Compare Iron River, WI Car Insurance Rates (2021)

Car insurance in Iron River, WI averages $263 a month. Iron River, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Iron River car insurance rates, compare quotes from the top car insurance companies in Iron River, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Iron River is American Family
  • Average car insurance rates in Iron River, WI are $3,158/year
  • The cheapest car insurance company in Iron River for teen drivers is American Family

If you need to buy Iron River, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Iron River, WI is right here.

You’ll find Iron River car insurance rates, the cheapest Iron River, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Iron River, Wisconsin car insurance rates to Eau Claire car insurance rates, Madison car insurance rates, and La Crosse car insurance rates.

Ready to find affordable Iron River, WI car insurance today? Enter your ZIP code for fast, free Iron River car insurance quotes.

Cheapest Iron River, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Iron River, WI car insurance rates? Every Iron River, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Iron River, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,361 $2,499 $2,168 $2,402 $7,358 $9,441 $2,414 $2,627
American Family $1,023 $1,074 $951 $962 $2,770 $3,074 $1,204 $1,286
Farmers $1,860 $1,861 $1,656 $1,744 $8,361 $8,650 $2,115 $2,233
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,256 $2,483 $1,830 $2,094 $6,610 $7,444 $2,404 $2,628
Nationwide $4,250 $4,485 $3,490 $3,689 $8,380 $12,765 $5,145 $6,179
Progressive $1,945 $1,879 $1,594 $1,643 $6,863 $7,782 $2,342 $2,532
State Farm $1,383 $1,383 $1,205 $1,205 $3,608 $4,590 $1,551 $1,762
USAA $1,441 $1,445 $1,296 $1,329 $3,588 $4,188 $1,882 $2,078

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Minimum Car Insurance in Iron River, WI

Every driver must carry the minimum car insurance in Iron River, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Iron River, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Iron River, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Iron River, WI. Compare credit history car insurance rates in Iron River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Iron River, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,139 $3,531 $3,057
American Family $2,063 $1,362 $1,204
Farmers $4,039 $3,394 $3,248
GEICO $3,065 $2,183 $1,750
Liberty Mutual $5,043 $2,993 $2,370
Nationwide $6,800 $5,672 $5,672
Progressive $3,817 $3,196 $2,955
State Farm $3,111 $1,786 $1,360
USAA $3,339 $1,743 $1,386

Cheapest Iron River, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Iron River, WI to rates for a clean record with top companies.

Annual Iron River, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $4,391 $4,083 $3,948
American Family $1,476 $1,566 $1,566 $1,566
Farmers $3,111 $3,909 $3,697 $3,524
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,679 $3,726 $3,918 $3,552
Nationwide $5,112 $5,915 $7,250 $5,915
Progressive $3,053 $3,660 $3,158 $3,419
State Farm $1,940 $2,232 $2,086 $2,086
USAA $1,693 $2,124 $2,878 $1,928

Cheapest Iron River, WI Car Insurance for Teen Drivers

Teen car insurance in Iron River, WI can be expensive. Take a look at rates from the top car insurance companies in Iron River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Iron River, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,358 $9,441
American Family $2,770 $3,074
Farmers $8,361 $8,650
GEICO $4,697 $5,064
Liberty Mutual $6,610 $7,444
Nationwide $8,380 $12,765
Progressive $6,863 $7,782
State Farm $3,608 $4,590
USAA $3,588 $4,188

Cheapest Iron River, WI Car Insurance for Seniors

Take a look at Iron River, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Iron River, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,168 $2,402
American Family $951 $962
Farmers $1,656 $1,744
GEICO $1,472 $1,670
Liberty Mutual $1,830 $2,094
Nationwide $3,490 $3,689
Progressive $1,594 $1,643
State Farm $1,205 $1,205
USAA $1,296 $1,329

Cheapest Iron River, WI Car Insurance Rates After a DUI

A DUI in Iron River, WI increases car insurance rates. Compare Iron River, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Iron River, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,083
American Family $1,566
Farmers $3,697
GEICO $2,949
Liberty Mutual $3,918
Nationwide $7,250
Progressive $3,158
State Farm $2,086
USAA $2,878

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Cheapest Iron River, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Iron River, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Iron River, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,815 $4,003
American Family $1,517 $1,569
Farmers $3,560 $3,560
GEICO $2,281 $2,384
Liberty Mutual $3,469 $3,469
Nationwide $6,048 $6,048
Progressive $3,323 $3,323
State Farm $2,036 $2,135
USAA $2,128 $2,184

The Best Cheap Car Insurance Companies in Iron River, WI

Take a look at a side-by-side comparison of the top car insurance companies in Iron River, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Iron River, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,909
American Family $1,543
Farmers $3,560
GEICO $2,333
Liberty Mutual $3,469
Nationwide $6,048
Progressive $3,323
State Farm $2,086
USAA $2,156

Category Winners: Cheapest Car Insurance in Iron River, Wisconsin

Find the cheapest car insurance companies in Iron River, WI for each category right here.

Best Annual Car Insurance Rates by Company in Iron River, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Iron River, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Iron River car insurance rates. Find the cheapest Iron River, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Iron River, Wisconsin

Insurance Company Low Medium High
Allstate $3,747 $3,900 $4,080
American Family $1,531 $1,556 $1,542
Farmers $3,335 $3,538 $3,808
GEICO $2,196 $2,331 $2,470
Liberty Mutual $3,234 $3,494 $3,678
Nationwide $5,905 $6,045 $6,194
Progressive $3,164 $3,346 $3,458
State Farm $2,001 $2,090 $2,166
USAA $2,086 $2,157 $2,225

What affects car insurance rates in Iron River, Wisconsin?

What factors can have an impact on Iron River, WI car insurance? There are several reasons why Iron River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Iron River, Wisconsin.

Car Theft in Iron River

High levels of vehicle theft can make car insurance more expensive. Iron River, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Iron River

The more time you spend in your car the higher the risk of an accident. The average commute length in Iron River, WI is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Iron River, WI

Ready to find affordable Iron River, Wisconsin car insurance today? Enter your ZIP code for fast, free Iron River, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State