Compare Hobart, IN Car Insurance Rates (2021)

Car insurance in Hobart, IN averages $310 a month. Hobart, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hobart car insurance rates, compare quotes from the top car insurance companies in Hobart, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hobart for teen drivers is USAA
  • Average car insurance rates in Hobart, IN are $3,724/year
  • The cheapest ZIP code in Hobart is 46342

If you need to buy Hobart, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Hobart, IN is right here.

You’ll find Hobart car insurance rates, the cheapest Hobart, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Hobart, Indiana car insurance rates to Bloomington car insurance rates, Fort Wayne car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Hobart, IN car insurance today? Enter your ZIP code for fast, free Hobart car insurance quotes.

Cheapest Hobart, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hobart, IN car insurance rates? Every Hobart, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hobart, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,468 $2,520 $2,180 $2,386 $7,770 $9,843 $2,486 $2,696
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $1,959 $1,929 $1,676 $1,889 $10,726 $11,462 $2,590 $2,789
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $4,381 $4,381 $4,028 $4,028 $9,573 $14,447 $4,381 $6,001
Nationwide $1,621 $1,658 $1,425 $1,521 $4,652 $6,039 $1,895 $2,072
Progressive $1,829 $1,726 $1,661 $1,670 $10,916 $12,287 $2,295 $2,333
State Farm $1,659 $1,659 $1,494 $1,494 $5,148 $6,591 $1,844 $2,040
Travelers $1,373 $1,402 $1,265 $1,275 $8,371 $13,434 $1,439 $1,692
USAA $1,229 $1,208 $1,151 $1,154 $3,484 $3,874 $1,662 $1,769

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Minimum Car Insurance in Hobart, IN

Every driver must carry the minimum car insurance in Hobart, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Hobart, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hobart, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hobart, IN. Compare credit history car insurance rates in Hobart from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hobart, Indiana

Insurance Company Poor Fair Good
Allstate $5,008 $3,730 $3,393
American Family $5,891 $3,816 $3,192
Farmers $5,107 $4,165 $3,861
GEICO $3,254 $2,701 $2,149
Liberty Mutual $8,522 $5,551 $5,134
Nationwide $2,972 $2,511 $2,348
Progressive $4,777 $4,240 $4,002
State Farm $3,987 $2,384 $1,851
Travelers $4,211 $3,567 $3,566
USAA $2,602 $1,733 $1,490

Cheapest Hobart, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hobart, IN to rates for a clean record with top companies.

Annual Hobart, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,218 $4,749 $4,376 $3,831
American Family $2,969 $4,705 $5,988 $3,537
Farmers $3,922 $4,555 $4,706 $4,327
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $4,990 $5,887 $9,232 $5,500
Nationwide $2,248 $2,891 $2,773 $2,529
Progressive $3,231 $5,745 $3,863 $4,519
State Farm $2,674 $2,943 $2,674 $2,674
Travelers $3,217 $3,963 $4,492 $3,454
USAA $1,462 $2,092 $2,398 $1,814

Cheapest Hobart, IN Car Insurance for Teen Drivers

Teen car insurance in Hobart, IN can be expensive. Take a look at rates from the top car insurance companies in Hobart for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hobart, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,770 $9,843
American Family $7,485 $10,799
Farmers $10,726 $11,462
GEICO $5,458 $5,044
Liberty Mutual $9,573 $14,447
Nationwide $4,652 $6,039
Progressive $10,916 $12,287
State Farm $5,148 $6,591
Travelers $8,371 $13,434
USAA $3,484 $3,874

Cheapest Hobart, IN Car Insurance for Seniors

Take a look at Hobart, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hobart, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,180 $2,386
American Family $2,409 $2,409
Farmers $1,676 $1,889
GEICO $1,725 $1,804
Liberty Mutual $4,028 $4,028
Nationwide $1,425 $1,521
Progressive $1,661 $1,670
State Farm $1,494 $1,494
Travelers $1,265 $1,275
USAA $1,151 $1,154

Cheapest Hobart, IN Car Insurance Rates After a DUI

A DUI in Hobart, IN increases car insurance rates. Compare Hobart, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hobart, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,376
American Family $5,988
Farmers $4,706
GEICO $3,818
Liberty Mutual $9,232
Nationwide $2,773
Progressive $3,863
State Farm $2,674
Travelers $4,492
USAA $2,398

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Cheapest Hobart, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hobart, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hobart, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,044 $4,044
American Family $4,248 $4,352
Farmers $4,378 $4,378
GEICO $2,654 $2,749
Liberty Mutual $6,232 $6,572
Nationwide $2,610 $2,610
Progressive $4,340 $4,340
State Farm $2,663 $2,819
Travelers $3,781 $3,781
USAA $1,916 $1,967

Cheapest Hobart, IN Car Insurance Rates by ZIP Code

Hobart car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hobart, IN.

Annual Car Insurance Rates by ZIP Code in Hobart, Indiana

ZIP Code Average Annual Rates
46342 $3,550
46410 $3,720

The Best Cheap Car Insurance Companies in Hobart, IN

Take a look at a side-by-side comparison of the top car insurance companies in Hobart, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hobart, Indiana

Insurance Company Average Annual Rates
Allstate $4,044
American Family $4,300
Farmers $4,378
GEICO $2,701
Liberty Mutual $6,402
Nationwide $2,610
Progressive $4,340
State Farm $2,741
Travelers $3,781
USAA $1,942

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Category Winners: Cheapest Car Insurance in Hobart, Indiana

Find the cheapest car insurance companies in Hobart, IN for each category right here.

Best Annual Car Insurance Rates by Company in Hobart, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Hobart, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hobart car insurance rates. Find the cheapest Hobart, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hobart, Indiana

Insurance Company Low Medium High
Allstate $3,822 $4,024 $4,285
American Family $4,250 $4,440 $4,209
Farmers $4,199 $4,367 $4,566
GEICO $2,510 $2,695 $2,899
Liberty Mutual $6,184 $6,383 $6,639
Nationwide $2,635 $2,588 $2,607
Progressive $4,056 $4,260 $4,703
State Farm $2,589 $2,741 $2,893
Travelers $3,689 $3,817 $3,838
USAA $1,860 $1,936 $2,028

What affects car insurance rates in Hobart, Indiana?

What factors can have an impact on Hobart, IN car insurance? There are several reasons why Hobart car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hobart, Indiana.

Car Theft in Hobart

High levels of vehicle theft can make car insurance more expensive. Hobart, IN car theft statistics from the FBI indicate 41 vehicle thefts a year.

Commute Time in Hobart

The more time you spend in your car the higher the risk of an accident. The average commute length in Hobart, IN is 26.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Hobart, IN

Ready to find affordable Hobart, Indiana car insurance today? Enter your ZIP code for fast, free Hobart, IN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State