Compare Guymon, OK Car Insurance Rates (2021)

Car insurance in Guymon, OK averages $311 a month. Guymon, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Guymon car insurance rates, compare quotes from the top car insurance companies in Guymon, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Guymon, OK are $3,736/year
  • Average car insurance rates in Guymon, OK after a DUI are $4,231/year
  • The cheapest car insurance company in Guymon is State Farm

If you need to buy Guymon, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Guymon, OK is right here.

You’ll find Guymon car insurance rates, the cheapest Guymon, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Guymon, Oklahoma car insurance rates to Norman car insurance rates, Stillwater car insurance rates, and Midwest City car insurance rates.

Ready to find affordable Guymon, OK car insurance today? Enter your ZIP code for fast, free Guymon car insurance quotes.

Cheapest Guymon, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Guymon, OK car insurance rates? Every Guymon, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guymon, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,222 $2,211 $2,000 $2,103 $8,136 $8,355 $2,515 $2,644
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,210 $4,447 $3,700 $4,026 $11,241 $12,332 $4,376 $4,529
Progressive $2,197 $2,095 $1,806 $1,907 $8,714 $9,781 $2,580 $2,723
State Farm $1,753 $1,753 $1,541 $1,541 $4,347 $5,476 $1,838 $2,069
USAA $1,837 $1,859 $1,742 $1,784 $5,760 $6,484 $2,387 $2,651

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Minimum Car Insurance in Guymon, OK

Every driver must carry the minimum car insurance in Guymon, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Guymon, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Guymon, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Guymon, OK. Compare credit history car insurance rates in Guymon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Guymon, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,347 $3,573 $3,401
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,771 $5,347 $4,205
Progressive $4,519 $3,840 $3,568
State Farm $3,527 $2,265 $1,827
USAA $4,582 $2,570 $2,038

Cheapest Guymon, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guymon, OK to rates for a clean record with top companies.

Annual Guymon, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,194 $4,083 $3,983 $3,834
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,140 $6,857 $7,762 $5,671
Progressive $3,098 $5,747 $3,417 $3,640
State Farm $2,364 $2,715 $2,540 $2,540
USAA $2,266 $3,225 $3,979 $2,783

Cheapest Guymon, OK Car Insurance for Teen Drivers

Teen car insurance in Guymon, OK can be expensive. Take a look at rates from the top car insurance companies in Guymon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Guymon, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,136 $8,355
GEICO $6,078 $6,489
Liberty Mutual $11,241 $12,332
Progressive $8,714 $9,781
State Farm $4,347 $5,476
USAA $5,760 $6,484

Cheapest Guymon, OK Car Insurance for Seniors

Take a look at Guymon, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Guymon, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,000 $2,103
GEICO $2,260 $2,500
Liberty Mutual $3,700 $4,026
Progressive $1,806 $1,907
State Farm $1,541 $1,541
USAA $1,742 $1,784

Cheapest Guymon, OK Car Insurance Rates After a DUI

A DUI in Guymon, OK increases car insurance rates. Compare Guymon, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Guymon, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
Farmers $3,983
GEICO $3,899
Liberty Mutual $7,762
Progressive $3,417
State Farm $2,540
USAA $3,979

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Cheapest Guymon, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Guymon, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Guymon, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $3,773 $3,773
GEICO $3,136 $3,262
Liberty Mutual $6,108 $6,108
Progressive $3,975 $3,975
State Farm $2,497 $2,582
USAA $3,026 $3,100

The Best Cheap Car Insurance Companies in Guymon, OK

Take a look at a side-by-side comparison of the top car insurance companies in Guymon, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Guymon, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $3,773
GEICO $3,199
Liberty Mutual $6,108
Progressive $3,975
State Farm $2,540
USAA $3,063

Category Winners: Cheapest Car Insurance in Guymon, Oklahoma

Find the cheapest car insurance companies in Guymon, OK for each category right here.

Best Annual Car Insurance Rates by Company in Guymon, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Guymon, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Guymon car insurance rates. Find the cheapest Guymon, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Guymon, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,628 $3,736 $3,957
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,806 $6,086 $6,431
Progressive $3,717 $3,953 $4,257
State Farm $2,393 $2,519 $2,706
USAA $2,975 $3,057 $3,157

What affects car insurance rates in Guymon, Oklahoma?

What factors can have an impact on Guymon, OK car insurance? There are several reasons why Guymon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Guymon, Oklahoma.

Commute Time in Guymon

The more time you spend in your car the higher the risk of an accident. The average commute length in Guymon, OK is 13.6 minutes according to City-Data.

Compare Car Insurance Quotes in Guymon, OK

Ready to find affordable Guymon, Oklahoma car insurance today? Enter your ZIP code for fast, free Guymon, OK car insurance quotes.

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