829
Travelers $2,478 $2,478 $2,458 $2,458 $4,143 $4,143 $2,544 $2,544

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Minimum Car Insurance in Elkin, NC

Every driver must carry the minimum car insurance in Elkin, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Elkin, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elkin, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elkin, NC. Compare credit history car insurance rates in Elkin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elkin, North Carolina

Insurance Company Poor Fair Good
Allstate $8,976 $5,823 $5,083
GEICO $3,055 $2,801 $2,591
Liberty Mutual $2,008 $2,008 $2,008
Nationwide $2,617 $2,617 $2,617
Progressive $2,492 $2,146 $1,965
State Farm $3,676 $2,350 $1,825
Travelers $3,102 $2,823 $2,792

Cheapest Elkin, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elkin, NC to rates for a clean record with top companies.

Annual Elkin, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,583 $6,311 $11,764 $4,852
GEICO $1,549 $2,266 $5,348 $2,099
Liberty Mutual $1,193 $1,535 $3,771 $1,535
Nationwide $1,534 $1,988 $4,958 $1,988
Progressive $1,032 $1,512 $4,796 $1,463
State Farm $1,410 $2,018 $5,022 $2,018
Travelers $1,727 $2,264 $5,402 $2,231

Cheapest Elkin, NC Car Insurance for Teen Drivers

Teen car insurance in Elkin, NC can be expensive. Take a look at rates from the top car insurance companies in Elkin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elkin, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,101 $12,101
GEICO $4,417 $4,378
Liberty Mutual $2,926 $2,926
Nationwide $3,744 $3,744
Progressive $3,791 $3,791
State Farm $3,368 $3,368
Travelers $4,143 $4,143

Cheapest Elkin, NC Car Insurance for Seniors

Take a look at Elkin, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elkin, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,166 $4,166
GEICO $2,380 $2,335
Liberty Mutual $1,742 $1,742
Nationwide $2,241 $2,241
Progressive $1,503 $1,503
State Farm $1,980 $1,980
Travelers $2,458 $2,458

Cheapest Elkin, NC Car Insurance Rates After a DUI

A DUI in Elkin, NC increases car insurance rates. Compare Elkin, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elkin, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,764
GEICO $5,348
Liberty Mutual $3,771
Nationwide $4,958
Progressive $4,796
State Farm $5,022
Travelers $5,402

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Cheapest Elkin, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elkin, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elkin, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,628 $6,628
GEICO $2,816 $2,816
Liberty Mutual $2,008 $2,008
Nationwide $2,617 $2,617
Progressive $2,201 $2,201
State Farm $2,601 $2,633
Travelers $2,906 $2,906

The Best Cheap Car Insurance Companies in Elkin, NC

Take a look at a side-by-side comparison of the top car insurance companies in Elkin, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elkin, North Carolina

Insurance Company Average Annual Rates
Allstate $6,628
GEICO $2,816
Liberty Mutual $2,008
Nationwide $2,617
Progressive $2,201
State Farm $2,617
Travelers $2,906

Category Winners: Cheapest Car Insurance in Elkin, North Carolina

Find the cheapest car insurance companies in Elkin, NC for each category right here.

Best Annual Car Insurance Rates by Company in Elkin, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Elkin, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elkin car insurance rates. Find the cheapest Elkin, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elkin, North Carolina

Insurance Company Low Medium High
Allstate $6,422 $6,606 $6,855
GEICO $2,698 $2,806 $2,944
Liberty Mutual $1,916 $1,996 $2,113
Nationwide $2,515 $2,604 $2,732
Progressive $2,095 $2,188 $2,319
State Farm $2,524 $2,604 $2,723
Travelers $2,790 $2,891 $3,037

What affects car insurance rates in Elkin, North Carolina?

What factors can have an impact on Elkin, NC car insurance? There are several reasons why Elkin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elkin, North Carolina.

Commute Time in Elkin

The more time you spend in your car the higher the risk of an accident. The average commute length in Elkin, NC is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Elkin, NC

Ready to find affordable Elkin, North Carolina car insurance today? Enter your ZIP code for fast, free Elkin, NC car insurance quotes.

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