Compare Enid, OK Car Insurance Rates (2021)

Car insurance in Enid, OK averages $318 a month. Enid, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Enid car insurance rates, compare quotes from the top car insurance companies in Enid, OK.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Enid, OK are $3,818/year
  • The cheapest ZIP code in Enid is 73703
  • The cheapest car insurance company in Enid for teen drivers is State Farm

If you need to buy Enid, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Enid, OK is right here.

You’ll find Enid car insurance rates, the cheapest Enid, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Enid, Oklahoma car insurance rates to Moore car insurance rates, Edmond car insurance rates, and Tulsa car insurance rates.

Ready to find affordable Enid, OK car insurance today? Enter your ZIP code for fast, free Enid car insurance quotes.

Cheapest Enid, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Enid, OK car insurance rates? Every Enid, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Enid, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,153 $2,165 $1,980 $2,079 $6,520 $7,632 $2,329 $2,458
Farmers $2,127 $2,110 $1,908 $2,017 $8,246 $8,462 $2,419 $2,531
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,264 $4,495 $3,764 $4,083 $11,573 $12,679 $4,428 $4,573
Progressive $2,511 $2,384 $2,068 $2,189 $10,044 $11,254 $2,938 $3,080
State Farm $1,793 $1,793 $1,589 $1,589 $4,731 $5,953 $1,889 $2,123
USAA $1,746 $1,756 $1,671 $1,699 $5,511 $6,185 $2,256 $2,489

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Enid, OK

Every driver must carry the minimum car insurance in Enid, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Enid, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Enid, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Enid, OK. Compare credit history car insurance rates in Enid from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Enid, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,217 $3,201 $2,827
Farmers $4,279 $3,538 $3,365
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,953 $5,459 $4,285
Progressive $5,171 $4,406 $4,098
State Farm $3,729 $2,391 $1,927
USAA $4,329 $2,457 $1,957

Cheapest Enid, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Enid, OK to rates for a clean record with top companies.

Annual Enid, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,945 $3,446 $3,964 $3,304
Farmers $3,144 $4,044 $3,945 $3,777
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,202 $7,012 $7,934 $5,781
Progressive $3,549 $6,600 $3,918 $4,167
State Farm $2,480 $2,885 $2,682 $2,682
USAA $2,154 $3,078 $3,776 $2,649

Cheapest Enid, OK Car Insurance for Teen Drivers

Teen car insurance in Enid, OK can be expensive. Take a look at rates from the top car insurance companies in Enid for teenagers.

Annual Car Insurance Rates for Teen Drivers in Enid, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,520 $7,632
Farmers $8,246 $8,462
GEICO $6,078 $6,489
Liberty Mutual $11,573 $12,679
Progressive $10,044 $11,254
State Farm $4,731 $5,953
USAA $5,511 $6,185

Cheapest Enid, OK Car Insurance for Seniors

Take a look at Enid, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Enid, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,980 $2,079
Farmers $1,908 $2,017
GEICO $2,260 $2,500
Liberty Mutual $3,764 $4,083
Progressive $2,068 $2,189
State Farm $1,589 $1,589
USAA $1,671 $1,699

Cheapest Enid, OK Car Insurance Rates After a DUI

A DUI in Enid, OK increases car insurance rates. Compare Enid, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Enid, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,964
Farmers $3,945
GEICO $3,899
Liberty Mutual $7,934
Progressive $3,918
State Farm $2,682
USAA $3,776

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Enid, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Enid, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Enid, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,415 $3,415
Farmers $3,727 $3,727
GEICO $3,136 $3,262
Liberty Mutual $6,232 $6,232
Progressive $4,559 $4,559
State Farm $2,637 $2,728
USAA $2,879 $2,949

Cheapest Enid, OK Car Insurance Rates by ZIP Code

Enid car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Enid, OK.

Annual Car Insurance Rates by ZIP Code in Enid, Oklahoma

ZIP Code Average Annual Rates
73701 $3,859
73703 $3,706
73705 $3,811

The Best Cheap Car Insurance Companies in Enid, OK

Take a look at a side-by-side comparison of the top car insurance companies in Enid, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Enid, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,415
Farmers $3,727
GEICO $3,199
Liberty Mutual $6,232
Progressive $4,559
State Farm $2,682
USAA $2,914

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Enid, Oklahoma

Find the cheapest car insurance companies in Enid, OK for each category right here.

Best Annual Car Insurance Rates by Company in Enid, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Enid, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Enid car insurance rates. Find the cheapest Enid, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Enid, Oklahoma

Insurance Company Low Medium High
Allstate $3,212 $3,401 $3,631
Farmers $3,567 $3,685 $3,931
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,921 $6,210 $6,567
Progressive $4,225 $4,529 $4,922
State Farm $2,504 $2,662 $2,881
USAA $2,809 $2,907 $3,026

What affects car insurance rates in Enid, Oklahoma?

What factors can have an impact on Enid, OK car insurance? There are several reasons why Enid car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Enid, Oklahoma.

Commute Time in Enid

The more time you spend in your car the higher the risk of an accident. The average commute length in Enid, OK is 17.1 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Enid, OK

Ready to find affordable Enid, Oklahoma car insurance today? Enter your ZIP code for fast, free Enid, OK car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption