Compare Greenwood, IN Car Insurance Rates (2021)

Car insurance in Greenwood, IN averages $261 a month. Greenwood, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Greenwood car insurance rates, compare quotes from the top car insurance companies in Greenwood, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Greenwood is 46143
  • Average car insurance rates in Greenwood, IN are $3,135/year
  • The cheapest car insurance company in Greenwood for teen drivers is USAA

If you need to buy Greenwood, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Greenwood, IN is right here.

You’ll find Greenwood car insurance rates, the cheapest Greenwood, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Greenwood, Indiana car insurance rates to Bloomington car insurance rates, Fishers car insurance rates, and Gary car insurance rates.

Ready to find affordable Greenwood, IN car insurance today? Enter your ZIP code for fast, free Greenwood car insurance quotes.

Cheapest Greenwood, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Greenwood, IN car insurance rates? Every Greenwood, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Greenwood, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,213 $1,931 $2,111 $6,961 $8,841 $2,168 $2,351
American Family $2,195 $2,195 $1,980 $1,980 $6,210 $8,933 $2,195 $2,677
Farmers $1,436 $1,418 $1,225 $1,377 $7,825 $8,357 $1,904 $2,059
GEICO $1,604 $1,599 $1,510 $1,568 $4,797 $4,448 $1,842 $1,613
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,597 $1,629 $1,403 $1,493 $4,709 $6,091 $1,880 $2,051
Progressive $1,663 $1,567 $1,512 $1,520 $9,963 $11,181 $2,087 $2,121
State Farm $1,492 $1,492 $1,342 $1,342 $4,712 $6,019 $1,659 $1,848
Travelers $1,161 $1,179 $1,094 $1,092 $7,326 $11,574 $1,233 $1,414
USAA $1,014 $996 $949 $950 $2,881 $3,205 $1,368 $1,455

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Minimum Car Insurance in Greenwood, IN

Every driver must carry the minimum car insurance in Greenwood, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Greenwood, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Greenwood, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Greenwood, IN. Compare credit history car insurance rates in Greenwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Greenwood, Indiana

Insurance Company Poor Fair Good
Allstate $4,432 $3,323 $3,026
American Family $4,861 $3,145 $2,631
Farmers $3,728 $3,048 $2,825
GEICO $2,856 $2,373 $1,890
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,967 $2,506 $2,347
Progressive $4,346 $3,862 $3,647
State Farm $3,627 $2,163 $1,676
Travelers $3,625 $3,077 $3,075
USAA $2,155 $1,427 $1,224

Cheapest Greenwood, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Greenwood, IN to rates for a clean record with top companies.

Annual Greenwood, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $4,225 $3,892 $3,402
American Family $2,442 $3,897 $4,932 $2,911
Farmers $2,861 $3,341 $3,440 $3,158
GEICO $1,543 $2,454 $3,353 $2,141
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,246 $2,886 $2,769 $2,525
Progressive $2,958 $5,209 $3,530 $4,110
State Farm $2,426 $2,675 $2,426 $2,426
Travelers $2,771 $3,421 $3,874 $2,970
USAA $1,207 $1,724 $1,980 $1,499

Cheapest Greenwood, IN Car Insurance for Teen Drivers

Teen car insurance in Greenwood, IN can be expensive. Take a look at rates from the top car insurance companies in Greenwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Greenwood, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,961 $8,841
American Family $6,210 $8,933
Farmers $7,825 $8,357
GEICO $4,797 $4,448
Liberty Mutual $7,045 $10,603
Nationwide $4,709 $6,091
Progressive $9,963 $11,181
State Farm $4,712 $6,019
Travelers $7,326 $11,574
USAA $2,881 $3,205

Cheapest Greenwood, IN Car Insurance for Seniors

Take a look at Greenwood, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Greenwood, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,931 $2,111
American Family $1,980 $1,980
Farmers $1,225 $1,377
GEICO $1,510 $1,568
Liberty Mutual $2,998 $2,998
Nationwide $1,403 $1,493
Progressive $1,512 $1,520
State Farm $1,342 $1,342
Travelers $1,094 $1,092
USAA $949 $950

Cheapest Greenwood, IN Car Insurance Rates After a DUI

A DUI in Greenwood, IN increases car insurance rates. Compare Greenwood, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Greenwood, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,892
American Family $4,932
Farmers $3,440
GEICO $3,353
Liberty Mutual $6,929
Nationwide $2,769
Progressive $3,530
State Farm $2,426
Travelers $3,874
USAA $1,980

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Cheapest Greenwood, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Greenwood, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Greenwood, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,594 $3,594
American Family $3,502 $3,589
Farmers $3,200 $3,200
GEICO $2,334 $2,412
Liberty Mutual $4,607 $4,855
Nationwide $2,607 $2,607
Progressive $3,952 $3,952
State Farm $2,418 $2,558
Travelers $3,259 $3,259
USAA $1,581 $1,623

Cheapest Greenwood, IN Car Insurance Rates by ZIP Code

Greenwood car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Greenwood, IN.

Annual Car Insurance Rates by ZIP Code in Greenwood, Indiana

ZIP Code Average Annual Rates
46142 $3,084
46143 $3,052

The Best Cheap Car Insurance Companies in Greenwood, IN

Take a look at a side-by-side comparison of the top car insurance companies in Greenwood, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Greenwood, Indiana

Insurance Company Average Annual Rates
Allstate $3,594
American Family $3,546
Farmers $3,200
GEICO $2,373
Liberty Mutual $4,731
Nationwide $2,607
Progressive $3,952
State Farm $2,488
Travelers $3,259
USAA $1,602

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Category Winners: Cheapest Car Insurance in Greenwood, Indiana

Find the cheapest car insurance companies in Greenwood, IN for each category right here.

Best Annual Car Insurance Rates by Company in Greenwood, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Greenwood, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Greenwood car insurance rates. Find the cheapest Greenwood, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Greenwood, Indiana

Insurance Company Low Medium High
Allstate $3,392 $3,577 $3,812
American Family $3,492 $3,662 $3,483
Farmers $3,093 $3,196 $3,312
GEICO $2,229 $2,366 $2,523
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,644 $2,587 $2,589
Progressive $3,737 $3,892 $4,226
State Farm $2,361 $2,488 $2,616
Travelers $3,197 $3,289 $3,291
USAA $1,544 $1,599 $1,664

What affects car insurance rates in Greenwood, Indiana?

What factors can have an impact on Greenwood, IN car insurance? There are several reasons why Greenwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Greenwood, Indiana.

Car Theft in Greenwood

High levels of vehicle theft can make car insurance more expensive. Greenwood, IN car theft statistics from the FBI indicate 141 vehicle thefts a year.

Commute Time in Greenwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Greenwood, IN is 26.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Greenwood, IN

Ready to find affordable Greenwood, Indiana car insurance today? Enter your ZIP code for fast, free Greenwood, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State