Compare Grimes, IA Car Insurance Rates (2021)

Car insurance in Grimes, IA averages $233 a month. Grimes, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Grimes car insurance rates, compare quotes from the top car insurance companies in Grimes, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Grimes is USAA
  • The cheapest car insurance company in Grimes for teen drivers is USAA
  • Average car insurance rates in Grimes, IA are $2,790/year

If you need to buy Grimes, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Grimes, IA is right here.

You’ll find Grimes car insurance rates, the cheapest Grimes, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Grimes, Iowa car insurance rates to Ankeny car insurance rates, Cedar Rapids car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Grimes, IA car insurance today? Enter your ZIP code for fast, free Grimes car insurance quotes.

Cheapest Grimes, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grimes, IA car insurance rates? Every Grimes, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grimes, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,835 $1,722 $1,748 $5,816 $6,590 $2,074 $2,130
American Family $1,763 $1,763 $1,583 $1,583 $4,787 $6,660 $1,763 $2,116
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,668 $1,702 $1,492 $1,581 $3,992 $5,118 $1,906 $2,062
Progressive $1,353 $1,280 $1,124 $1,167 $3,699 $4,152 $1,625 $1,758
State Farm $1,250 $1,250 $1,122 $1,122 $3,726 $4,686 $1,413 $1,624
Travelers $2,191 $2,232 $2,148 $2,150 $9,952 $15,876 $2,286 $2,667
USAA $1,164 $1,166 $1,079 $1,085 $3,279 $3,453 $1,386 $1,524

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Minimum Car Insurance in Grimes, IA

Every driver must carry the minimum car insurance in Grimes, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Grimes, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Grimes, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grimes, IA. Compare credit history car insurance rates in Grimes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grimes, Iowa

Insurance Company Poor Fair Good
Allstate $3,559 $2,828 $2,553
American Family $3,506 $2,577 $2,174
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $2,949 $2,332 $2,039
Progressive $2,353 $1,938 $1,769
State Farm $2,882 $1,784 $1,407
Travelers $5,545 $4,745 $4,524
USAA $2,308 $1,601 $1,392

Cheapest Grimes, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grimes, IA to rates for a clean record with top companies.

Annual Grimes, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,509 $3,056 $3,525 $2,828
American Family $1,986 $2,920 $3,771 $2,333
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,782 $2,536 $3,434 $2,008
Progressive $1,614 $2,697 $1,755 $2,014
State Farm $1,851 $2,197 $2,024 $2,024
Travelers $3,589 $4,803 $6,437 $4,922
USAA $1,342 $1,819 $2,361 $1,545

Cheapest Grimes, IA Car Insurance for Teen Drivers

Teen car insurance in Grimes, IA can be expensive. Take a look at rates from the top car insurance companies in Grimes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grimes, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,816 $6,590
American Family $4,787 $6,660
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,064 $11,330
Nationwide $3,992 $5,118
Progressive $3,699 $4,152
State Farm $3,726 $4,686
Travelers $9,952 $15,876
USAA $3,279 $3,453

Cheapest Grimes, IA Car Insurance for Seniors

Take a look at Grimes, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grimes, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,722 $1,748
American Family $1,583 $1,583
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,831 $2,225
Nationwide $1,492 $1,581
Progressive $1,124 $1,167
State Farm $1,122 $1,122
Travelers $2,148 $2,150
USAA $1,079 $1,085

Cheapest Grimes, IA Car Insurance Rates After a DUI

A DUI in Grimes, IA increases car insurance rates. Compare Grimes, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grimes, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,525
American Family $3,771
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,732
Nationwide $3,434
Progressive $1,755
State Farm $2,024
Travelers $6,437
USAA $2,361

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Cheapest Grimes, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grimes, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grimes, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,909 $3,051
American Family $2,720 $2,784
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,343 $4,343
Nationwide $2,440 $2,440
Progressive $2,020 $2,020
State Farm $1,974 $2,074
Travelers $4,938 $4,938
USAA $1,703 $1,831

The Best Cheap Car Insurance Companies in Grimes, IA

Take a look at a side-by-side comparison of the top car insurance companies in Grimes, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grimes, Iowa

Insurance Company Average Annual Rates
Allstate $2,980
American Family $2,752
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,343
Nationwide $2,440
Progressive $2,020
State Farm $2,024
Travelers $4,938
USAA $1,767

Category Winners: Cheapest Car Insurance in Grimes, Iowa

Find the cheapest car insurance companies in Grimes, IA for each category right here.

Best Annual Car Insurance Rates by Company in Grimes, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Grimes, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grimes car insurance rates. Find the cheapest Grimes, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grimes, Iowa

Insurance Company Low Medium High
Allstate $2,888 $2,983 $3,069
American Family $2,747 $2,906 $2,604
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,521 $2,439 $2,361
Progressive $1,891 $2,033 $2,135
State Farm $1,899 $2,039 $2,134
Travelers $4,622 $5,014 $5,178
USAA $1,661 $1,774 $1,866

What affects car insurance rates in Grimes, Iowa?

What factors can have an impact on Grimes, IA car insurance? There are several reasons why Grimes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grimes, Iowa.

Commute Time in Grimes

The more time you spend in your car the higher the risk of an accident. The average commute length in Grimes, IA is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Grimes, IA

Ready to find affordable Grimes, Iowa car insurance today? Enter your ZIP code for fast, free Grimes, IA car insurance quotes.

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