Compare Horsham, PA Car Insurance Rates (2021)

Car insurance in Horsham, PA averages $391 a month. Horsham, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Horsham car insurance rates, compare quotes from the top car insurance companies in Horsham, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Horsham, PA are $4,694/year
  • The cheapest car insurance company in Horsham is USAA
  • Average car insurance rates in Horsham, PA after a DUI are $5,152/year

If you need to buy Horsham, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Horsham, PA is right here.

You’ll find Horsham car insurance rates, the cheapest Horsham, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Horsham, Pennsylvania car insurance rates to Harrisburg car insurance rates, Philadelphia car insurance rates, and York car insurance rates.

Ready to find affordable Horsham, PA car insurance today? Enter your ZIP code for fast, free Horsham car insurance quotes.

Cheapest Horsham, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Horsham, PA car insurance rates? Every Horsham, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Horsham, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,966 $2,966 $2,779 $2,779 $10,628 $10,628 $3,214 $3,214
GEICO $2,076 $1,795 $2,009 $1,738 $5,341 $4,632 $2,068 $1,789
Liberty Mutual $4,292 $4,292 $3,936 $3,936 $12,431 $12,431 $5,434 $5,434
Nationwide $2,124 $2,124 $2,024 $2,024 $5,941 $5,941 $2,382 $2,382
Progressive $3,463 $3,463 $3,120 $3,120 $11,213 $11,213 $4,335 $4,335
State Farm $1,823 $1,823 $1,624 $1,624 $6,734 $6,734 $2,025 $2,025
Travelers $2,077 $2,077 $2,271 $2,271 $32,279 $32,279 $2,477 $2,477
USAA $1,244 $1,244 $1,130 $1,130 $3,878 $3,878 $1,648 $1,648

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Minimum Car Insurance in Horsham, PA

Every driver must carry the minimum car insurance in Horsham, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Horsham, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Horsham, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Horsham, PA. Compare credit history car insurance rates in Horsham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Horsham, Pennsylvania

Insurance Company Poor Fair Good
Allstate $6,236 $4,685 $3,769
GEICO $4,027 $2,266 $1,750
Liberty Mutual $8,323 $5,972 $5,275
Nationwide $3,657 $3,013 $2,683
Progressive $7,302 $5,153 $4,144
State Farm $4,344 $2,688 $2,121
Travelers $10,605 $9,622 $9,100
USAA $2,467 $1,834 $1,625

Cheapest Horsham, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Horsham, PA to rates for a clean record with top companies.

Annual Horsham, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,674 $5,566 $4,674 $4,674
GEICO $1,967 $3,423 $2,630 $2,704
Liberty Mutual $5,917 $6,853 $6,662 $6,662
Nationwide $2,267 $3,030 $4,179 $2,995
Progressive $4,999 $6,957 $5,161 $5,015
State Farm $2,770 $3,333 $3,051 $3,051
Travelers $6,874 $9,859 $12,511 $9,859
USAA $1,581 $2,202 $2,350 $1,768

Cheapest Horsham, PA Car Insurance for Teen Drivers

Teen car insurance in Horsham, PA can be expensive. Take a look at rates from the top car insurance companies in Horsham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Horsham, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,628 $10,628
GEICO $5,341 $4,632
Liberty Mutual $12,431 $12,431
Nationwide $5,941 $5,941
Progressive $11,213 $11,213
State Farm $6,734 $6,734
Travelers $32,279 $32,279
USAA $3,878 $3,878

Cheapest Horsham, PA Car Insurance for Seniors

Take a look at Horsham, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Horsham, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,779 $2,779
GEICO $2,009 $1,738
Liberty Mutual $3,936 $3,936
Nationwide $2,024 $2,024
Progressive $3,120 $3,120
State Farm $1,624 $1,624
Travelers $2,271 $2,271
USAA $1,130 $1,130

Cheapest Horsham, PA Car Insurance Rates After a DUI

A DUI in Horsham, PA increases car insurance rates. Compare Horsham, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Horsham, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,674
GEICO $2,630
Liberty Mutual $6,662
Nationwide $4,179
Progressive $5,161
State Farm $3,051
Travelers $12,511
USAA $2,350

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Cheapest Horsham, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Horsham, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Horsham, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,791 $5,002
GEICO $2,640 $2,722
Liberty Mutual $6,358 $6,689
Nationwide $3,118 $3,118
Progressive $5,533 $5,533
State Farm $2,960 $3,143
Travelers $9,776 $9,776
USAA $1,919 $2,031

The Best Cheap Car Insurance Companies in Horsham, PA

Take a look at a side-by-side comparison of the top car insurance companies in Horsham, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Horsham, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,897
GEICO $2,681
Liberty Mutual $6,523
Nationwide $3,118
Progressive $5,533
State Farm $3,051
Travelers $9,776
USAA $1,975

Category Winners: Cheapest Car Insurance in Horsham, Pennsylvania

Find the cheapest car insurance companies in Horsham, PA for each category right here.

Best Annual Car Insurance Rates by Company in Horsham, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Horsham, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Horsham car insurance rates. Find the cheapest Horsham, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Horsham, Pennsylvania

Insurance Company Low Medium High
Allstate $4,603 $4,938 $5,148
GEICO $2,385 $2,718 $2,940
Liberty Mutual $6,128 $6,584 $6,858
Nationwide $3,066 $3,169 $3,119
Progressive $4,891 $5,584 $6,123
State Farm $2,800 $3,106 $3,247
Travelers $9,714 $9,822 $9,791
USAA $1,796 $1,998 $2,131

What affects car insurance rates in Horsham, Pennsylvania?

What factors can have an impact on Horsham, PA car insurance? There are several reasons why Horsham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Horsham, Pennsylvania.

Commute Time in Horsham

The more time you spend in your car the higher the risk of an accident. The average commute length in Horsham, PA is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in Horsham, PA

Ready to find affordable Horsham, Pennsylvania car insurance today? Enter your ZIP code for fast, free Horsham, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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