Compare Grass Lake, MI Car Insurance Rates (2021)

Car insurance in Grass Lake, MI averages $781 a month. Grass Lake, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Grass Lake car insurance rates, compare quotes from the top car insurance companies in Grass Lake, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Grass Lake is USAA
  • The cheapest car insurance company in Grass Lake for teen drivers is USAA
  • Average car insurance rates in Grass Lake, MI after a DUI are $15,702/year

If you need to buy Grass Lake, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Grass Lake, MI is right here.

You’ll find Grass Lake car insurance rates, the cheapest Grass Lake, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Grass Lake, Michigan car insurance rates to Warren car insurance rates, Flint car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Grass Lake, MI car insurance today? Enter your ZIP code for fast, free Grass Lake car insurance quotes.

Cheapest Grass Lake, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grass Lake, MI car insurance rates? Every Grass Lake, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grass Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,509 $15,509 $14,412 $14,412 $38,395 $38,395 $16,339 $16,339
Farmers $3,675 $3,675 $3,435 $3,435 $8,182 $8,182 $4,125 $4,125
GEICO $4,167 $4,167 $4,259 $4,259 $11,800 $11,800 $3,983 $3,983
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $3,637 $3,637 $3,251 $3,251 $9,316 $9,316 $3,973 $3,973
Progressive $2,846 $2,648 $2,517 $2,808 $10,280 $10,936 $3,308 $3,058
State Farm $6,565 $6,565 $6,071 $6,071 $22,838 $22,838 $7,706 $7,706
Travelers $6,883 $6,883 $5,902 $5,902 $20,864 $20,864 $7,480 $7,480
USAA $2,451 $2,316 $2,307 $2,176 $5,923 $5,610 $2,973 $2,844

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Grass Lake, MI

Every driver must carry the minimum car insurance in Grass Lake, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Grass Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Grass Lake, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grass Lake, MI. Compare credit history car insurance rates in Grass Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grass Lake, Michigan

Insurance Company Poor Fair Good
Allstate $32,096 $17,780 $13,615
Farmers $6,398 $4,245 $3,920
GEICO $7,785 $5,720 $4,652
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $6,305 $4,764 $4,063
Progressive $5,539 $4,661 $4,200
State Farm $17,500 $8,862 $6,023
Travelers $10,538 $10,219 $10,090
USAA $4,963 $2,844 $2,168

Cheapest Grass Lake, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grass Lake, MI to rates for a clean record with top companies.

Annual Grass Lake, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,314 $13,798 $46,120 $14,422
Farmers $4,084 $5,196 $5,131 $5,005
GEICO $2,110 $4,503 $13,671 $3,924
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $4,326 $5,753 $5,235 $4,862
Progressive $4,074 $5,340 $4,806 $4,980
State Farm $6,895 $8,251 $17,747 $10,286
Travelers $6,935 $9,931 $16,054 $8,208
USAA $2,680 $3,339 $4,362 $2,918

Cheapest Grass Lake, MI Car Insurance for Teen Drivers

Teen car insurance in Grass Lake, MI can be expensive. Take a look at rates from the top car insurance companies in Grass Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grass Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $38,395 $38,395
Farmers $8,182 $8,182
GEICO $11,800 $11,800
Liberty Mutual $31,732 $31,732
Nationwide $9,316 $9,316
Progressive $10,280 $10,936
State Farm $22,838 $22,838
Travelers $20,864 $20,864
USAA $5,923 $5,610

Cheapest Grass Lake, MI Car Insurance for Seniors

Take a look at Grass Lake, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grass Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,412 $14,412
Farmers $3,435 $3,435
GEICO $4,259 $4,259
Liberty Mutual $13,352 $13,352
Nationwide $3,251 $3,251
Progressive $2,517 $2,808
State Farm $6,071 $6,071
Travelers $5,902 $5,902
USAA $2,307 $2,176

Cheapest Grass Lake, MI Car Insurance Rates After a DUI

A DUI in Grass Lake, MI increases car insurance rates. Compare Grass Lake, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grass Lake, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $46,120
Farmers $5,131
GEICO $13,671
Liberty Mutual $28,191
Nationwide $5,235
Progressive $4,806
State Farm $17,747
Travelers $16,054
USAA $4,362

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grass Lake, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grass Lake, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grass Lake, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,164 $21,164
Farmers $4,854 $4,854
GEICO $5,915 $6,190
Liberty Mutual $17,393 $18,634
Nationwide $5,044 $5,044
Progressive $4,800 $4,800
State Farm $10,510 $11,080
Travelers $10,223 $10,341
USAA $3,287 $3,363

The Best Cheap Car Insurance Companies in Grass Lake, MI

Take a look at a side-by-side comparison of the top car insurance companies in Grass Lake, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grass Lake, Michigan

Insurance Company Average Annual Rates
Allstate $21,164
Farmers $4,854
GEICO $6,052
Liberty Mutual $18,013
Nationwide $5,044
Progressive $4,800
State Farm $10,795
Travelers $10,282
USAA $3,325

Category Winners: Cheapest Car Insurance in Grass Lake, Michigan

Find the cheapest car insurance companies in Grass Lake, MI for each category right here.

Best Annual Car Insurance Rates by Company in Grass Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Grass Lake, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grass Lake car insurance rates. Find the cheapest Grass Lake, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grass Lake, Michigan

Insurance Company Low Medium High
Allstate $20,511 $21,222 $21,759
Farmers $4,727 $4,844 $4,992
GEICO $5,662 $5,999 $6,495
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $5,245 $4,969 $4,919
Progressive $4,661 $4,806 $4,934
State Farm $10,290 $10,857 $11,238
Travelers $10,181 $10,292 $10,373
USAA $3,231 $3,332 $3,411

What affects car insurance rates in Grass Lake, Michigan?

What factors can have an impact on Grass Lake, MI car insurance? There are several reasons why Grass Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grass Lake, Michigan.

Commute Time in Grass Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Grass Lake, MI is 27.8 minutes according to City-Data.

Compare Car Insurance Quotes in Grass Lake, MI

Ready to find affordable Grass Lake, Michigan car insurance today? Enter your ZIP code for fast, free Grass Lake, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption