Compare Gap, PA Car Insurance Rates (2021)

Car insurance in Gap, PA averages $310 a month. Gap, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Gap car insurance rates, compare quotes from the top car insurance companies in Gap, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Gap is 17535
  • The cheapest car insurance company in Gap is USAA
  • Average car insurance rates in Gap, PA are $3,720/year

If you need to buy Gap, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Gap, PA is right here.

You’ll find Gap car insurance rates, the cheapest Gap, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Gap, Pennsylvania car insurance rates to Bethlehem car insurance rates, Altoona car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Gap, PA car insurance today? Enter your ZIP code for fast, free Gap car insurance quotes.

Cheapest Gap, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gap, PA car insurance rates? Every Gap, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gap, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,587 $2,587 $2,398 $2,398 $9,022 $9,022 $2,837 $2,837
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,183 $3,183 $2,919 $2,919 $9,235 $9,235 $4,033 $4,033
Nationwide $1,784 $1,784 $1,693 $1,693 $5,081 $5,081 $2,005 $2,005
Progressive $2,707 $2,707 $2,425 $2,425 $8,936 $8,936 $3,460 $3,460
State Farm $1,572 $1,572 $1,396 $1,396 $5,690 $5,690 $1,739 $1,739
Travelers $1,572 $1,572 $1,710 $1,710 $23,722 $23,722 $1,875 $1,875
USAA $994 $994 $900 $900 $2,996 $2,996 $1,312 $1,312

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Minimum Car Insurance in Gap, PA

Every driver must carry the minimum car insurance in Gap, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Gap, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Gap, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gap, PA. Compare credit history car insurance rates in Gap from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gap, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,368 $4,023 $3,241
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,178 $4,433 $3,916
Nationwide $3,094 $2,552 $2,277
Progressive $5,785 $4,078 $3,282
State Farm $3,695 $2,292 $1,811
Travelers $7,837 $7,103 $6,719
USAA $1,926 $1,443 $1,282

Cheapest Gap, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gap, PA to rates for a clean record with top companies.

Annual Gap, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,025 $4,769 $4,025 $4,025
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,401 $5,079 $4,945 $4,945
Nationwide $1,909 $2,556 $3,552 $2,547
Progressive $3,963 $5,514 $4,081 $3,969
State Farm $2,369 $2,829 $2,599 $2,599
Travelers $5,092 $7,284 $9,219 $7,284
USAA $1,249 $1,723 $1,834 $1,395

Cheapest Gap, PA Car Insurance for Teen Drivers

Teen car insurance in Gap, PA can be expensive. Take a look at rates from the top car insurance companies in Gap for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gap, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,022 $9,022
GEICO $4,591 $3,982
Liberty Mutual $9,235 $9,235
Nationwide $5,081 $5,081
Progressive $8,936 $8,936
State Farm $5,690 $5,690
Travelers $23,722 $23,722
USAA $2,996 $2,996

Cheapest Gap, PA Car Insurance for Seniors

Take a look at Gap, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gap, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,398 $2,398
GEICO $1,703 $1,476
Liberty Mutual $2,919 $2,919
Nationwide $1,693 $1,693
Progressive $2,425 $2,425
State Farm $1,396 $1,396
Travelers $1,710 $1,710
USAA $900 $900

Cheapest Gap, PA Car Insurance Rates After a DUI

A DUI in Gap, PA increases car insurance rates. Compare Gap, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gap, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,025
GEICO $2,268
Liberty Mutual $4,945
Nationwide $3,552
Progressive $4,081
State Farm $2,599
Travelers $9,219
USAA $1,834

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Cheapest Gap, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gap, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gap, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,123 $4,298
GEICO $2,276 $2,346
Liberty Mutual $4,719 $4,966
Nationwide $2,641 $2,641
Progressive $4,382 $4,382
State Farm $2,522 $2,676
Travelers $7,220 $7,220
USAA $1,506 $1,594

Cheapest Gap, PA Car Insurance Rates by ZIP Code

Gap car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Gap, PA.

Annual Car Insurance Rates by ZIP Code in Gap, Pennsylvania

ZIP Code Average Annual Rates
17527 $4,803
17535 $4,470

The Best Cheap Car Insurance Companies in Gap, PA

Take a look at a side-by-side comparison of the top car insurance companies in Gap, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gap, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,211
GEICO $2,311
Liberty Mutual $4,842
Nationwide $2,641
Progressive $4,382
State Farm $2,599
Travelers $7,220
USAA $1,550

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Category Winners: Cheapest Car Insurance in Gap, Pennsylvania

Find the cheapest car insurance companies in Gap, PA for each category right here.

Best Annual Car Insurance Rates by Company in Gap, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Gap, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gap car insurance rates. Find the cheapest Gap, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gap, Pennsylvania

Insurance Company Low Medium High
Allstate $4,007 $4,241 $4,385
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,589 $4,880 $5,058
Nationwide $2,644 $2,678 $2,601
Progressive $3,975 $4,421 $4,749
State Farm $2,403 $2,638 $2,756
Travelers $7,212 $7,243 $7,203
USAA $1,441 $1,565 $1,645

What affects car insurance rates in Gap, Pennsylvania?

What factors can have an impact on Gap, PA car insurance? There are several reasons why Gap car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gap, Pennsylvania.

Commute Time in Gap

The more time you spend in your car the higher the risk of an accident. The average commute length in Gap, PA is 18.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Gap, PA

Ready to find affordable Gap, Pennsylvania car insurance today? Enter your ZIP code for fast, free Gap, PA car insurance quotes.

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