Compare Jackson, MI Car Insurance Rates (2022)

Car insurance in Jackson, MI averages $758 a month. Jackson, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Jackson car insurance rates, compare quotes from the top car insurance companies in Jackson, MI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP® Joel Ohman

UPDATED: Jun 22, 2022

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Here's What You Need to Know

  • The cheapest car insurance company in Jackson is USAA
  • Average car insurance rates in Jackson, MI after a DUI are $15,247/year
  • The cheapest ZIP code in Jackson is 49201

If you need to buy Jackson, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Jackson, MI is right here.

You’ll find Jackson car insurance rates, the cheapest Jackson, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Jackson, Michigan car insurance rates to Grand Rapids car insurance rates, Flint car insurance rates, and Lansing car insurance rates.

Ready to find affordable Jackson, MI car insurance today? Enter your ZIP code for fast, free Jackson car insurance quotes.

Cheapest Jackson, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jackson, MI car insurance rates? Every Jackson, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jackson, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,868 $14,868 $13,788 $13,788 $36,973 $36,973 $15,667 $15,667
Farmers $3,523 $3,523 $3,291 $3,291 $7,811 $7,811 $3,955 $3,955
GEICO $4,039 $4,039 $4,129 $4,129 $11,536 $11,536 $3,864 $3,864
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $3,711 $3,711 $3,326 $3,326 $9,038 $9,038 $4,028 $4,028
Progressive $2,306 $2,172 $2,054 $2,247 $8,529 $9,213 $2,678 $2,544
State Farm $6,308 $6,308 $5,848 $5,848 $22,110 $22,110 $7,409 $7,409
Travelers $6,883 $6,883 $5,902 $5,902 $20,864 $20,864 $7,480 $7,480
USAA $2,405 $2,269 $2,265 $2,134 $5,782 $5,464 $2,910 $2,778

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Minimum Car Insurance in Jackson, MI

Every driver must carry the minimum car insurance in Jackson, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Jackson, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Jackson, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jackson, MI. Compare credit history car insurance rates in Jackson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jackson, Michigan

Insurance Company Poor Fair Good
Allstate $30,823 $17,064 $13,085
Farmers $6,121 $4,062 $3,752
GEICO $7,577 $5,569 $4,530
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $6,327 $4,730 $4,021
Progressive $4,535 $3,857 $3,512
State Farm $16,885 $8,555 $5,817
Travelers $10,538 $10,219 $10,090
USAA $4,847 $2,784 $2,122

Cheapest Jackson, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jackson, MI to rates for a clean record with top companies.

Annual Jackson, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,977 $13,311 $44,114 $13,894
Farmers $3,910 $4,970 $4,908 $4,792
GEICO $2,053 $4,385 $13,309 $3,821
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $4,300 $5,735 $5,225 $4,844
Progressive $3,405 $4,398 $3,959 $4,110
State Farm $6,616 $7,939 $17,198 $9,923
Travelers $6,935 $9,931 $16,054 $8,208
USAA $2,622 $3,266 $4,262 $2,854

Cheapest Jackson, MI Car Insurance for Teen Drivers

Teen car insurance in Jackson, MI can be expensive. Take a look at rates from the top car insurance companies in Jackson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jackson, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,973 $36,973
Farmers $7,811 $7,811
GEICO $11,536 $11,536
Liberty Mutual $31,732 $31,732
Nationwide $9,038 $9,038
Progressive $8,529 $9,213
State Farm $22,110 $22,110
Travelers $20,864 $20,864
USAA $5,782 $5,464

Cheapest Jackson, MI Car Insurance for Seniors

Take a look at Jackson, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jackson, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,788 $13,788
Farmers $3,291 $3,291
GEICO $4,129 $4,129
Liberty Mutual $13,352 $13,352
Nationwide $3,326 $3,326
Progressive $2,054 $2,247
State Farm $5,848 $5,848
Travelers $5,902 $5,902
USAA $2,265 $2,134

Cheapest Jackson, MI Car Insurance Rates After a DUI

A DUI in Jackson, MI increases car insurance rates. Compare Jackson, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jackson, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,114
Farmers $4,908
GEICO $13,309
Liberty Mutual $28,191
Nationwide $5,225
Progressive $3,959
State Farm $17,198
Travelers $16,054
USAA $4,262

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Cheapest Jackson, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jackson, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jackson, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,324 $20,324
Farmers $4,645 $4,645
GEICO $5,758 $6,025
Liberty Mutual $17,393 $18,634
Nationwide $5,026 $5,026
Progressive $3,968 $3,968
State Farm $10,144 $10,694
Travelers $10,223 $10,341
USAA $3,214 $3,288

Cheapest Jackson, MI Car Insurance Rates by ZIP Code

Jackson car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Jackson, MI.

Annual Car Insurance Rates by ZIP Code in Jackson, Michigan

ZIP Code Average Annual Rates
49201 $6,477
49202 $6,482
49203 $6,484

The Best Cheap Car Insurance Companies in Jackson, MI

Take a look at a side-by-side comparison of the top car insurance companies in Jackson, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jackson, Michigan

Insurance Company Average Annual Rates
Allstate $20,324
Farmers $4,645
GEICO $5,892
Liberty Mutual $18,013
Nationwide $5,026
Progressive $3,968
State Farm $10,419
Travelers $10,282
USAA $3,251

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Category Winners: Cheapest Car Insurance in Jackson, Michigan

Find the cheapest car insurance companies in Jackson, MI for each category right here.

Best Annual Car Insurance Rates by Company in Jackson, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Jackson, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jackson car insurance rates. Find the cheapest Jackson, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jackson, Michigan

Insurance Company Low Medium High
Allstate $19,819 $20,369 $20,784
Farmers $4,533 $4,635 $4,766
GEICO $5,512 $5,841 $6,323
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $5,293 $4,934 $4,851
Progressive $3,853 $3,973 $4,078
State Farm $9,922 $10,480 $10,855
Travelers $10,181 $10,292 $10,373
USAA $3,157 $3,258 $3,337

What affects car insurance rates in Jackson, Michigan?

What factors can have an impact on Jackson, MI car insurance? There are several reasons why Jackson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jackson, Michigan.

Car Theft in Jackson

High levels of vehicle theft can make car insurance more expensive. Jackson, MI car theft statistics from the FBI indicate 124 vehicle thefts a year.

Commute Time in Jackson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jackson, MI is 19.0 minutes according to City-Data.

Traffic in Jackson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Jackson, MI traffic data from INRIX ranks Jackson as the 295th-most congested in the world.

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Compare Car Insurance Quotes in Jackson, MI

Ready to find affordable Jackson, Michigan car insurance today? Enter your ZIP code for fast, free Jackson, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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