Compare Hamburg, PA Car Insurance Rates (2021)

Car insurance in Hamburg, PA averages $337 a month. Hamburg, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hamburg car insurance rates, compare quotes from the top car insurance companies in Hamburg, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Hamburg, PA after a DUI are $4,441/year
  • Average car insurance rates in Hamburg, PA are $4,040/year
  • The cheapest car insurance company in Hamburg is USAA

If you need to buy Hamburg, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Hamburg, PA is right here.

You’ll find Hamburg car insurance rates, the cheapest Hamburg, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Hamburg, Pennsylvania car insurance rates to Harrisburg car insurance rates, Erie car insurance rates, and Reading car insurance rates.

Ready to find affordable Hamburg, PA car insurance today? Enter your ZIP code for fast, free Hamburg car insurance quotes.

Cheapest Hamburg, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamburg, PA car insurance rates? Every Hamburg, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamburg, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,300 $2,300 $2,127 $2,127 $7,747 $7,747 $2,523 $2,523
GEICO $2,342 $2,024 $2,232 $1,930 $5,796 $5,023 $2,334 $2,017
Liberty Mutual $3,823 $3,823 $3,503 $3,503 $11,150 $11,150 $4,851 $4,851
Nationwide $1,826 $1,826 $1,731 $1,731 $5,177 $5,177 $2,050 $2,050
Progressive $2,687 $2,687 $2,402 $2,402 $8,810 $8,810 $3,446 $3,446
State Farm $1,611 $1,611 $1,424 $1,424 $5,808 $5,808 $1,780 $1,780
Travelers $1,840 $1,840 $1,998 $1,998 $27,441 $27,441 $2,204 $2,204
USAA $1,141 $1,141 $1,031 $1,031 $3,489 $3,489 $1,514 $1,514

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Hamburg, PA

Every driver must carry the minimum car insurance in Hamburg, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Hamburg, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hamburg, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hamburg, PA. Compare credit history car insurance rates in Hamburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hamburg, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,696 $3,503 $2,824
GEICO $4,456 $2,502 $1,929
Liberty Mutual $7,445 $5,337 $4,713
Nationwide $3,160 $2,604 $2,324
Progressive $5,732 $4,033 $3,244
State Farm $3,782 $2,340 $1,845
Travelers $9,093 $8,232 $7,788
USAA $2,235 $1,667 $1,479

Cheapest Hamburg, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamburg, PA to rates for a clean record with top companies.

Annual Hamburg, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,517 $4,146 $3,517 $3,517
GEICO $2,179 $3,734 $2,918 $3,018
Liberty Mutual $5,309 $6,105 $5,956 $5,956
Nationwide $1,947 $2,607 $3,629 $2,601
Progressive $3,926 $5,447 $4,040 $3,933
State Farm $2,426 $2,885 $2,656 $2,656
Travelers $5,902 $8,449 $10,682 $8,449
USAA $1,441 $1,995 $2,128 $1,610

Cheapest Hamburg, PA Car Insurance for Teen Drivers

Teen car insurance in Hamburg, PA can be expensive. Take a look at rates from the top car insurance companies in Hamburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamburg, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,747 $7,747
GEICO $5,796 $5,023
Liberty Mutual $11,150 $11,150
Nationwide $5,177 $5,177
Progressive $8,810 $8,810
State Farm $5,808 $5,808
Travelers $27,441 $27,441
USAA $3,489 $3,489

Cheapest Hamburg, PA Car Insurance for Seniors

Take a look at Hamburg, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamburg, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,127
GEICO $2,232 $1,930
Liberty Mutual $3,503 $3,503
Nationwide $1,731 $1,731
Progressive $2,402 $2,402
State Farm $1,424 $1,424
Travelers $1,998 $1,998
USAA $1,031 $1,031

Cheapest Hamburg, PA Car Insurance Rates After a DUI

A DUI in Hamburg, PA increases car insurance rates. Compare Hamburg, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamburg, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,517
GEICO $2,918
Liberty Mutual $5,956
Nationwide $3,629
Progressive $4,040
State Farm $2,656
Travelers $10,682
USAA $2,128

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hamburg, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamburg, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamburg, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,600 $3,748
GEICO $2,917 $3,007
Liberty Mutual $5,683 $5,981
Nationwide $2,696 $2,696
Progressive $4,336 $4,336
State Farm $2,577 $2,734
Travelers $8,371 $8,371
USAA $1,743 $1,845

The Best Cheap Car Insurance Companies in Hamburg, PA

Take a look at a side-by-side comparison of the top car insurance companies in Hamburg, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamburg, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,674
GEICO $2,962
Liberty Mutual $5,832
Nationwide $2,696
Progressive $4,336
State Farm $2,656
Travelers $8,371
USAA $1,794

Category Winners: Cheapest Car Insurance in Hamburg, Pennsylvania

Find the cheapest car insurance companies in Hamburg, PA for each category right here.

Best Annual Car Insurance Rates by Company in Hamburg, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hamburg, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamburg car insurance rates. Find the cheapest Hamburg, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamburg, Pennsylvania

Insurance Company Low Medium High
Allstate $3,522 $3,696 $3,805
GEICO $2,674 $2,986 $3,226
Liberty Mutual $5,532 $5,876 $6,087
Nationwide $2,704 $2,734 $2,650
Progressive $3,958 $4,373 $4,678
State Farm $2,480 $2,693 $2,793
Travelers $8,435 $8,383 $8,293
USAA $1,662 $1,811 $1,908

What affects car insurance rates in Hamburg, Pennsylvania?

What factors can have an impact on Hamburg, PA car insurance? There are several reasons why Hamburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamburg, Pennsylvania.

Commute Time in Hamburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Hamburg, PA is 28.0 minutes according to City-Data.

Traffic in Hamburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hamburg, PA traffic data from INRIX ranks Hamburg as the 81st-most congested in the world.

Compare Car Insurance Quotes in Hamburg, PA

Ready to find affordable Hamburg, Pennsylvania car insurance today? Enter your ZIP code for fast, free Hamburg, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption